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- Toshl Finance - Best Budget Vs. MoneyWiz 2026 Personal Finance
Toshl Finance - Best Budget vs MoneyWiz 2026 Personal Finance Usage & Stats
Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun!
"Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” - New York Times
"Now I know where my money is disappearing to, thanks to Toshl...” - BBC
Winner of The Europa award for Best Commerce, Finance or Payments Startup
Easy data entry
- automatically connect over 13 000 different bank accounts, credit cards or financial services in the United States and around the world. Available connection include; Chase, Bank of America (BofA), Capital One, Charles Schwab (SCHW), Citi, HSBCnet, PNC, SunTrust, TD Bank, US Bank, Wells Fargo, PayPal, Wealthfront, Betterment, Coinbase, Bitstamp and others.
- quick & easy manual expense entry in only 4 taps. Tip calculator included.
- use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies.
- add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting.
- import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app
Useful graphs
- big picture overview of how your money flows each month
- how much you have left to spend this month while maintaining your budget goals
- pie charts, bubble graphs, expense locations map
Budgets
- budgets for all expenses or filtered by categories, tags or accounts
- budget for any time period
- optional rollover to the next budget period
- notifications warn you when you approach your budget limits
Sync with multiple mobile devices
- use on an unlimited number of devices, on multiple mobile platforms
- your data automatically syncs to all devices and the web app
- automatic backup, data is safe even if you lose your device
Syncs with the web app
- open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen
- automatically synced with mobile app
- extensive data visualisations with month-over-month comparisons and filtering by category, tag, location
Toshl Pro & Toshl Medici
You can use most Toshl Finance features for free forever.
We offer 2 subscription plans which unlock more advanced features.
Free - 2 financial accounts, 2 budgets
Pro - unlimited financial accounts, unlimited budgets, save receipt photos with expenses, repeat expenses, set bill reminders, unlock with fingerprint - $2.99/month or $19.99/year
Medici - automatically import data from your US or Canadian bank, credit card or other financial service. Also includes all Toshl Pro features. $4.99/month or $39.99/year
Your payment will be charged to your iTunes Account. If you are eligible for a trial period, the payment will be charged when the trial period has ended. If you have already used the trial period, it will be charged once you confirm your purchase here.
Your iTunes account will be charged again when your subscription automatically renews at the end of your current subscription period unless auto-renew is turned off at least 24 hours prior to the end of the current period.
You can manage or turn off auto-renew in your Apple ID Account Settings any time after purchase.
Privacy policy https://toshl.com/privacy/
Terms of Service https://toshl.com/terms/
- Apple App Store
- Free
- Finance
Store Rank
- -
Organize your day to day accounts, loans, savings, investments and even crypto in a convenient and secure way with MoneyWiz. MoneyWiz is the only personal finance app that can help you manage every aspect of your finances.
AT A GLANCE
+ Tracking for bank and credit accounts, loans and debts, budgets and goals, bills and subscriptions, investments and crypto;
+ Automatic download of new transactions through direct connections to your banks;
+ Cloud backup and automatic sync across your iPhones, iPads and Macs;
+ Advanced import features, so you can quickly move your data from other apps;
+ Military grade data security with 256bit end-to-end encryption;
+ Extensive tutorials and built-in support chat with a real humans!
[ GET 1 WEEK FREE TRIAL ]
Check our extensive features today!
CONNECTED BANK ACCOUNTS
+ 40,000 banks in 55 countries via 4 data providers
+ Apple Wallet integration
+ Automatic detection of Transfers and Refunds
+ Automatic categorization with AI and learning
+ Get notifications for every new transaction
MANUAL ACCOUNTS
+ Track manually if connected bank accounts is not for you
+ Complete control over your transaction entry form
+ Post transactions in connected accounts too
+ Import OFX, QIF, CSV and MT940
ALL ACCOUNTS
+ Group accounts any way you want
+ Bulk edit
+ Reconcile against bank statements
+ Custom account icons
+ Multi-currency support with automatic refresh of currency rates
+ Archive old accounts
INVESTMENTS
+ Support for all your stock market investments, including stocks, options, bonds and more
+ Unmatched support for Crypto and Forex investments for a personal finance app
+ Handling for investments pre-IPO and pre-ICO
BUDGETS & GOALS
+ Versatile budgeting tools for various styles, including envelope budgeting
+ Group budgets anyway you want
+ Real time progress indicators
BILLS & SUBSCRIPTIONS
+ Get alerted when it's time to pay or get paid
+ Never forget a payment again
+ Tap on the calendar for instant Forecast based on your scheduled payments
REPORTS
+ Analyze your money with 30+ reports
+ Save reports for easy access in the future
+ Group reports any way you want
+ Export reports to PDF, CSV or print them
WEEKLY IMPROVEMENTS
Check out our version history and road map.
We deliver new improvements weekly, based on your feedback.
SUBSCRIPTION
We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features:
+ Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account
+ Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud account
Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.
LINKS
Roadmap: https://wiz.money/roadmap
Privacy Policy: https://wiz.money/privacy/
Terms of Use: https://wiz.money/toc
- Apple App Store
- Free
- Finance
Store Rank
- -
Toshl Finance - Best Budget vs. MoneyWiz 2026 Personal Finance ranking comparison
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Toshl Finance - Best Budget vs. MoneyWiz 2026 Personal Finance ranking by country comparison
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January 7, 2026