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- Snapmint: Buy Now, Pay in EMIs Vs. Freo - UPI, Insurance, Loans
Snapmint: Buy Now, Pay in EMIs vs Freo - UPI, Insurance, Loans Usage & Stats
Want to shop online on no-cost installments but don't have a credit card? Get a credit line on debit card/UPI from Snapmint. Buy now, pay later in EMIs!
Snapmint gives you access to buy on credit across 1000+ electronics, fashion, and lifestyle brands. Your dream mobile, headphone, sports shoe, watch or TV is now a reality. Just buy today with some down payment and you can pay later in easy monthly installments. You can also avail of no-cost EMI options on a lot of products.
Why should you choose Snapmint?
• Shop online on installment. No credit card required
• No cost EMI available
• 0 Downpayment plans available
• No Preclosure fee
• Choose from a wide range of products and top brands across lifestyle, electronics, and appliances
• Affordable and friendly payment terms
• 100% online application process
• No application fees
• Secure and convenient payments
How can you get started?
• Register on Snapmint App
• Get your Credit Limit
• Shop Online/Offline
• Pay Later in Instalments
Who can get a Snapmint Credit Limit?
• Age 18 or older
• PAN Number required
- Apple App Store
- Paid
- Finance
Store Rank
- -
Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.
UPI Payments – Faster, Smoother, Better!
With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI
Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs.
Freo allows you to:
• Money Transfer with BHIM UPI
• Check Bank Account Balance
• Manage Multiple Bank Accounts in Freo app
• Save Beneficiaries across banks
• Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.)
• Make Online Payments (food-grocery orders, shopping, travel bookings)
• Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)
• Pay your utility bills (Gas, Electricity, Water etc.)
As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs.
Borrow flexibly with Freo (formerly MoneyTap)
A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount.
Our Most Loved Features
• Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)
• Pay interest only on the amount you use
• Instant loans with no collateral risk
• 100% digital & paperless process
• Flexible EMIs
Loan Terms:
• Amount: ₹3,000 to ₹5 lakhs
• Interest rates: 12% to 36% per annum
• APR: 10% to 70%
• Tenures: 3 to 36 months
• Low processing & line setup fees
For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
Our Partners:
→ YES Bank - YES Bank Ltd.
→ Equitas SFB - Equitas Small Finance Bank
→ Lendbox - Transactree Technologies Pvt Ltd
→ Liquiloans - NDX Financials Services Pvt Ltd
Gold Investment – Start with Just ₹10!
• Invest in 24K gold starting from as little as ₹10
• No hassle of physical storage—buy & sell anytime, anywhere
• Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious!
Insurance – Protect What Matters
• Curated insurance plans for life’s uncertainties
• Coverage for vector-borne diseases like Malaria & Dengue
• Daily cash benefits during hospitalization
• Comprehensive vehicle insurance for cars and bikes
• Women-centric health plans for specific healthcare needs
• Pet insurance to protect your furry friends
• Secure your valuables and big purchases with peace of mind
• Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now!
Fixed Deposits – High-Return Rates
• Instantly book FDs from ₹1,000/- with returns up to 9%*
• Guaranteed growth with flexible tenures to suit your needs
• Choose from trusted banks & institutions for reliable investments
• Enjoy peace of mind with guaranteed returns. Start growing your money today!
Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself!
Contact: hello@freo.money
- Apple App Store
- Paid
- Finance
Store Rank
- -
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January 16, 2026