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Ucee is a digital-first microfinance bank emerging from the strength of Africa’s leading investment bank and financial services group, United Capital Plc. At Ucee, we redefine banking to be more than just transactions; we serve as a partner in supporting and enhancing the quality of lives of our customers.
OUR PURPOSE
To democratize access to credit and innovative banking solutions.
At the heart of our mission is financial inclusion; we believe that everyone, regardless of their background or financial standing, deserves equal access to financial empowerment. By breaking down barriers and bridging gaps, we provide inclusive, innovative, convenient and accessible banking services.
OUR APPROACH
Ucee adopts a cutting-edge hybrid banking model integrating the state-of-the-art technology, seamlessness, and flexibility of a neo-bank with the time-tested, and durable operational infrastructure of a traditional bank. This fusion enables us to provide unparalleled financial solutions, giving customers the freedom to bank on their own terms – wherever, however, and whenever they want – through our physical branch located in the heart of Lagos Island and our digital channels (website and mobile app).
OUR SERVICES
Under this flexible model, Ucee customers enjoy access to a wide range of services including loans, savings, deposits, cardless withdrawals, bill payments and more. Whether at our physical location, the comfort of their home or a holiday destination, accessing these services takes just minutes with minimal documentation required. In line with our commitment to financial inclusivity, we offer a USSD feature, ensuring account holders without smartphones can conveniently avail of these services.
Beyond transactions, we recognize that financial well-being is crucial for realizing life goals and aspirations hence, we provide personalized financial solutions, from target savings plans to budgeting tools, to help our customers not only manage their money but to empower them to live the life they envision.
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Welcome to SavingsBox, your all-in-one savings, investments, and jollificate app! With SavingsBox, you can effortlessly achieve your financial goals while hedging against price inflation on food and household items. Say goodbye to traditional savings methods and say hello to a Better Way to Borrow, Invest, and Save
Key Features:
1. Smart Savings Goals: Set personalized savings goals for your dreams - whether it's a dream vacation, college fund, or rainy-day fund. SavingsBox helps you stay on track with our Autobox, Targetbox, Simplebox, and Lockbox savings features and earn up to 15% interest on your funds.
2. Seamless Investments: Ready to grow your money? Explore our vetted, hassle-free investment options designed to suit your risk tolerance and financial ambitions.
3. Edged Shopping: Our Jolly plans empower individuals to protect themselves against food inflation and impulsive spending. We offer a unique savings solution where you can lock your savings specifically for purchasing essential food and household items while they get delivered to your doorstep at no charge.
4. Safe and Secure: Your security is our priority. SavingsBox employs robust bank-level encryption and protection measures to keep your financial information safe. Also, we do not store your card information or personal data. We work with an independent PCI DSS-compliant payment processor to handle all customer card details.
5. Easy Withdrawals: Withdraw directly from your home page, with no hidden button, and no hidden charges.
6. We are always there:
We offer 24/7 support through in-app chat, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up or want to talk to an advisor about our product offering, we’re always here to help!
Why Choose SavingsBox?
At SavingsBox, we understand the importance of financial well-being and convenience. Our app empowers you to take control of your finances, reach your savings goals faster, and enjoy the benefits of smart investments.
Join the Jolly community today and discover a world of financial freedom and rewarding savings!
Download SavingsBox now and start your journey toward a brighter financial future!
- Apple App Store
- Free
- Finance
Store Rank
- -
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January 13, 2026