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Lloyds Business Banking app vs Kroo Bank - Mobile Banking Usage & Stats

The power is in your hands • Apply for a Business Account in minutes • Get free accounting software • No account fee for 12 months (£8.50 per month after that) • Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher* *Lending subject to status. Locked down security • Quickly log in using biometrics • Reset your password Easy breezy payments • Pay in cheques up to £20,000 per day • Make Faster Payments up to £100,000 with a £250,000 daily limit • Create and amend standing orders • View and manage Direct Debits • Add new payees • Make international payments to existing payees Everything is a tap away • Check your debit card PIN • Update your business address, email, and phone number • Update your personal address • Add and remove people from your account • Register for paper-free statements • Approve online purchases • Close unused accounts Help when you need it most • The virtual assistant is there for anything you need, anytime • You can also live chat with us if you have a more complex query Getting started If you’re already an Online for Business customer, you’ll need your: • Online banking login details • Card and card reader If you don’t have an account with us yet, you can apply via the app if: • You’re at least 18 years old • You’re a UK resident • You’re a sole trader or director of the business • Your business has an annual turnover of £25m or less If you have a limited company: • It must have been registered with Companies House for at least four days • The Companies House register must not have changed in the past four days • It must have an ‘active’ status on the Companies House register Not registered for online banking? Head to our website. Keeping you safe online We use the latest online security to protect your money, your information and your privacy. Our app checks your details, your device and its software for security before you log in. If your phone is lost or stolen, we can block it from being used to try and access your accounts. Important information Your phone’s signal and functionality may affect your service. Terms and conditions apply. When you use this app, we collect anonymous location data to help combat fraud, fix bugs and improve future services. Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards). Please note that features requiring the use of your device’s phone capability, such as Call Us, won’t work on iPads. Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone 0207 626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Legal information This app is designed and intended for Lloyds UK Business Banking customers to access and service UK business products. It should only be downloaded for this purpose. Any confirmation that our product or service complies with European Union law is made to Apple to meet its legal requirements. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds.
  • Apple App Store
  • Free
  • Finance

Store Rank

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INTUITIVE SPENDING One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely. NO MONTHLY FEES Our current account is free to open with no monthly fees. And you can apply to access an overdraft (subject to status), currently by invitation only. ZERO FEES OVERSEAS Spend using your Kroo debit card at home and abroad, where Visa is accepted, with zero fees. We won’t charge you for using ATMs overseas. Just bear in mind that many ATM providers may charge a separate fee for using their ATM. PEACE OF MIND FSCS deposit protection up to £120,000 per customer Face ID. Touch ID Multi-factor authentication UK-based customer support Freeze and unfreeze your card. KROO & APPLE PAY Enjoy all the benefits of your Kroo card using Apple Pay. It’s an easy, secure, and private way to pay. INTEREST FOR YOU With a Kroo current account, you’ll earn interest at 1.10% below the Bank of England base rate on your current account balance up to £500,000. And it’s paid into your account monthly. AER means annual equivalent rate. It shows you the yearly rate if we paid interest on top of interest. Gross interest is the contractual rate of interest. KROO FLEXIBLE CASH ISA The fully flexible cash ISA. Top-up or withdraw whenever you need, with no penalties, and without affecting your £20,000 allowance. Start saving tax-free today. Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice OUR MISSION Our goal is to be trusted and loved by our customers because we have their backs. We are a fully licensed UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772. Head to kroo.com to find out more. Current account applications and account management are via the app only.
  • Apple App Store
  • Free
  • Finance

Store Rank

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Lloyds Business Banking app VS.
Kroo Bank - Mobile Banking

January 9, 2026