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nBank vs Khalti Digital Wallet (Nepal) Usage & Stats
Download the nBank app and revolutionize the way you bank digitally. Your bank in your pocket.
nBank, an initiative by Nabil Bank. Simply put, nBank is a 100% digital banking platform. Open an account, complete your KYC, pay your bills, deposit your money, and get loans without stepping into a physical Bank branch. Your banking app personalized just for you.
Of course, if you’d like to visit a branch, any one of Nabil Bank’s branches will be more than delighted to serve you with a smile.
So, what exactly does nBank have? Check out a few of our features:
Not just an app, a Superapp
Pay your bills, book flight tickets, calculate your EMI.
Without logging in.
That’s right. You can access a host of services right from the login page. Swipe the bar at the bottom to reveal plenty of things you can do:
• nRemit: Send money from any corner of the world to a Nabil Bank Account
• Mobile Cash: Withdraw funds from a Nabil Bank ATM without using a card
• Get in Touch: Call, Email, Viber, or book an appointment with a Nabil Bank representative
• Topup: Topup your mobile or landline on-the-go
• Bills: Pay your Electricity, Water, Internet, and TV Bills
• Payments: Make government payments, flight bookings, and insurance payments
• Interest Rates: Check out Nabil Bank’s latest Interest Rates for Deposit and Loan Products
• EMI Calculator: Plan your loan amount and tenure with the help of our EMI Calculator
• Exchange Rate: Check out the Bank’s Exchange Rate for the day
…and those are just a few things you can do without logging in.
Interested? There’s more.
Quick Account Opening
Open your bank account within seconds.
You know how opening a bank account can be a long and tiring process? Not anymore. If you’re a Nepalese citizen, you can open an account with us in under 30 seconds. Fill up your basic details and you’re ready to go! Use your app with a few transactional limitations.
And if you want to unlock the full potential of your account, simply complete your KYC – all from the comfort of your home, office, restaurant, you name it.
Digital KYC
Complete your KYC online. No Branch visits required.
Fill up your Know-Your-Customer details in the app, and attend a virtual KYC session to complete your KYC requirements. You will not need to wait in a physical queue anywhere. We promise.
Register with International Number
If you’re residing abroad, you can register for the nBank app using your international number and operate your Bank account. You will receive SMS Alerts, OTP notifications, and even news & alerts from Nabil Bank.
Remittance made simple
Besides sending money within Nepal, customers residing abroad can send money from their international banks directly to a Nabil Bank Account using their Mastercard or Visa Cards by selecting nRemit. All you need to do is fill up a form with the sender and receiver details, along with the amount (in USD) to be sent. The receiver will get the money directly into their Nabil Bank account within seconds.
Save, Spend, and Borrow
You can do it all at the touch of a button.
• View your account statement
• Report a disputed transaction
• Open a Fixed Deposit
• Add your Debit/Credit/Prepaid Cards
• Apply for a Virtual iCard for your online USD payments
• Go cardless with Mobile Cash
• Load your mobile wallets
• Pay your bills
• Scan a QR Code and pay instantly
• Redeem your loyalty points at your favorite restaurant, coffee place, or shop
• Schedule your payments
• Send money to a Bank Account within Nepal
• Add your favorite accounts
• Get instant digital loan
• Get a Loan Against your Fixed Deposit
Simple, Quick, Secure
Log in to your app with your faceID (for iOS 10 & above) or touchID without the hassle of passwords or PINs.
*Disclosure
By downloading the nBank App, you consent to the installation of this app and its future updates and upgrades. You can withdraw your consent at any time by deleting the app from your device.
- Apple App Store
- Free
- Finance
Store Rank
- -
Khalti is Nepal’s most trusted digital wallet, now stronger and better through the merger of Khalti and IME Pay. This upgraded app combines IME’s trusted remittance legacy with Khalti’s digital innovation to offer a seamless and powerful experience.
More than just a payment app, Khalti stands for innovation, lifestyle, and reliability. It is designed to be inclusive, easy to use, and secure, helping you make everyday moments simpler and more meaningful.
Why the Merger?
We merged to give you a smarter, faster, and simpler wallet experience. IME Pay users can now access all Khalti features in one app, with a hassle-free migration of wallet balance, points, and transaction history. One login, one wallet, no stress.
New Features
Daami Points combine rewards from both Khalti and IME Pay into one system, so you earn more for every transaction. The Super Wallet lets you unlock new features and benefits the more you use the app. Plus, enjoy 3% interest on your wallet balance, helping your money grow while it stays safe. Smart Deposit, Nepal’s first wallet-based recurring deposit in partnership with Manjushree Finance where you can save a fixed amount regularly starting from Rs. 100 and earn good interest rates. Start Small, Dream Big!
Everything You Can Do
Top-Up & Recharge
Recharge NTC, Ncell and buy data packs
Buy recharge cards & Topup anywhere easily
Utility Bill Payments
Electricity (NEA, BPC, community providers)
Water, landline, cable TV (DishHome, Mero TV, NetTV, SimTV)
Internet bills (Worldlink, Subisu, Vianet, Classic Tech & more)
Flight Booking
Book domestic flights with real-time availability from airlines like Buddha, Yeti, Shree & more
Indrive Topup
Drivers can do Indrive Topup easily from the App
Education Fees
Pay school and college fees directly from the app
Find your institute in our Smart Schools list
Government Services
Pay for Lok Sewa, IRD, DOFE, SSF, traffic fines, and more
File and renew company registrations (OCR), pay municipal taxes
Financial Services
Renew DEMAT/MeroShare
Pay insurance premiums (Nepal Life, Neco, Sanima, etc.)
Pay EMIs (Syakar, Hulas, MAW, Jeevan Bikas)
Credit card bill payments
Remittance
Receive money from abroad via WorldRemit, Remitly
Send/receive domestic transfers through City Express, Bhatbhateni, Nepal Remit & more
Khalti Bazaar
Shop in-app from brands like Cowmandu, The Village Café, Sparrow SMS & others
Scan & Pay with Khalti QR
Accepted at your local kirana pasal, restaurants, clinics, fashion stores & more
Bank Services
Transfer to any major bank in Nepal
Link your bank account with Khalti Bank Direct
Make direct payments from your linked bank
Send & Request Money
Send funds to friends and family or request money with a few taps
Coupons & Rewards
Apply Promcodes & Coupons at checkout to get instant cashback
Use Daami Points to unlock exciting rewards
Smart Deposit
Save regularly with Nepal’s first wallet-based recurring deposit
Choose your amount (Starting from 100 upto 5000), frequency (daily/weekly/monthly), and term (6–60 months)
Earn interest and build your saving habit with ease
KYC & Security
Upgrade your account with KYC for easy transactions and added security
Load Wallet Easily
Load via mobile/internet banking, debit/credit card, Khalti Pasal, Sewa Kendra, bank deposits & more
Ek Nepal. Ek App. Ek Wallet. Infinite Possibilities
Khalti is more than a digital wallet, it’s a movement to make finance easier, more accessible, and more rewarding. Whether you’re recharging your phone or saving for your future, Khalti is built to support you at every step.
Need Help or Have Suggestions?
We’d love to hear from you.
Email: support@khalti.com
Website: https://khalti.com
Blogs for more info: https://blog.khalti.com
- Apple App Store
- Free
- Finance
Store Rank
- -
nBank vs. Khalti Digital Wallet (Nepal) ranking comparison
Compare nBank ranking trend in the past 28 days vs. Khalti Digital Wallet (Nepal)
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nBank vs. Khalti Digital Wallet (Nepal) ranking by country comparison
Compare nBank ranking trend in the past 28 days vs. Khalti Digital Wallet (Nepal)
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January 14, 2026