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- FinShell Pay Vs. Freecharge UPI & Bill Payments
FinShell Pay vs Freecharge UPI & Bill Payments Usage & Stats
FinShell Pay provides more than 8 Crore Indians with secure and convenient financial services. This super application not only takes care of your diverse financial needs, but also empowers you with a wide range of innovative services as well. FinShell Pay is your go-to destination for transforming your lifestyle. From personal loans to shopping discounts, and everything in between, we've got you covered. At FinShell Pay, your financial well-being is our priority and we are dedicated to providing you with the tools, resources, and services that help you to achieve your goals.
On FinShell Pay experience our offerings:
Get Personal loans:
-Get Loan amount starting from Rs 2000 to 5 lac
-Repay loan within 3-60 months
-Annual percentage rate (APR) (per annum monthly reducing): 10.5 - 48%
-Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Sample Case:
Loan Amount- Rs.39600
ROI- 36% pa
Tenure- 6 months
Processing Fee (4%)- Rs.1584
GST (18% on Processing Fee)- Rs.285
Disbursal Amount- Rs.37731 (Loan Amount -processing fee -gst on processing fee)
EMI Cycle EMI Amount Principal Interest
1 7311 6202 1109
2 7311 6309 1002
3 7311 6498 813
4 7311 6693 618
5 7311 6894 417
6 7311 7004 307
Total Amount User Pays Back- Rs.43866 (sum of EMIs)
Get easy personal loans at easy EMIs from trusted loan partners (Type: NBFC) including:
• EarlySalary Services Private Limited
(product name show in Finshell Pay : Fibe)
https://www.earlysalary.in/sourcing/
• InCred Financial Services Limited
(product name show in Finshell Pay : Incred)
https://www.incred.com/partnership/
Bill Payment via Bharat Connect (NPCI):
Pay your EMI for loans, electricity bills, credit card and many more bills. Now never miss a payment by linking your bill to your account and be reminded of the payments before due date. Experience bill payment like never before.
Coupon Centre:
Attractive discount coupons from top merchants that you don’t want to miss. Now choose your favourite coupon from the list of categories including food, fashion, electronics, health etc.
Quiz / Games:
Get more than your expectation. Now don’t get bored, just explore the Quiz and Game section to have fun. Experience from the list of entertaining games and challenging quiz. Why limit yourself when you can always have some extra from your life!
WHAT WE ENSURE?
We ensure your “Security & Protection to your Privacy”
Data security & privacy is our utmost priority. Apart from being standard compliant we have highest security standards & our backend APIs comply with mandated security standards and robust protocols. All the data is stored locally in India.
We are always eager to hear from you- to understand what you want with your financial buddy FinShell Pay and how was your experience with us.
Write to us on – support@finshellpay.com for all our thoughts.
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FreechargeBiz: One App for All Your Financial and Payment Needs
Trusted by Millions: FreechargeBiz, powered by Axis Bank, serves over 50 million users across India. Effortlessly manage UPI payments, recharges, and bill payments, while exploring financial offerings such as credit scores, gold loans, and digital FDs—all in one seamless app.
Key Features:
UPI Lite: Experience faster, hassle-free transactions without entering your UPI PIN.
Secure Transactions: Protect your data with 128-bit encryption technology for safe and secure transactions.
UPI Payments: Link multiple bank accounts, manage payments, and access a convenient credit line.
Bill Payments & Recharges: Handle bill payments, mobile recharges, and subscriptions effortlessly in one app.
Gift Cards: Choose from a variety of gift cards redeemable both online and in-store.
Cashback Offers: Unlock exclusive cashback deals on recharges, bill payments, and shopping.
Gold Loan: Get quick and secure gold loans online at competitive rates, powered by Axis Bank.
Mobile Recharge Reminders: Stay on top of your recharges with timely notifications for upcoming due dates.
Effortless UPI Payments:
UPI Lite: Make quick payments up to ₹500 without entering your PIN for a faster, hassle-free experience.
Freecharge UPI ID: Set up your UPI ID to transfer money swiftly and securely.
Rupay Credit Card: Link your Rupay credit card for seamless UPI transactions and added convenience.
Auto Mandate: Automate recurring bill payments to ensure they’re always on time.
Bank Account Management: Manage multiple bank accounts, including Axis, SBI, HDFC, ICICI, and over 130 others, all from one app.
Recharge and Bill Payments:
Mobile Recharges: Quickly recharge for JIO, Airtel, VI, BSNL, and more with top offers and reminders for upcoming recharges.
Bill Payments: Pay electricity bills for providers like Tata Power, BSES, DHBVN, UNBVN, and 70+ others. Manage water, gas, postpaid mobile, and broadband bills effortlessly with exciting cashback offers.
Credit Card Payments: Simplify credit card bill payments, manage multiple cards, avoid late fees, and ensure timely payments in one place.
FASTag Services: Recharge your FASTag to skip toll queues or purchase one directly from the app for hassle-free travel.
Subscription Management: Renew OTT subscriptions like SonyLIV, Z5, and Wynk Music conveniently through the app.
Exciting Cashback and Offers:
Unlock exclusive cashback on bills, shopping, and recharges, making every transaction more rewarding.
Gift Cards for Every Occasion:
Wide Selection: Explore diverse gift cards for birthdays, anniversaries, festivals, and more.
Flexible Redemption: Redeem gift cards online or in-store at leading retailers for added convenience.
Exclusive Cashback: Enjoy great cashback offers on gift card purchases.
Financial Services by Freecharge:
Credit Score Insights: Check your credit score and access detailed reports to make informed financial decisions.
Axis Bank Fixed Deposits: Open a Digital Fixed Deposit in minutes, choose your tenure, and enjoy assured returns to grow your savings.
Gold Loans: Apply online for quick and secure gold loans with competitive rates and fast disbursement to your account.
Contact Us:
Email: care@freechargebiz.com | grievanceofficer@freechargebiz.com
Registered Office: 11th Floor, Tower C, DLF Cyber Greens, DLF Cyber City, DLF Phase 3, Gurugram, Haryana 122022, India
Contact Number: 0124 663 4800
- Google Play Store
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- Finance
Store Rank
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FinShell Pay vs. Freecharge UPI & Bill Payments ranking comparison
Compare FinShell Pay ranking trend in the past 28 days vs. Freecharge UPI & Bill Payments
FinShell Pay- -
Freecharge UPI & Bill Payments#7,224
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FinShell Pay vs. Freecharge UPI & Bill Payments ranking by country comparison
Compare FinShell Pay ranking trend in the past 28 days vs. Freecharge UPI & Bill Payments
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March 30, 2026