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Chinmay - Personal Loan App
Chinmay - Personal Loan App Vs. Lenditt: Personal Loan App

Chinmay - Personal Loan App vs Lenditt: Personal Loan App Usage & Stats

Introducing Chinmay: Your Ultimate Personal Loan Solution Looking for a hassle-free way to secure a quick personal loan of upto ₹3 lacs? If you are a professional individual with stable income then look no further. Chinmay is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Chinmay has got you covered with its quick, secure, and seamless online loan application process. Chinmay, one of the leading partner NBFC (Chinmay Finlease Limited - Registration #: B.01.00558) instant personal loan providers to being your trusted financial buddy. Our app ensures the highest level of security and compliance. Benefits that make Chinmay one of the best online personal loan apps in India: • Instant Loan Approval: Need funds urgently? Chinmay's instant loan approval, ensures you receive the financial support you need within minutes • Flexible Loan Option: If you are looking for a personal loan online, Chinmay is the ideal solution for you to provide cash loans up to ₹ 3,00,000/- • Easy Application Process: Applying for a personal loan with Chinmay's intuitive online loan application process enables you to apply online with minimal effort • Trusted and Reliable: Chinmay is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security • Flexible Repayment Plans: Everyone's financial situation is unique. That's why Chinmay offers flexible repayment plans that suit your individual needs • Lowest Interest Rates: At Chinmay, we offer some of the most competitive interest rates in the market. Features of Chinmay: • Loan Amount: ₹10,000 - ₹3 lacs • Quick Turn-around Time- 15 minutes • Repayment Tenure: up to 365 days (12 months) • 100% Paperless loan application • No guarantors or collateral • No Subscription or upfront Fees Interest and Additional Fees: • Interest Rates: 28 to 36.5% per annum • Processing & Other Applicable charges: Starts from 5% of the loan amount • Documentation charges of 1% • ₹200 for online convenience charge • Bounce charges: ₹500 + GST as applicable • APR range - 26% to 36% • Please note that GST charges will be added to the process charge, document charges, online convenience charge. Eligibility Criteria: • Working Professionals with Stable income • Age- 21 to 55 years • Minimum take home income of 20,000/ month • Aadhaar Card Verification • PAN Card Verification • Bank Account where income gets deposited monthly • All borrowing should be in good standing APR disclosure of Personal Loans : - • Loan amount: ₹30,000 with a 28% interest rate per annum • Loan Duration: 180 Days • Total interest on the personal loan: ₹4,104 • Processing charge (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,000 • Total Deductions (Processing charge + Documentation charges + Online convenience + GST): ₹2,360 • Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,640 • Total Repayable Amount (Loan Amount + Interest): ₹34,104 • PF +DC + GST are deducted upfront during the loan disbursal. *This is an indicative calculation, interest and other charges vary based on the profile For any queries contact us on support@chinmayfinlease.com or call us at 7600012589

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Lenditt: Personal Loan App

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans. Loan Terms & Conditions Loan Amount Range: ₹10,000 to ₹3,00,000 Quick Turnaround time: within 15 minutes Repayment Tenure: 3 to 12 months Bounce Charges: ₹500 Interest rate starts from 28% p.a. Annual Percentage Rate (APR) Range: 34% p.a. Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable Example Annual Percentage Rate (APR) Calculation Loan Amount: ₹30,000 Tenure: 180 days = 6 months = 0.5 years Interest Rate: 28% p.a. Total Interest = ₹4,104 Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000 GST on total Other Charges = ₹360 Total Deductions = Total Other Charges + GST Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640 Total Repayable = ₹30,000 + ₹4104 = ₹34,104 Note: PF, DC, and GST are deducted upfront at the time of loan disbursement. This is an indicative calculation, interest and other charges vary based on your profile. Eligibility Criteria Age- 21 to 55 years Indian Citizen with valid Aadhaar & PAN Salaried professional with ₹20,000+ monthly income Active bank account for salary deposits Minimum credit score: 680+ Why Choose Lenditt? • No collateral or guarantor required • 100% paperless KYC process • Flexible repayment options • No upfront fees • Lenditt only works with RBI-approved NBFCs Steps to avail a Personal Loan from Lenditt Download the Lenditt App Sign up using your active mobile number Check eligibility with PAN or Aadhaar Card Upload KYC documents, including ID, address proof & PAN card Provide your bank account details Choose among the loan amounts proposed to you Get money in your bank account Our Lending Partners Lenditt proudly collaborates with esteemed RBI-approved NBFCs. Chinmay Finlease Limited- NBFC Registration Number- B.01.00558 Madhur Instalments Private Limited- NBFC Registration Number B-12.00396 Besides Instant Personal Loans, our additional- Value-Added Services: Digi Gold & Silver Invest in 24K gold & silver, starting from just ₹1. Home Loan Your first Step Towards Homeownership! Spend Analytics Spend Analytics provides you with clear insights to manage your finances. Health & Wellness Protection Plan Affordable Health & Wellness Protection Plan starting from Rs 499. Contact Us Email: support@lenditt.com Call: +91 7862839654 Address: Times Corporate Park, Thaltej, Ahmedabad- 380059 T&C Applied!