3月13日的Prester应用程序分析

You ask me for a loan in 5 minutes and I deposit it in your account on the day. No papers, no lines. I am reliable: I am a registered entity in the BCP. No surprises: I am transparent, there is no fine print. I reward your effort: I trust you. And if you pay on time, I give you a discount for the next loan. Subject to approval according to the entity's credit policy. To order me, I followed these steps: 1. Download the App on your Android phone 2. Complete the application: Have your ID, Debit Card and comb your selfie handy. 3. Enjoy: We respond to you in 1 business day and deposit into the account you indicate. IMPORTANT Have your current Paraguayan Identity Card and be the holder of an active local bank account. At the moment that is the only way to pay out, soon you will be able to withdraw it at a collection point. Conditions of our credits: Minimum Term: 3 months, Maximum Term: 12 months. Minimum Amount: ₲ 500,000, Maximum Amount: ₲ 7,000,000 Type of amortization: Fixed installment Maximum Nominal Annual Rate (T.A.N.): 26.74% Maximum Effective Annual Rate (T.A.E.)*: 30.27% Maximum Grant Fee: 27.00% *Note: These values are updated to June 2023. Prester will always respect the Limits for Usury Rates (Law No. 2,339/2003), established and communicated monthly by the BCP Superintendency of Banks. The interest rate and commission vary depending on the applicant's credit history with Prester and/or with the credit market and/or their estimated repayment capacity. The detail of interests, commissions and expenses are informed during the application process by the Prester application or website and before its granting, and the client must accept these terms and conditions. The granting commission corresponds to the recovery of expenses in obtaining a credit history, identity verification, telephone line validation, opening and managing the loan, credit risk evaluation expenses and development, maintenance and updating expenses of the platform. The cost of PPP Services between ₲20,000 and ₲50,000 is charged one time at the beginning of the loan only to approved operations. These correspond to expenses for validation of the ownership and active status of the debit card and the bank account and/or electronic wallet. Sample Loan Loan amount: ₲ 2,000,000 Term: 12 months Monthly Fee: ₲ 252,000 Total to return: ₲ 3,049,000 (includes capital) Total cost of the loan: ₲ 1,049,000 (includes interest with VAT for ₲ 431,850.15 + granting commission with VAT for ₲ 592,149.85 + PPP service costs with VAT for ₲ 25,000) ⚠ Contact us: 📧 Email: hola@prester.com.py 💌 WhatsApp: (+595) 991 612953. 🌸 Facebook: https://www.facebook.com/presterapp 🕖 Customer Service: 9 AM - 6 PM Monday to Friday 🏠 National Office: Calle 14 de Mayo 1709 c/ Francisco Dupuis, Asunción, Paraguay. 🌐 Website: https://www.prester.com.py