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Rupee112 – Instant Loan vs NextFin: Instant Loans Usage & Stats

Get easy personal loans online with quick approval and fast disbursal. Rupee112 helps you access instant funds for emergencies and planned expenses—securely and hassle-free. Rupee112 is a trusted personal loan app designed to provide quick, easy, and transparent access to funds when you need them most. Whether it’s a medical emergency, household expense, or unexpected financial need, Rupee112 enables you to apply digitally and receive money directly in your bank account—fast and secure. Our Commitment Value Our Clients
We support individuals during sudden financial needs such as medical emergencies, credit card repayment, debt refinancing, home renovation, utilities, weddings, and other non-recurring personal expenses. Rupee112 does not provide loans for asset purchases or education. Our goal is to make short-term financial support accessible and stress-free. Honesty & Integrity
We maintain transparency in all operations. Loans are not offered for investments in fixed assets, securities, illegal activities, or post–higher education. Rupee112 is a reliable and responsible lending platform for salaried individuals in India. Why Choose Rupee112? 1. Unsecured Personal Loans
Get instant personal loans without any collateral. Eligibility is based on your credit profile, ensuring a secure and responsible borrowing experience. 2. Fast & Secure Disbursal
Our digital process eliminates long waits and excessive paperwork. Upload documents online, complete verification, and receive funds directly into your bank account—often within minutes after approval. 3. Flexible Usage
Use the loan amount for multiple urgent needs such as medical bills, home or vehicle repairs, housing expenses, or family emergencies. There are no upfront charges, and the application process is simple and transparent. Application Process 1. Submit your basic details through the online application form 2. Upload required documents for quick verification through our secure system 3. Receive confirmation via phone or email 4. Loan amount is credited to your bank account on the same day Eligibility Criteria • Indian Resident
 • Salaried Employee
 • Age 25 years or above Required Documents • Completed loan application with photograph
 • PAN Card
 • Address proof (Passport, Driving License, Voter ID, Utility Bills, etc.)
 • Bank statements (last 3 months, preferably salary account)
 • Identity and age proof Loan Details • Annual Percentage Rate (APR): 35% (Fixed)
 • Repayment Tenure: 1–3 years
 • Loan Amount Range: ₹10,000 – ₹5,00,000
 • Processing Fee: 2%
 • GST on Processing Fee: 18% (exclusive) Representative Example Loan Amount: ₹50,000
 APR: 35%
 Tenure: 12 months
 Processing Fee: ₹1,000
 GST: ₹180
 Amount Disbursed: ₹48,820
 Monthly EMI: ₹4,998
 Total Repayment: ₹59,978
 Total Interest: ₹9,978 Note: Rupee112 does not offer loans requiring full repayment within 60 days, in line with applicable financial regulations. Company Information Rupee112 is operated by DEV-AASHISH CAPITALS PRIVATE LIMITED, a registered Non-Banking Financial Company (NBFC) approved by the Reserve Bank of India (RBI). Customer Support Website: www.rupee112.com
 Customer Care: +91-91125-39112
 Email: care@rupee112.com
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NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app. Why NextFin? 1. An RBI registered NBFC established in 1997 3. Apply for Secured & Unsecured Loans 4. Complete digital process for Loan eligibility check and apply instantly 5. Get loans from ₹5,000 onwards directly in your bank account How to apply for an easy loan with NextFin? 1. Download NextFin app & Login 2. Fill in your basic profile details 3. Provide employment history, home & office address details 4. Select the type of loan, amount & tenure 5. Upload the required documents 6. Approval will be communicated within 48 working hours 7. Loan agreement is signed (digitally or physically) 8. Loan is disbursed Loan Products: * Unsecured Loans: Personal Loans, Education Loans, Business Loans (Pan India) * Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing) 1. Unsecured Personal Loan - A flexible loan option for salaried professionals. All you need is your PAN Card, Salary Proof & Address Proof to avail ₹5,000 to ₹50,000 for a tenure ranging from 90 days to 6 months. Fees, Charges & Tenure - Amount: ₹5,000 to ₹50,000 - Processing Fees: 6% + 18% GST - Tenure: 90 days - 6 months - APR: 18% - 36% (depending on risk profile) - Sample: A Salary Advance loan of ₹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ₹33,942 (including processing fees ₹2124, principal amount of ₹30000 and interest amount of ₹1818) for a monthly instalment of ₹10606 for 3 months. - Penalty charges of 0.6% per day & Bounce Charges of ₹750 on non-repayment of EMIs. Loans can be foreclosed after 3 months. 2. Secured Personal Loan - A personal loan option where you can avail amounts of upto ₹5 crores against collateral. We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans. Fees, Charges & Tenure - Amount: ₹50,000 to ₹5,00,00,000 - Processing Fees: 5% + GST - Loan Tenure period: 3 months - 10 years - Annual Percentage Rate: Starts at 12% depending on risk profile and collateral provided - Sample: A Secured Loan of ₹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ₹1,15,916 (including processing fees ₹5900, principal amount of ₹1,00,000 and interest amount of ₹10,016) and a monthly installment of ₹9168 for 12 months. - Penalty charges as applicable & Bounce Charges of ₹1000 on non-repayment of EMIs and Zero prepayment charges for loans. Privacy Policy Please read our privacy policy mentioned here to know how we handle your data https://www.nextfin.in/privacy-policy/ We only provide loans through the RBI registered NBFC - Amar Amba Finance Hire Purchase Pvt Ltd Contact Us: Mail us on support@nextfin.in Call us on +918447804814 (Mon-Sat 10:00 AM - 6:00 PM) Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002
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Rupee112 – Instant Loan VS.
NextFin: Instant Loans

January 16, 2026