Acorns: Invest For Your Future vs Betterment Invest & Save Money Usage & Stats

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness. At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once. More than 13,000,000 Americans have invested over $22,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change. SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000. WHAT’S IN THE APP: INVEST: - EASY, AUTOMATED INVESTING Your money is automatically invested into one of our diversified, ETF* portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5. - INVEST IN BITS OF BITCOIN Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF. - PERSONALIZE YOUR PORTFOLIO Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies. - INVEST FOR RETIREMENT Save for the future with an Acorns Later retirement account, and get a 3% IRA match on new contributions with a Gold subscription. - INVEST FOR YOUR KIDS Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%! SAVE: - EMERGENCY FUND Build savings for life’s unexpected hiccups, including a 4.29% APY** to help your money grow. - CHECKING WITH APY Earn 2.72% on your checking account with the Mighty Oak debit card. AND MORE: - KIDS & TEEN DEBIT CARD Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription. - EARN BONUS INVESTMENTS Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200. - GROW YOUR MONEY KNOWLEDGE Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies. SUBSCRIPTION PLANS Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak. Bronze ($3/mo) — Investing tools to get you started on your financial journey. - Round-Ups® - Expert-built diversified portfolio - Retirement account - Checking account, and more Silver ($6/mo) — Level up your saving and investing skills. - Everything in Bronze - 1% IRA match on new contributions to your Acorns Later retirement account - Emergency fund - Courses and videos to help you grow your money knowledge - Live Q&As with investing experts Gold ($12/mo) — Full suite of saving, investing, and learning tools for you and your family. - Everything in Silver - 3% IRA match on new contributions to your Acorns Later retirement account - Investment accounts for your kids with a 1% match - Acorns Early smart money app and debit card for kids - Ability to add individual stocks to your portfolio - $10,000 life insurance policy - Complimentary Will, and more — *ETF (Exchange-Traded Fund) = collection of investments, made up of pieces of various stocks, bonds, or other assets. **APY (Annual Percentage Yield) = the amount of interest you can earn from the money you have in a bank account in a year. — Disclosures are available in the images above and at www.acorns.com/disclosures 5300 California Ave Irvine CA 92617