Rupee112 – Instant Loan vs Chinmay - Personal Loan App Usage & Stats
Get easy personal loans online with quick approval and fast disbursal. Rupee112 helps you access instant funds for emergencies and planned expenses—securely and hassle-free.
Rupee112 is a trusted personal loan app designed to provide quick, easy, and transparent access to funds when you need them most. Whether it’s a medical emergency, household expense, or unexpected financial need, Rupee112 enables you to apply digitally and receive money directly in your bank account—fast and secure.
Our Commitment
Value Our Clients
We support individuals during sudden financial needs such as medical emergencies, credit card repayment, debt refinancing, home renovation, utilities, weddings, and other non-recurring personal expenses. Rupee112 does not provide loans for asset purchases or education. Our goal is to make short-term financial support accessible and stress-free.
Honesty & Integrity
We maintain transparency in all operations. Loans are not offered for investments in fixed assets, securities, illegal activities, or post–higher education. Rupee112 is a reliable and responsible lending platform for salaried individuals in India.
Why Choose Rupee112?
1. Unsecured Personal Loans
Get instant personal loans without any collateral. Eligibility is based on your credit profile, ensuring a secure and responsible borrowing experience.
2. Fast & Secure Disbursal
Our digital process eliminates long waits and excessive paperwork. Upload documents online, complete verification, and receive funds directly into your bank account—often within minutes after approval.
3. Flexible Usage
Use the loan amount for multiple urgent needs such as medical bills, home or vehicle repairs, housing expenses, or family emergencies. There are no upfront charges, and the application process is simple and transparent.
Application Process
1. Submit your basic details through the online application form
2. Upload required documents for quick verification through our secure system
3. Receive confirmation via phone or email
4. Loan amount is credited to your bank account on the same day
Eligibility Criteria
• Indian Resident
• Salaried Employee
• Age 25 years or above
Required Documents
• Completed loan application with photograph
• PAN Card
• Address proof (Passport, Driving License, Voter ID, Utility Bills, etc.)
• Bank statements (last 3 months, preferably salary account)
• Identity and age proof
Loan Details
• Annual Percentage Rate (APR): 35% (Fixed)
• Repayment Tenure: 1–3 years
• Loan Amount Range: ₹10,000 – ₹5,00,000
• Processing Fee: 2%
• GST on Processing Fee: 18% (exclusive)
Representative Example
Loan Amount: ₹50,000
APR: 35%
Tenure: 12 months
Processing Fee: ₹1,000
GST: ₹180
Amount Disbursed: ₹48,820
Monthly EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: Rupee112 does not offer loans requiring full repayment within 60 days, in line with applicable financial regulations.
Company Information
Rupee112 is operated by DEV-AASHISH CAPITALS PRIVATE LIMITED, a registered Non-Banking Financial Company (NBFC) approved by the Reserve Bank of India (RBI).
Customer Support
Website: www.rupee112.com
Customer Care: +91-91125-39112
Email: care@rupee112.com
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Introducing Chinmay: Your Ultimate Personal Loan Solution
Looking for a hassle-free way to secure a quick personal loan of upto ₹3 lacs? If you are a professional individual with stable income then look no further. Chinmay is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Chinmay has got you covered with its quick, secure, and seamless online loan application process.
Chinmay, one of the leading partner NBFC (Chinmay Finlease Limited - Registration #: B.01.00558) instant personal loan providers to being your trusted financial buddy. Our app ensures the highest level of security and compliance.
Benefits that make Chinmay one of the best online personal loan apps in India:
• Instant Loan Approval: Need funds urgently? Chinmay's instant loan approval, ensures you receive the financial support you need within minutes
• Flexible Loan Option: If you are looking for a personal loan online, Chinmay is the ideal solution for you to provide cash loans up to ₹ 3,00,000/-
• Easy Application Process: Applying for a personal loan with Chinmay's intuitive online loan application process enables you to apply online with minimal effort
• Trusted and Reliable: Chinmay is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security
• Flexible Repayment Plans: Everyone's financial situation is unique. That's why Chinmay offers flexible repayment plans that suit your individual needs
• Lowest Interest Rates: At Chinmay, we offer some of the most competitive interest rates in the market.
Features of Chinmay:
• Loan Amount: ₹10,000 - ₹3 lacs
• Quick Turn-around Time- 15 minutes
• Repayment Tenure: up to 365 days (12 months)
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees
Interest and Additional Fees:
• Interest Rates: 28 to 36.5% per annum
• Processing & Other Applicable charges: Starts from 5% of the loan amount
• Documentation charges of 1%
• ₹200 for online convenience charge
• Bounce charges: ₹500 + GST as applicable
• APR range - 26% to 36%
• Please note that GST charges will be added to the process charge, document charges, online convenience charge.
Eligibility Criteria:
• Working Professionals with Stable income
• Age- 21 to 55 years
• Minimum take home income of 20,000/ month
• Aadhaar Card Verification
• PAN Card Verification
• Bank Account where income gets deposited monthly
• All borrowing should be in good standing
APR disclosure of Personal Loans : -
• Loan amount: ₹30,000 with a 28% interest rate per annum
• Loan Duration: 180 Days
• Total interest on the personal loan: ₹4,104
• Processing charge (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,000
• Total Deductions (Processing charge + Documentation charges + Online convenience + GST): ₹2,360
• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,640
• Total Repayable Amount (Loan Amount + Interest): ₹34,104
• PF +DC + GST are deducted upfront during the loan disbursal.
*This is an indicative calculation, interest and other charges vary based on the profile
For any queries contact us on support@chinmayfinlease.com or call us at 7600012589
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Rupee112 – Instant Loan VS. 
Chinmay - Personal Loan AppJanuary 16, 2026