Happycash-Online credit loan vs Online Loans Pilipinas Usage & Stats

0% interest online fast peso cash loan app for the Philippines. Need quick cash? Apply online in minutes and get up to ₱20,000 delivered straight to your account — no collateral, no office visits, no hassle. First-time borrowers enjoy 0% interest and no fees! Our loan app benefits: Absolutely low 0% interest rate for every new customer. No collateral – unsecured lending. No need to spend your time in-office visits. No inconvenience, use 1 id. No other fees for the first-time borrower. No need to pay anything besides a loan amount. Instant within 5 minutes disbursement after approval. *** Cash loan amount: ₱ 1,000.00 - ₱ 20,000 Minimum APR: 0% (for first online loan only) Maximum Annual Percentage Rate (APR): 36% (12 month loans) Minimum repayment period - 61 Days Maximum repayment period - 180 Days Cash Loan Interest calculation: Amount to be returned = Loan Amount + Overpayment Amount, where Overpayment Amount = Loan Amount * Loan Period * (Rate in% / 100) Example: You apply for PHP 20,000 and choose repayment over 6 months, your monthly payments will be only PHP 5,000 per month, your total cost of the loan will be PHP 30,000*. All applicable fees (including a processing fee of PHP 250) are already included in total cost of loan. Note: Loan applications are subject for approval. *** Use quick cash advance unsecured lending money application for your urgent needs. Take money before payday, for medicine, gifts, and other financial needs. Apply for reliable and secure lender service when salary is not enough. FAQ: conditions of the peso cash lending money app service Who can get a cash loan: A person is a Philippines citizen and 22+ years old. Has at least 1 id and has a mobile number. Has a job or self-employed. What do you need to have to get a personal loan? Only 1 document. Choose from the list: Driver's Licence / GSIS / SSS / TIN / Passport / PRC / UMID / Postal ID / PhilHealth ID / Voters ID / PhilSys ID. A smartphone or tablet, or and internet access. Banking account or e-wallet (GCash and others). How much time to wait for the money? In most cases, you will receive an automatic SMS notification; otherwise, you will get a call. After approval, it takes 5 minutes to get cash with InstaPay How much cash can I borrow? Our current loanable amounts for first-time applicants range are from are between ₱1'000 to ₱10'000. Repeat borrowers in good standing can borrow up to ₱20'000. How to make a repayment of your credit? Upon repayment, use your reference number. You may choose among these options: 1. Pay via E-wallets (GCash and others) or Online Banking using Dragonpay. 2. Go to any 7 Eleven and use the Cliqq machine via DRAGON LOANS. 3. Visit any Bayad Center, LBC, Cebuana, SM or Robinsons Payment center, RD Pawnshop and Palawan Express using DRAGONPAY. Credit app company information: Address of the Financing company: 601 Summit One Office Tower, 530 Shaw Boulevard, Barangay Highway Hills, Mandaluyong City. Online Loans Pilipinas Financing Inc. This application is operating under the online lending platform - "Online Loans Pilipinas Fast Peso Cash Lending App" registered with the Securities and Exchange Commission in accordance with SEC Memorandum Circular No. 19 Series of 2019. SEC Registration No. : CS201726430. Certificate of Authority #1181. Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Email: support@onlineloanspilipinas.ph