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N26 — Love your bank vs bunq Usage & Stats
Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 You, and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime.
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins.*
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
- Apple App Store
- Free
- Finance
Store Rank
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Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in 5 minutes to start your 30-day free trial today.
Our Plans
EASY CARD - Free
Get an international credit card in just 5 minutes.
• A Free Credit Card you can instantly use with Apple Pay
• Save up to 90% on roaming costs with your eSIM, available in the bunq app
• AutoAccept payment requests
• Stocks: use the bunq app to invest on the go
• Daily chances at great prizes from the Wheel of Fortune
• Access to Finn, your personal assistant
• Personalized budgeting tips and insights from Finn
• Parent Access for any account set up for a minor
• Use the Travel tab to find places recommended by friends and by Finn
• Get practical travel tips with Travel Assistant
• Plant a tree for every €1,000 spent with your bunq card
• 24/7 Online Support, Biometrics ID and Deposit Protection
EASY SAVINGS - Free
Earn high interest on your savings and pay zero fees.
• All the benefits of Easy Card, plus:
• 2.01% base rate interest, plus 3.36% interest on funds exceeding your peak savings balance of the past 6 months.
• Interest paid weekly
• 2 withdrawals per month, included
• No minimum deposit
• Freedom of Choice to decide where your money’s invested
• Add external bank accounts for a full overview of your finances (for NL+DE+FR users)
EASY BANK - €3.99/month
Get a bank account in just 5 minutes.
• All the benefits of Easy Savings, plus:
• 1 Bank Account, 1 Joint Account and 1 Joint Savings Account
• 1 Physical Debit or Credit Card, in addition to 1 Free Virtual Credit Card
• A beautiful stainless steel Metal Credit Card, so you can pay in style wherever you go
• Withdraw and Deposit cash at participating stores
• Instant Payments
• Schedule Payments for bills and expenses
• Use Refund Request when you’re not satisfied with a product or service
• Shared Account Access
• An NL, DE, ES, FR or IE IBAN to match your location
• Added card security against overcharged tips and irregular payments, powered by AI
• Key insights to help track your CO2 footprint
EASY BANK PRO - €9.99/month (FREE if you’re a student in the Netherlands who receives DUO on their bunq account)
Get a borderless bank account with easy budgeting
• All the benefits of Easy Bank, plus:
• Automatically pay from the right account or currency with AutoSelect
• 25 Bank Accounts
• Effortlessly open Joint Accounts with friends, housemates, loved ones
• Monthly spending breakdowns and month-on-month comparisons
• Smart automations to help you save more
• Spend, save, pay and receive in 22 currencies
• Earn 3.71% interest on USD and GBP
• Get NL, DE, ES, FR & IE IBANs
• Invest automatically with Easy Investments
• Save up to 3% when paying abroad
EASY BANK PRO XL - €18.99/month
Get a borderless bank account with easy budgeting and travel insurance.
• All the benefits of Easy Bank Pro, plus:
• Worldwide Travel Insurance with zero hassle
• Earn 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Earn more Cashback with up to 2 friends
• Plant a tree for every €100 spent
All our plans are also available for business! Benefit from additional features like real-time bookkeeping, Tap To Pay, and more.
Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.
Your Deposits = Fully Protected
Your money is insured up to €100,000 by the DGS.
Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.
bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
- Apple App Store
- Free
- Finance
Store Rank
- -
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N26 — Love your bank VS.
bunq
November 27, 2024