Kualia - Envelope Budgeting vs Finmatex-Simple Budget Planner Usage & Stats
Envelope budgeting for the modern era. Add expense envelopes, fund them with your current cash, and enjoy extremely easy envelope budgeting at your fingertips. It’s difficult to budget for every single expense, but envelope budgeting can make the boring task of budgeting fun and engaging. Keep track of your income, expenses, and all your transactions across several accounts. Kualia makes it simple to stay on top of envelope budgeting by tracking your expenses down to the individual transaction.
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Recent 5-Star Reviews
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"Kualia is the best place to track your finances and save a lot of money. Period! Thank you! You did a fantastic job with the app!”
"This app forces you to be deliberate with where each dollar goes. Might annoy some but I think it keeps everything organized. Looks like a new app with good promise”
"I’ve spent a long time and numerous app downloads to find a budget app that meets all my needs and this is the one! This app is so easy to use and covers every single aspect that I am looking for when it comes to a budget app.”
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Envelope Budgeting - Kualia
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Kualia was purpose built with the envelope budget method in mind, taking what was once a manual process and bringing it into the modern era. Envelope budgeting shouldn’t just be for cash-only individuals, especially with the increasingly digital transaction world we live in.
ENVELOPE BUDGETING
Kualia is purpose built to act identical to envelope budgeting with physical envelopes and cash (but you look way cooler doing it digitally instead).
- Create and manage unlimited envelopes for your envelope budget
- Add transactions and track expenses with the ultimate ease
- Use the proven cash envelope budget method
- Track all your account balances in one single location
- Pay off debt and manage subscriptions
- Take control of your financial future
BANKING INTEGRATION
One downfall of the traditional envelope budget method is the requirement of having cash on hand. With a digital envelope budget, the requirement shifts to integrations with your bank.
- Easily connect to your banking institutions
- Secure connection with Plaid
- Connection available for 1,000’s of financial institutions
- All information securely encrypted for maximum security
INSIGHTFUL REPORTING
Traditional envelope budgeting requires tons of excel math to view charts and graphs or any form of report on your progress
- Integrated reporting capabilities for easy viewing
- Keep track of your net worth
- View graphs for net worth
- Track spending month over month
- Discover your top spending categories
- Use reports to inform future purchasing habits
FUN TRANSACTION REVIEW
Budgeting can be a chore no matter what tools or methods you’re using, especially looking back at all the things you’ve spent on…
- Swipe to reflect transactions
- Makes reflection quicker and more fun
- Save hours by reflecting as transactions come in
- Easy and intuitive, no finance degree required
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Simple Subscription Only Model - No Ads Ever
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- Kualia is an auto-renewable subscription, billed monthly or annually.
- After your initial 14-day free trial, you must subscribe to continue using the app.
- There is no free version with less features, just one paid version.
- There are no ads in any version of Kualia. Not now, or ever.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current billing period.
- Any unused portion of the free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.
Terms of Use:
https://www.kualia.com/terms-of-use
Privacy Policy:
https://www.kualia.com/privacy
- Apple App Store
- Free
- Finance
Store Rank
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ALL YOUR FINANCES IN ONE APP
Take control of your finances with Finmatex, the free app that consolidates all your financial accounts into one place. Whether it's cash, checking, loans, or investments, effortlessly track every transaction. Say goodbye to complex spreadsheets and hello to a clear financial overview. Try Finmatex free of charge for 7 days and take the first step towards mastering your finances today.
KEEP TRACK OF CASH EXPENSES
With Finmatex, managing your finances is seamless. View your cash balance, manually create transactions, add notes, or even attach photos—never lose sight of your money! Finmatex also allows you to create virtual accounts that simulate real bank transactions. This is ideal for those who prefer to keep their real bank accounts private. Whether you’re managing real or virtual accounts, Finmatex offers a straightforward and flexible way to stay on top of your finances.
BUDGET PLANNER AND EXPENSE TRACKER
Finmatex makes budgeting a personalized experience. Customize your financial categories using our flexible templates tailored to your needs. Create budgets for a week, month, or year, and set financial goals within these budgets. Plan ahead easily as Finmatex automatically adjusts budget controls, saving you time on analysis. You’re in control of your finances today, tomorrow, and beyond.
SIMPLIFIED EXPENSE TRACKING
Automatically categorize all your transactions with Finmatex, saving you valuable time. Get a clear view of your subscriptions and regular payments, and easily manage recurring expenses. Manually add recurring transactions, split transactions, or change categories to fit your needs. Finmatex ensures all your finances are tracked accurately.
SHOPPING LIST FEATURE
The new Shopping List feature lets you organize your expenses by creating shopping lists for a day, week, or month. Track one-time purchases for the selected period, making it easier to manage your spending efficiently.
STICK TO YOUR BUDGET
Finmatex keeps you informed with notifications when you’re nearing your budget limit. If necessary, reallocate funds across different categories to stay on track with your financial plan.
SET AND ACHIEVE YOUR FINANCIAL GOALS
Define your financial goals in Finmatex by setting a name, target amount, and end date. Link multiple bank or investment accounts to your goal and allocate specific sums to ensure you stay on track. Finmatex’s intuitive interface helps you visualize and plan your goals within your budget, while monitoring your progress along the way.
CREDIT MANAGEMENT WIDGET
Gain full visibility and control over your credit obligations with Finmatex’s Credit Management Widget. Connect your bank accounts for automatic credit tracking or manually input your accounts to seamlessly integrate them into your budget. Make smarter financial decisions and reduce financial stress with this powerful tool.
INSURANCE MANAGEMENT WIDGET
Manage your insurance expenses effortlessly with Finmatex. This tool integrates smoothly with the Home and Budget widgets, allowing you to track insurance payments automatically when you connect your bank accounts. Alternatively, add them manually to ensure you never miss a payment and always stay informed.
SECURED DATA
Your data security is our top priority:
All data is encrypted with 256-bit SSL, like banking data.
We adhere to privacy and security standards such as ISO 27001 and SOC 2.
Sign in to the app using fingerprint, PIN, or pattern lock.
WE NEVER SELL YOUR DATA
We’ll show you how to manage your finances. We’ll be your financial mate.
The standard Apple EULA applies to our app: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
- Apple App Store
- Free
- Finance
Store Rank
- -
Kualia - Envelope Budgeting VS. 
Finmatex-Simple Budget PlannerJanuary 18, 2025