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- Acorns: Invest For Your Future Vs. Stash: Investing made easy
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Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and financial wellness.
At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.
More than 14,000,000 Americans have invested over $27,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.
SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.
INVEST:
- EASY, AUTOMATED INVESTING
Your money is automatically invested into our expert-built, diversified ETF portfolios. You can Invest Spare Change® each time you make a purchase with the Round-Ups® feature or set up automated recurring investments starting as low as $5.
- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your diversified portfolio towards a Bitcoin-linked ETF.
- PERSONALIZE YOUR PORTFOLIO
Add individual stocks and ETFs from the largest 100+ public US companies to your Custom Portfolio.
- INVEST FOR RETIREMENT
Save for retirement with an Acorns Later account, and get a 3% IRA match on new contributions during your first year with Acorns Gold.
- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1% — exclusively on Acorns Gold!
SAVE:
- EMERGENCY SAVINGS
Build savings for life’s unexpected hiccups, including a 3.35% APY to help your money grow.
- CHECKING
Invest Spare Change® when you spend, and automatically invest a piece of each paycheck with Acorns Checking.
AND MORE:
- MONEY MANAGER
Put your money on autopilot with Money Manager, which smartly splits your money across investing, saving, and spending.
- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in Acorns Gold.
- EARN BONUS INVESTMENTS
Shop 11,000+ brands and earn bonus investments and exclusive deals. Plus, earn limited-time referral bonuses of up to $1,200.
- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn all things money.
SUBSCRIPTION PLANS
Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.
Bronze ($3/mo)
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Investing tools to get you started on your financial journey.
- Round-Ups® feature
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more
Silver ($6/mo)
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Level up your saving and investing skills.
- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
- Emergency Savings
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts
Gold ($12/mo)
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Full suite of saving, investing, and learning tools for you and your family.
- Everything in Silver
- Smartly split your money across investing, saving and spending with Money Manager
- 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks and ETFs to your portfolio
- $10,000 life insurance policy
- Complimentary tax filing, will, and more
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Disclosures are available in the images above and at www.acorns.com/disclosures
5300 California Ave Irvine CA 92617
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Invest with confidence—expert-built portfolios, guidance, and automation
Stash is the investing app that helps everyday Americans make their money work harder. Whether you're planning for retirement, building a safety net for the future, or investing for the first time, Stash combines expert-managed portfolios with powerful automation and personalized guidance to help you stay on track.
As a Registered Investment Advisor (RIA), we act in your best interest—like the financial pros wealthy people hire, but built for real working people. With Stash, you’ll invest smarter, not harder, using the same long-term strategies professionals trust.
Automated investing, managed by experts
Smart Portfolio takes the guesswork out of investing with expert advice. Stash builds and manages a diversified portfolio designed to build wealth over time. We automatically rebalance and optimize for your goals—so you can focus on living your life, not watching the markets.
Want to choose your own stocks and ETFs?
Build a portfolio that reflects your goals, values, and interests. With Stash, you get access to thousands of investments, plus tools and recommendations to help you invest with confidence—not complexity.
Set your investing on autopilot with Auto-Stash
Stash customers who invest on a schedule with Auto-Stash set aside 9x more than those who don’t.¹ Set it once, and add to your Stash in the background—no extra work needed.
Your personal Money Coach, always on
Finances can be overwhelming. Money Coach gives you fast, personalized advice tailored to your life—whether it’s understanding your next move or staying motivated toward your goals.
Turn spending into investing
Use the Stock-Back® Debit Card to earn stock with every eligible purchase—up to 5% back. It’s a simple way to build long-term wealth while buying what you need today.²
Invest in retirement
Plan ahead with a Traditional or Roth IRA. Designed for long-term growth, Stash helps you invest for a future with fewer financial worries—and potential tax advantages along the way.
Help the next generation start strong
Open a Custodial Account for a child in your life. You manage it today, they benefit tomorrow. It’s an investment in their future—and in your legacy.
Make your money work as hard as you do
With automated tools, expert support, and long-term investing guidance, Stash helps simplify the path to financial confidence.
Disclosures
¹ Based on Stash internal data as of February 29, 2024. “Set Aside” is defined as complete incoming transfers from external funding sources to Stash across all brokerage and banking accounts. This statistic does not take withdrawals into consideration.
² Limitations apply. 5% Stock-Back® rewards available only for qualified bonus merchants on Stash+. See Bonus Rewards Terms & Conditions.
Monthly Subscription Fee starts at $3/month. Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.See Advisory Agreement & Deposit Account Agreement: stsh.app/legal.
Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Must be 18+ to open an account. Stash only available to US citizens, permanent residents, & select visa types.
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- Free
- Finance
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January 9, 2026