Análisis de la app Personal Loan App by Fibe para 15 de mayo

The Fibe instant personal loan app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians. Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & impact loans. Download Fibe to get instant financial upgrades at your fingertips. Benefits of a Fibe Instant Personal Loan: -Get up to ₹10 lakhs - Instant disbursal - direct to your bank in 2 minutes -Flexible repayment from 6 to 36 months -No foreclosure charges - close your loan anytime, at zero extra cost -100% digital process with zero paperwork -Affordable EMIs for every need Flexible Tenures for Easier Monthly Payments - Here’s how your monthly payout reduces when you choose a longer repayment period: ₹1,00,000 for 6 months → Approx. ₹17,500/month ₹1,00,000 for 12 months → Approx. ₹9,300/month With a longer tenure, your EMI becomes much lower - making repayment easier & more affordable every month. Personal Loan Fees & Charges: -Interest: Starting from 16.75% -Processing fee: 3 – 3.5% of loan amount -Foreclosure charges: Free! -Late payment: ₹500 or 3% (whichever is higher) -Bounced payment: ₹500/bounce -APR: 16.75% – 45% -Stamp duty: 0.1% of loan amount -Mandate rejection: ₹250 + GST Example of How Personal Loans from Fibe Work -Amount borrowed: ₹5,00,000 for 3 years -Processing fee (3% + GST + stamp duty): ₹18,200 -Interest rate: 20% p.a. (reducing balance) -EMI: ₹18,582 -Total payable: ₹6,68,952 -Total interest: ₹1,68,944 -Total cost of loan: ₹1,87,144 Impact Loans on the Fibe App Our impact-focused loans make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 8,500+ centres. Healthcare Financing -Cover medical procedures & emergencies up to ₹10 lakhs -Low EMIs with flexible tenures -Accepted at top partner hospitals & clinics like Motherhood, Aster, VLCC, Narayana Health, Sabka Dentist & many more Education & Upskilling Financing -Finance coaching, courses, certifications & upskilling -Affordable repayment plans -Available at leading institutes across India like Upgrad, Scaler, Amity University, Sharda University, & more Benefits of a Fixed Deposit on Fibe: -Invest from ₹1,000 to ₹5 lakhs -100% digital FD booking -Easy withdrawals -Deposits up to ₹5 lakhs insured by DICGC -Invest in RBI-approved banks & NBFCs such as Bajaj Finance, Shriram Finance, Utkarsh Small Finance Bank, etc. Benefits of a Loan Against Mutual Funds: -Credit limit up to ₹10 lakhs -Interest-only EMIs starting at 11% -Works across 8,000+ approved mutual fund schemes -Access instant funds while your investments continue to grow Other features of the Fibe app: -Access all your financial transactions in one place -Shop for gift vouchers & explore offers from the biggest brands -Get exclusive credit card offers -Check & monitor your credit score for free -Exclusive referral programs that help you earn up to ₹1,000 every month At Fibe, we believe in transparency. All fees & charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app. About Fibe: The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit. Download Fibe today! Our Partner NBFCs: EarlySalary Services Pvt Ltd HDB Financial Services TATA CAPITAL Ltd Northern Arc Capital LTD Incred Financial Services Kisetsu Saison Finance (India) Pvt Ltd Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.) Oxyzo Financial Services Ltd Contact details Telephone: 020-67639797 Email: care@fibe.in Address: 404, The Chambers Viman Nagar Pune – 411014