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Raiz | Earn, Save & Invest vs Betterment Invest & Save Money Usage & Stats

Grow your wealth with Raiz. Join over 330,000 Aussies saving, investing and reaching their life goals with Raiz. Featured in Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7. MULTIPLY YOUR SAVINGS Get started in minutes. From $5, invest automatically through round-ups or regular contributions and grow your wealth over time. MICRO-INVESTING, FULL FLEXIBILITY Raiz makes it easy to start investing, whether you have $5 or $5 million. Round-Ups: With every purchase, we round up the spare change and invest it automatically, enabling you to build wealth in the background. One-off or Recurring Investments: Choose daily, weekly, fortnightly or monthly automatic deposits. Invest, withdraw, or switch portfolios whenever you like. INVEST SIMPLY, GROW STEADILY Diversify and thrive: Keep it simple and pick from 8 ready-made portfolios, or go hands-on with Raiz Plus, building a custom portfolio with a mix of ETFs, ASX stocks, property, and crypto. With automatic rebalancing, Raiz helps keep your portfolio aligned to its set target asset allocation. When market movements, deposits or withdrawals cause your portfolio to drift from its targets, Raiz automatically adjusts it back in line. Set targets with Jars: Save and invest for what matters, from travel dreams to a home deposit. See the bigger picture with My Finance: Get a real-time picture of your finances. Track your spending, monitor your income, and understand where your money goes, so you can make smarter decisions. REWARDS AND CASHBACK Earn while you save and invest. Shop with hundreds of brands like Expedia, THE ICONIC, and Woolworths through Raiz Rewards, and get cashback invested directly into your Raiz account. Turn your everyday shopping and travel bookings into cashback that's automatically invested, helping you grow your portfolio. Complete in-app surveys and offers to earn even more. YOUR FUTURE, AT THE PALM OF YOUR HAND Raiz Kids: Create investment accounts for children under 18 with permissions you control. Build good habits early and invest for their future. Decide where your Super is invested. Use Raiz Invest Super and select a portfolio from the Raiz investment options you know. A TRACK RECORD YOU CAN TRUST Raiz is a publicly listed Australian company (ASX: RZI), trusted by 1.7 million Aussies who signed up to the Raiz app. “[Raiz has] a wealth-building process made effortless, one tap at a time.” - Sydney Morning Herald, October 2025. TRANSPARENT FEES Unlimited transactions with zero brokerage fees. Monthly and/or percentage-based fees depending on your plan. No fees when your total balance is below $1. QUESTIONS? Contact us at support@raizinvest.com.au or on 1300 754 748 and we’ll get right back to you. This app is issued in Australia by Instreet Investment Limited (ACN 128 813 106 AFSL 434776) (Instreet) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022). Raiz Invest Australia Limited (Raiz) (ABN 26 604 402 815) (Corporate Authorised Representative of Instreet) is the Promoter and Administrator of the Raiz Invest Australia Fund (ARSN 607 533 022). The information has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Read the PDS and any associated reference documents before making an investment decision. In accordance with the DDOs, we maintain TMDs for our Funds. All documents can be found on www.raizinvest.com.au, or calling Customer Support on 1300 754 748. "RAIZ" is a registered trademark of Raiz Invest Australia Limited. Address: 9/2 Bulletin Pl, Sydney NSW 2000.
  • Google Play Store
  • Free
  • Finance

Usage Rank

- -

Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence. Join 1M+ investors who trust us with over $65B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy. 💰 Invest & save with confidence - Start investing and saving with no minimum balance - Track your cash, savings, and investments in one app - Manage financial goals for short and long-term growth 💵 Earn 3.25% variable APY* (as of 12/12/25) with Betterment Cash Reserve - Grow your savings with a high-yield cash account - Get up to an extra 0.65% APY* with qualifying deposits - Secure your money during volatile times while earning ~10x the national average. - Protect your cash with up to $2M FDIC insurance through program banks 📊 Expert-built portfolios - Choose from low-cost, globally diversified portfolios that match your risk tolerance and goals. - Diversify with stock and bond ETFs - Explore low-cost, expert-built portfolios like Social Impact, Innovative Technology, or Climate Impact - Choose bond-only portfolios like Goldman Sachs Tax-Smart Bonds - We manage all the trading, rebalancing, reinvesting, and tax management for you, automatically 📊 Self-directed investing - Start trading individual stocks, ETFs, and mutual funds, all with a platform you trust. - Invest in stocks and ETFs with Betterment’s tools by your side - See your tax impact before you sell - Trade fractional shares with no commissions - Invest and build your wealth your way 🧠 Smart automation & optimization - Betterment’s automated tech does the work for you. - Automatically reinvest available dividends and rebalance your portfolio - Improve tax efficiency with tools like tax-loss harvesting - Automate deposits to grow your investments consistently - Get expert guidance and advice 🏦 Low fees. Real growth potential. - Keep more of what you earn while your investments grow. - Invest for $5/month or 0.25% annually with $24K balance or $200+ monthly deposit - Upgrade to Premium (0.65%) for unlimited CFP® advisor access - Certified Financial Planner® professionals, salaried, never commissioned, for a significantly lower management fee 🎯 Plan for retirement & savings goals - Turn future financial planning into action - Build retirement savings with IRAs or taxable accounts - Manage spending with hassle-free, no-fee checking - Plan income growth and long-term savings - Track net worth, outside accounts, and investment performance 🚀 So, why Betterment? Betterment combines investing, crypto, cash, and savings in one easy-to-use app to help you build lasting wealth. With automation, expert-built portfolios, and transparent pricing, you can invest and save confidently and focus on your financial growth with ease.
  • Google Play Store
  • Free
  • Finance

Usage Rank

#3,173

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Raiz | Earn, Save & Invest VS.
Betterment Invest & Save Money

April 2, 2026