7月29日的LOTTE FINANCE应用程序分析

INTRODUCTION LOTTE Finance is a smart consumer finance application, with modern technology, bringing you comprehensive, simple, and effective financial solutions. New finance that has never been before! Experience Lotte Finance. Membership is easy and fast! Easy and fast membership by SNS certification (Associate member). Securely sign up for membership through mobile phone authentication. Safe and versatile login methods Provides secure and diverse login methods such as PIN number and biometric authentication. My financial information at a glance. You can check the financial information you have just logged in at a glance (Only full member) Very Simplicity of Loan Simulation Monthly loan repayment amount that can be known only by job, application amount of loan, loan period. Non - member can apply easily and fast loan consultation. You can apply for a loan within a short time only by name and contact information CONDITION (*): - Nationality: Vietnam - Age: 18 - 60 - Income: Minimum 3 Mil VND/Month - Loan Amount: from 10Mil to 100Mil VND - Interest: From 24%/year to 60%/year (Depend on specific customer and calculated on the gradual decrease of the outstanding balance). - Tenor: 06 - 36 Month. - Fees & Pennalty: • No processing fee. • Early payment fee : 5%* Outstanding balance. • Principal’s late payment interest (=) The amount of overdue principal (x) 150% (x) loan interest in a normal term (x) the number of late payment days (:) 365; • Interest’s late payment interest (=) The amount of overdue interest (x) 10% (x) the number of late payment days (:) 365 Example: - Loan amount: 10 mil VND. - Tenor: 12 month - Interest rate: 24%/year - Monthly payment: 946.000 VND -Total cost of loan: 11.339.957 VND (where total interest is: 1.339.957 VNĐ) - Last payment may be different with monthly payment. (*) Loan conditions can be changed based on Lotte Finance on each period. CONTACT: - Website: https://lottefinance.vn/web - Facebook: https://www.facebook.com/LOTTEFinanceVietnam - Hotline: 1900 6866