5月23日的KwikPay Credit应用程序分析

KwikPay Credit has been one of the most innovative digital loan products available in Nigeria since 2013.​ ZERO-paperwork loan ZERO-security loan Loan amounts range between ₦5,000 and ₦5,000,000, with a maximum Annual Percentage Rate (APR) of 36%, depending on the risk profile of the customer.​ Loan Characteristics: Loan amount between ₦5,000 and ₦5,000,000.​ Apple No collateral is needed.​ Flexible repayment options.​ The credit amount and term will be based on your monthly salary or income.​ No hidden fees.​ APR 36% per annum.​ Example: Borrow ₦50,000 at an APR of 36% per annum with a tenure of 62 days. Interest amount = (₦50,000 × (36% / 365)) × 62 Interest amount = (₦50,000 × 0.000986) × 62 = ₦3,056 The total amount disbursed will be ₦50,000 The amount to repay will be ₦53,056 (₦50,000 + ₦3,056)