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- ANZ FastPay Tap Vs. Payap
ANZ FastPay Tap vs Payap Usage & Stats
ANZ FastPay Tap is a mobile payment solution that allows you to accept contactless Visa and Mastercard debit and credit card payments on the go anywhere*, anytime by simply tapping their card on an NFC-enabled smartphone to process a payment.
With more customers able to pay you on the spot, you can spend less time running after payments, and more time running your business.
ANZ FastPay Tap:
• Convenient – accept payments from your customers via a range of card and mobile wallet options:
- Contactless Visa and Mastercard debit and credit cards
- Mobile wallets (customers can tap their mobile device to pay)
• Anywhere, anytime – payments can be taken wherever the job is done*. Perfect for mobile businesses such as tradies and market vendors.
• Excellent for your cash flow – access your takings the next business day (for transactions processed before 10pm Monday to Friday).
• Quick – with ANZ FastPay Tap, ask the customer to tap their card to process a payment, and that's it!
• Flexible – no long-term contracts.
• No fuss receipts – email your customer a receipt through the app.
• Compliant - ANZ FastPay Tap meets strict industry security standards. ANZ FastPay Tap does not allow for card, or card PIN data to be stored on your smartphone or the ANZ FastPay Tap app.
• Simple refunds – when necessary, you can process refunds through ANZ FastPay Tap for your customers.
ANZ FastPay Fees:
For a full list of ANZ FastPay fees, visit anz.co.nz/fastpay
For FAQs and more info, visit anz.co.nz/FastPay.
ANZ FastPay Tap is only available to approved merchants who meet ANZ’s credit approval criteria and have an ANZ Account. Terms, conditions and fees apply.
*Use of ANZ FastPay Tap requires a cellular or wireless internet connection.
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The payment app to power-up your payments
Payap isn’t just a new way to pay. It’s the new way to make your money work for you.
We’ve ditched the cards, scrapped the surcharge, and packed your phone with the kind of payment power your plastic never had.
Sync your NZ bank accounts. Swerve the surcharge. And simply scan QR codes to pay.
Join the growing number of Kiwi using Payap to master their money.
It pays to Payap.
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Why Payap? Let’s break it down:
> The wallet of all wallets
Link your NZ bank accounts and pay from one secure digital wallet - no matter who you bank with. No more cards or flicking between banking apps.
Scan is the new tap
QR code payments are the future! Scan to pay, and off you go. Fast, seamless payments, every time.
> Spread your spend
Low on one account? No worries. Pay from two accounts at once. Or three. Or ten. We’re not here to judge. We’re here to make your money work for you. No mind-bending mental arithmetic required.
> Swerve the surcharge
Pay what’s on the price tag. No checkout add-ons. Just plain and simple payments.
> Master your money
Payap gives you the tools to stay on top of your money like a pro, with spending limits, real-time tracking, and a clear view of your cash flow. No more money mayhem. Just bossing your finances.
> Total security nerds
When it comes to security, we really don’t mess around. We’re talking bank-level security and fingerprint, face, or pin code verification. Built for New Zealand, backed by BNZ and powered by Centrapay, Payap is designed for Kiwi who take security as seriously as we do.
Ready to power-up your payments? Download to get started.
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Payap Terms of Use apply. Payap requires a compatible device and operating system. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts.
To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.
- Apple App Store
- Free
- Finance
Store Rank
- -
ANZ FastPay Tap vs. Payap ranking comparison
Compare ANZ FastPay Tap ranking trend in the past 28 days vs. Payap
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ANZ FastPay Tap vs. Payap ranking by country comparison
Compare ANZ FastPay Tap ranking trend in the past 28 days vs. Payap
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January 15, 2026