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SBI Card: Credit Card Payment
SBI Card: Credit Card Payment Vs. OneScore: Credit Score Insight

SBI Card: Credit Card Payment vs OneScore: Credit Score Insight Utilisation & Stats

SBI Card Mobile App is a one-stop solution to manage your credit card on the go! Trusted by over 10 million+ SBI Credit Cardholders, the app provides easy and secure access to your SBI Credit Card Account. It allows you to manage your finances efficiently. You can pay card bill, track spends and rewards, and avail 100+ servicing features. Get started with SBI Credit Card App to enjoy a seamless experience: • Register / signup with your SBI Credit Card details on our Mobile App in just a few simple steps. • Stay protected with secured login and Mobile Number verification. Login through password, 4-digit MPIN or biometric details. Ease of Account Management on SBI Credit Card app: • Credit Card Statement: View or download your monthly credit card statement and check transaction history, unbilled transactions, and payment history in just a few clicks. • Credit Card Payment: Pay your monthly credit card bill (Total Amount Due or Minimum Amount Due) using host of payment options such debit card, internet banking or UPI. • Pay in EMI: You can convert your recent transactions into flexible EMIs. • Track Usage: Check your card usage with Spend Analyzer. • View Card: No need to carry your physical SBI Credit card everywhere when you can view your card details on our App. Access your credit card details like card number and date through OTP authentication. • Manage your SBI Credit Card: Change / reset your credit card PIN, check disputed transactions or raise your card block or reissue request in a few simple steps in case of physical damage, lost or stolen card. Manage your card transaction usage: • Set your transaction preference for Domestic & International usage • Set limits for Online, Contactless, ATM and POS transactions for Domestic & International card usage. • Manage UPI transactions and set usage limit • Manage your profile by updating your address, E-mail ID, or Mobile Number • Set transaction limits for payments using Tokenized services like SBI Card Pay, Samsung Pay, etc. Pay with ease using SBI Credit Card app • Use ‘Scan to Pay’ feature to make payment at any Bharat QR-enabled merchant • Apply for an Add-on Card to share your card benefits with family • Shop and Save on E-Store: Pay your utility bills such as electricity, insurance premiums, mobile recharges. Shop for Instant Vouchers of top brands, complete your travel bookings, buy personalized gifts, flowers and cakes and so much more. • Transfer your outstanding balance from a non-SBI Credit Card to your SBI Credit Card. Simply enter your amount and repayment option, choose from the shown offers and enter your card details and pay back in lumpsum or easy credit card EMIs • Raise a request for Credit Limit Increase in a few simple steps. Want to apply for your new SBI Credit Card? Explore from a wide range of Credit Cards available as per your need and get instant approval. You can avail benefits such as free airport lounge access (domestic/international), welcome bonus, rewards, vouchers and so much more. Apply through our mobile app and get instant approval with minimal documentation.

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OneScore: Credit Score Insight

Instant personal loan app, credit-score & more! OneScore is a credit score management and instant personal loan platform trusted by over 4 Crore Indians. Whether you need money for short term personal expenses, a long vacation, or to cover medical expenses, you can get an instant loan for any cash emergency with OnePL. - Instant Loan Disbursal - Easy Application - No Collateral requirement - Zero Documentation - Flexible EMI options How to avail of the best instant loan offer on OneScore Build your credit worth by regularly tracking your credit score, & look out for the personalised best loan offer. Depending on your credit score, & other factors, you will receive instant approval for a personal loan through our app. What’s more! You can also use the EMI calculator within the app to plan your online loan EMIs & choose from the flexible repayment options. Set up payment reminders so you never miss an EMI. Eligibility Criteria for best online loan offer with OnePL A credit score of 730 & above Stable employment with monthly salary of >₹20,000 Aadhaar and PAN card holder OnePL features: • Lending partners: Federal Bank, South Indian Bank, Kisetsu Saison Finance India (KSF) • Loan Amount: Up to Rs. 5 Lakh • Loan tenure: Minimum 6 months, maximum 48 Months • Interest Rates: 12.5%-18.5% (for Federal bank), 15.9%-16.8% (For SIB), 14% - 30% (For KSF) • Processing fees: 1.5-2.5% (Minimum Rs. 999) for Federal bank and 1% + Rs. 750 Digital document charges + GST for SIB, 2%-3% for KSF • APR: 13.32%-27.49% (for Federal bank), 16.54%-20.52% (For SIB), 20% - 32% (For KSF) Let's understand this with an example, assuming a personal loan of Rs. 50,000 with a 13% interest rate & a repayment tenure of 1 year. Here’s how your online loan disbursal amount would be calculated: • Loan Amount - ₹50,000 • Tenure - 12 months • Interest Rate - 13% • EMI - ₹4,466 • Total Interest Payable - ₹4,466 x 12 months - ₹50,000 Principal = ₹ 3592 • Processing Fees (incl. GST) - ₹1179 • Disbursed Amount - ₹50,000 - ₹1,179 = ₹48,821 • Total Amount Payable - Principal + Interest + Processing Fees = ₹54,771 • Total Cost of the Loan = Interest Amount + Processing Fees = ₹3592 + ₹1179 = ₹4,771 *In case the loan is disbursed on or after the 6th of the month and your EMIs fall on the 5th of the month, there’s a gap of 29 days between your loan disbursal date & the first EMI. The interest rate charged for this period is called Broken Period Interest. Why download OneScore? Get instant loans up to Rs 5 lakh with zero documentation & flexible EMI options. Check your Experian and CIBIL score instantly. Get notified about changes in your credit score. Stay in charge of your credit score with a simplified credit report & eliminate errors in real-time. Use the ‘Find out why feature’ to analyze your data and understand exactly why your Experian and CIBIL credit score has changed. Use the Score Planner to level up your credit score. Set a goal for yourself & achieve your ideal score with personalized insights. Have a low credit score? Use the simulator to get suggestions on how to improve your Experian and CIBIL score with good financial habits. Get a bird’s eye view of all your personal loan & credit card accounts. Report inaccuracies in your credit record with a simple click. Why OneScore is different End-to-End Credit Management Tool One-stop solution for end-to-end credit management from building your credit score to availing instant personal loans at low-interest rates. Safe & Secure: None of your information is shared with any third party or institution. Your data is safe with us. email for help: support@fplabs.tech. Do visit our website to contact us for any queries at https://onescore.app. Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045