Erste mBanking vs Qerko Usage & Stats

Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option 
within the mBanking app that lets you control all your financial transactions via a 
4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. Minimum requirement: Android 5.0. The minimal requirement for the fingerprint feature is Android 6.0.