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- Maya – savings, loans, cards Vs. BPI
Maya – savings, loans, cards vs BPI Usage & Stats
Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can save money and earn up to 15% interest p.a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.
SAVE
BSP-licensed digital banking with a twist? You bet.
Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.
SHOP & PAY
All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.
Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.
INVEST
You’ve got plenty of ways to explore your money's potential through crypto and funds.
Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.
Makes trading cryptocurrency a lot easier with Maya.
BORROW
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.
Approval is subject to credit evaluation. See below for loan terms.*
*Loan Terms
• Credit limit amount: P15,000 - P250,000
• Monthly add-on interest rate: 0.77% - 2.57%
• Monthly effective interest rate: 1.4% - 4.25%
• Tenure: 6 - 24 months
• Max. annual APR: 30.78%
• Applicable DST and other fees: Waived
• Late fee (daily) on overdue principal: 0.17%
Sample Computation
• Loan amount: P25,000
• Monthly add-on interest rate: 0.83%
• Tenure: 6 months
• DST/fees: P0
• Monthly installment amount: P4,374.17
• Total repayment amount: P26,239.19
• Daily penalty: 0.17%
Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.
For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:
• (+632) 8845 7788
• 1800 1084 57788 toll-free
• *788 for free using Smart
• Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines
- Apple App Store
- Free
- Finance
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Welcome to the BPI app, a versatile and user-friendly app that puts the power of online banking at your fingertips. Our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device.
FAST ONLINE ACCOUNT OPENING
1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services!
NOW ALSO YOUR E-WALLET WITH QR PAYMENTS
Skip the cash-in, scan any QR Ph in stores to pay straight from your BPI app!
EASY MONEY TRANSFERS
Easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay. Set up Favorites to save time.
SCHEDULED TRANSACTIONS
Create scheduled transactions to billers, fund transfers to BPI accounts and other banks, and load to prepaid cards ahead of time so you don't miss due dates. You can set the frequency to one-time, monthly, and quarterly.
TRACK & PLAN
This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get!
ACCOUNT QR CODES
No need to share account numbers. Send and receive money more securely when you generate QR codes for your accounts and scan or upload QR codes for recipients' accounts. Newly-generated personal QR codes now show the InstaPay logo at the center.
INVESTMENT SERVICES
Grow your wealth and secure your future with our BPI’s investment offerings. Open an investment account, view and manage your funds in one place so you can stay on top of your financial goals.
CUSTOM TRANSACTION LIMITS
Enjoy the extra layer of security that comes with setting amount limits for different transactions. Adjust your limits on a daily basis, depending on your needs.
MOBILE KEY FOR AUTHORIZING TRANSACTIONS
No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials.
AVAIL PERSONALIZED OFFERS
As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances.
BANK SERVICES WITHOUT GOING TO THE BRANCH
You can also request other services with just a few taps:
- Order Debit Card
- Open a New Account
- Open a Time Deposit Account
- Reorder Checkbook
- Stop Check Payment Order
- Avail Credit-to-Cash and Balance Conversion for Credit Cards, available to select customers
- Permanently Block Debit or Credit Card
- Temporarily Block and Unblock Debit or Credit Card
- Download your Statement of Account
- Download Wealth Portfolio Accounts Statements
- Update Mobile Number
- Manage Trusted Devices
- Check deposit, available to select customers
- Cardless Withdrawal
About BPI
As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.
At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs.
Download the app today and make every day better with BPI.
- Apple App Store
- Free
- Finance
Store Rank
- -
Maya – savings, loans, cards vs. BPI ranking comparison
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Maya – savings, loans, cards VS.
BPI
December 31, 2024