Relief: Reduce overdue debt vs Kovo Credit Builder + Rewards Usage & Stats
FEATURES
- Reduce Your Debt by Up to 50%: Eligible users can significantly reduce their overdue debt, saving them money and stress.
- Automated Debt Analysis: Relief analyzes your debts and finances within minutes, offering potential savings without hurting your credit score.
- Maximum reductions: Relief works for you to get the best reduction your creditor can offer
- Easy Creditor Communication: Request balance reductions for your debt with a single click, avoiding awkward phone calls and back-and-forth negotiations.
- Secure and Private: Bank-level security ensures your personal and financial data is protected.
- Debt Settlement Made Easy: Simplify the process of negotiating with creditors and settling your debts.
- No Hidden Fees: Transparent pricing with only a fee if your creditor accepts the proposal.
HOW IT WORKS
1. Download Relief: Install the app and sign up to see if you're eligible for debt reduction.
2. Link finances: Relief finds your debts and analyzes your finances to estimate potential savings.
3. Request Reduction: Request a balance reduction on your debt from your creditors without any hassle.
4. Relief: Receive your reduction in the Relief app and get started paying off your lowered balance.
USER SUCCESS STORIES
Read how others have transformed their financial situations with Relief:
Emily B.
Emily was overwhelmed with her overdue bills and didn't know where to start. She discovered Relief and decided to give it a try. Within minutes, Relief found her debts, analyzed her finances, and identified potential reductions. Emily was able to submit a debt reduction request with just one click. Within 3 days, her creditor agreed to reduce her total balance by over 45%. Now, Emily is on a manageable payment plan and is looking forward to moving to a new apartment.
John P.
John had been struggling with debt for years and was tired of the constant phone calls from creditors. He signed up for Relief through a friend’s referral. Relief helped him send requests to his creditors to reduce his balance and one week later his creditors agreed to a 50% total reduction on his overdue debt. With affordable monthly payments, John is no longer getting phone calls from his creditor.
YOUR ALL-IN-ONE DEBT REDUCTION APP
Relief finds overdue debts and works with your creditors to reduce them. It locates your debts that are delinquent and finds accounts that creditors are willing to accept lower balances on what you owe. Use Relief as a debt tracker to see how your debts are being reduced over time. Use Relief to start thinking about long-term financial goals and reduce your debt effectively. The app tracks all your overdue debts and manages creditor communications, so you don’t have to—just link them once and let the app handle the rest.
REDUCE AND TRACK YOUR DEBTS ALL IN ONE PLACE
Managing your debts has never been easier. Relief gives you a clear picture of all overdue accounts, including forgotten ones. Actively and easily monitor and reduce overdue debts from one hub. With Relief negotiate for reduced balances and stop struggling with debt.
LOWER YOUR DEBT AND SAVE MORE EACH MONTH
Stop overpaying and start saving for what truly matters. Let Relief reduce your debt. Easily connect your debt accounts by logging in and providing your info. Our app works with your creditors to reduce your balances by getting significant reductions applied to your overdue accounts.
DISCLOSURES
https://www.relief.app/privacy
https://www.relief.app/terms
- Apple App Store
- Free
- Finance
Store Rank
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“Kovo has done wonders for my credit. It’s completely user friendly & not so nerve wrecking to use compared to other intimidating apps/sites that serve the same function. Thanks Kovo!” - Karma
“I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela
Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts.
SEE WHY PEOPLE GET KOVO CREDIT BUILDER
No credit check. No hidden fees. Instant decision. All 4 bureaus.
WHY BUILD CREDIT?
- Better credit makes owning a car and home possible, with higher odds for approval.
- Lower your monthly payments with better rates when you have a higher credit score.
KOVO MAKES CREDIT BUILDING SIMPLE
- Apply for Kovo Credit Builder to boost your creditworthiness.
- Make timely monthly payments to unlock a better future.
HOW IT WORKS
1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS
- Start with Installment Credit Builder: $10/mo for 24 months.
- Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®.
2. GROW YOUR WORTH
- Build and track your FICO® Score, the score most widely used by 90% of top lenders.
- Get monthly updates with personalized tips on how to improve your score even more.
- Get personal growth tools and 24 months of credit protection.
- Continuous ID Monitoring keeps you safe from data breaches.
3. EARN CASH REWARDS
- Get $30 for each friend you refer, with unlimited earnings potential.
- Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with 4 on-time payments.
4. UNLOCK CREDIT BOOSTS
- Eligible customers with 4 on-time payments unlock access to credit boosts for additional credit building and credit protection. Start with $10/mo.
- Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Payment performance is reported to all 4 credit bureaus: TransUnion, Equifax, Experian, Innovis.
- Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services.
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© Kovo Inc. - a public benefit corporation
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
ID Fraud Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to Summary of Benefits for coverage terms, conditions, and exclusions: https://kovocredit.com/legal/id-fraud-insurance-summary
Disclosure: Kovo is not affiliated with loan apps, money apps, budgeting apps, credit report apps, Cash App, Credit Karma, Chime, One, Empower, Brigit, MoneyLion, Dave, Cleo, Acorns, EarnIn, Klover, Kikoff, Atlas, Varo, Perpay, Oasis, Self, NerdWallet, Dovly, Credit Sesame, Ava, TomoBoost, Grow Credit, Extra, StellarFi, Boom, Build, Grain, Fizz, Credit Strong, Cheese, credit repair, cash advance, paycheck loans, or payday loans.
Terms of Use: https://kovocredit.com/legal/terms
Privacy Policy & Notice: https://kovocredit.com/legal/privacy
- Apple App Store
- Free
- Finance
Store Rank
- -
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Relief: Reduce overdue debt VS. Kovo Credit Builder + RewardsJanuary 18, 2025