Paisabazaar is a free credit score app, enabling consumers to check & monitor their credit score from all 4 credit bureaus for free. Trusted by more than 5.8 crore Indians from 860+ cities across the country, Paisabazaar has been offering consumers lifetime free credit score for the last 10+ years.
Credit score on Paisabazaar is powered by CIBIL, Experian, CRIF High Mark and Equifax - all 4 credit bureaus authorized by the RBI. It is not just free, but seamless to check and track, helping millions of consumers stay on top of their credit health report and become eligible for the best offers on personal loans & credit cards.
✔️ How does Paisabazaar help check Credit Score Free?
Paisabazaar has built deep partnerships with all 4 RBI-regulated credit bureaus and through digital integrations. The app offers the latest score from these bureaus including CIBIL. You can also check your credit health, across bureaus, from anywhere, anytime - instantly and conveniently with our Zero Spam Call Guarantee.
✔️ Why choose the Paisabazaar Credit Score App
👉 Free Credit Score check from all credit bureaus including CIBIL
👉 Instantly track your CIBIL score with ease every month
👉 Personalized insights to build & improve your CIBIL score
👉 Detailed Credit Health Report in 7 regional languages
👉 India's first AI-led Video Credit Report deep-diving into your credit profile
👉 PB Assist - An AI chatbot to help answer all credit queries
👉 Secure, digital and unbiased platform
✔️ How Paisabazaar helps consumers improve Credit Score to 750+?
👉 Check your CIBIL Score regularly on the Paisabazaar Credit Score app
👉 Exclusive Credit Health Report for key insights to improve score to 750+
👉 Expert assistance, tips and personalized recommendations
👉 Credit builder products for consumers with damaged credit & New to Credit Consumers
✔️ Personal Loan & Credit Cards on Paisabazaar App
Paisabazaar's free credit score initiative also enables access to credit with ease. Partner Banks & NBFCs provide customized offers, according to need & credit profile, while Paisabazaar's chance of loan approval model rank orders offers according to each consumer's eligibility.
Instant Personal Loan App
✅ Personal Loan amount up to ₹40–50 lakh
✅ Pre-approved Personal Loan offers
✅ Instant Personal Loan disbursal in just few minutes
✅ Expert assistance
✅ Highest chances of quick loan fast approval
Other Loans Offered:
✅ Micro Personal Loan
✅ Business Loan
✅ Home Loan
Choose from 100+ Credit Cards
✅ Cashback Credit Cards
✅ UPI Credit Cards (RuPay)
✅ Travel & Lifestyle Credit Cards
✅ FD-Backed Cards to build Credit Score Instantly
Mobile Recharge & Bill Payment App
✅ Mobile recharge (prepaid & postpaid)
✅ Electricity and utility bills
✅ Broadband & DTH
✅ Credit Card bill payments
✅ Zero platform fee
✅ Assured rewards
✅ Secure and seamless
Customers applying for a Personal Loan should note that:
✔️ Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
✔️ Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
✔️ For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260
However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.
Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.
Download the Paisabazaar App now
Contact Us
feedback@paisabazaar.com