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- DiiMO Vs. Banca Móvil BAC
DiiMO vs Banca Móvil BAC Usage & Stats
Without much hassle and from anywhere, we will lend you money instantly! 🤑
DiiMO supports Salvadorans with day-to-day economic situations, through capital advances that increase gradually, granted in record time and accessible to the user at any time and place.
📅 Receive capital advances available 24/7
📉 Single cost for financing and use of platform
📊 Create your credit history with DiiMO
💵 Amounts from $25.00 to $365.00 instantly
📌 More than 2,000 payment and disbursement points
How to request your first advance? 😱
1. Download DiiMO on your cell phone 📱
2. Accept the terms and conditions ✅
3. Create your account with your DUI and phone number 😀
4. Request your first advance of $25.00 💵
5. And that's it! You will receive a response to your request in less than 24 hours ⌛
What do you need to request your first advance?
- Be of legal age
- Have a current DUI
- Have a national telephone line
Do you have doubts? Write to us
Go to diimo.co and review our frequently asked questions.
We also leave you other means of contact:
Facebook: DiiMO App
Instagram: diimoapp
WhatsApp: +(503) 2374-4849
Email: support@diimo.co
About the loan 💵
DiiMO fully complies with the current maximum legal rate and charges established by the Central Reserve Bank of El Salvador (BCR).
- The minimum period to repay the loan is 60 days up to a maximum of 150 days
- Interest ranges from 6.33% to 6.67% monthly
- The effective annual rate (APR) ranges from 76% to 80%
- Digital platform from $4.90 to $5.00
- Late payment charge of 10% on overdue capital pending payment
- No charges or penalties for early payment
Representative example (APR from 76% to 80%)
- Initial amount: $335.00
- Period: 150 days
- Annual percentage rate: 76%
- Interest: $66.58 (6.33% monthly)
- VAT interest 13%: $8.66
- Total interest: $75.24* (Includes VAT 13%)
- Digital platform: $4.95* (Includes VAT 13%)
- Monthly payment: Loan amount $325.00 + Interest $75.24 + Digital platform $4.95 = $415.19 / 5 (period) = $83.05
- 5 month fee: $83.05
Read our privacy policy https://diimo.co/privacy
* Commissions, interest and default interest include VAT 13%. Payment terms may vary and there is no minimum payment period. Customers can make payments at any time after receiving the loan. A one-time charge of 10% to 15% on the total outstanding outstanding principal may be applied as default interest to loans whose payment period has expired.
*** We recommend taking care of your credit history by paying your installments within the established deadlines, the default interest for non-payment is very high and can also affect your opportunity to request loans in the future.
diimo.codiimo.co
diimo.codiimo.co
- Google Play Store
- Free
- Finance
Usage Rank
- -
Keep control of your personal finances and enjoy an innovative experience, with Banca Móvil you can check balances, transfer money to accounts at other banks, pay for your services and make top-ups from your mobile device.
Learn about everything you can do in Banca Móvil BAC:
Balance inquiry:
[+] Check the balance of your bank accounts, cards, savings, loans, pension funds and investments on the same screen.
Bank accounts:
[+] Consult balances and movements.
[+] Share account number easily.
[+] Use the “I want” menu for quick options.
[+] Check the retained movements.
[+] Resend proof of past movements.
[+] Quickly view your card details.
[+] Temporarily block and unblock when you want debit cards.
Credit Cards:
[+] View recent transactions, and transactions from previous months.
[+] Temporarily block and unblock when you want credit cards.
[+] View and redeem the points of the loyalty plan of your cards
[+] Consult the Payment dates and the minimum and cash payment amounts.
[+] Consult the details of the financing
[+] Pay your card or those of third parties with your bank accounts.
[+] Check your payments made on the day.
Transfers:
[+] Transfer money between your accounts or to third-party BAC accounts.
[+] Make transfers to other banks either SINPE or ACH.
[+] Make "Sinpe Móvil" transfers (Costa Rica Users).
[+] Send money with Kash to your contacts already registered. (1)
[+] Share the receipt.
[+] Identify with a "star" the destination accounts that are safe favorites and that do not require the use of a security device.
Cardless Withdrawal:
[+] Withdraw money from the ATM or Rapibac points only with a code created from the App.
[+] See historical withdrawals and pending withdrawals.
[+] Cancel any withdrawal codes you no longer need to get your money back right away.
Payments:
[+] Add or remove paid favourites.
[+] Edit the name of your favorites.
[+] Consult the service payment history.
[+] Sort your favorites according to the order you want.
My Finances:
[+] Check the expenses and income of your products.
[+] Recategorize payments according to your preferences.
Planned Savings: (2)
[+] Open new accounts and create new planned savings.
[+] Consult the movements associated with savings.
[+] Make extraordinary savings on your BAC Goals.
Requests:
[+] Manage issues related to your accounts, cards, etc.
[+] See the history of requests made.
Loans:
[+] Check the total loan balance.
[+] Make your loan payments.
Other features:
[+] Activate your BAC Code and keep it simple.
[+] Enter with fingerprint.
[+] Perform transaction approvals.
[+] Manage the devices you sign in from.
[+] Consult the exchange rate.
[+] Change your card PIN.
[+] Contact us via WhatsApp.
Considerations:
(1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica.
(2): Functionality not enabled for Nicaragua.
Requirements for operation:
[+] Android 8 or higher, in lower versions the correct operation is not ensured.
[+] Updated applications such as Google Chrome and Android System WebView.
[+] Requires stable internet connection.
If your device has problems due to the Android version, we suggest using the website: www.sucursalelectronica.com on your mobile browser.
If you have questions or problems with any functionality, you can visit our https://ayuda.baccredomatic.com/en
We are always innovating and improving. If you want to suggest improvements, write to us at bancamovil@baccredomatic.com
- Google Play Store
- Free
- Finance
Usage Rank
#8,032
DiiMO vs. Banca Móvil BAC ranking comparison
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DiiMO VS.
Banca Móvil BAC
November 25, 2024