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InCred Money vs smallcase: Stocks, MFs, FDs Usage & Stats
InCred Money helps you invest in Unlisted & Pre-IPO Shares, Digital Gold, Digital Silver and Fixed Deposits (FDs)—all in one easy–to–use app. Trusted by over 1.5 lakh investors with ₹1,350+ crore AUM, we make investing simple, transparent, and zero–commission.
Key Features:
1. Digital Gold & Digital Silver (24K 999.9+ Purity)
• Buy and sell digital gold and digital silver instantly, starting with just ₹10.
• Start gold or silver SIPs to grow your savings steadily.
• Secure storage in insured vaults by MMTC–PAMP.
• Redeem for cash anytime or receive physical coins/bars delivered to your doorstep.
• Track live prices, enjoy 100% transparent pricing and no hidden charges.
2. Invest in Unlisted Shares & Pre–IPO Opportunities
• Discover high–potential private companies before IPO.
• Access curated pre–IPO deals and unlisted shares.
• Real–time tracking, expert research and insights.
3. Fixed Deposits (FDs) with Better Returns
• Save in secure FDs from trusted NBFCs.
• Get better rates than most banks, with full digital onboarding.
4. Zero Fees & 100% Transparency
• No brokerage or hidden charges—what you save is what you get.
5. Powerful Portfolio Tracking
• Track your savings in one place with real–time updates and actionable insights.
Safe, Regulated, and Backed by Experts
• Powered by InCred Group, regulated by SEBI & RBI–approved NBFCs.
• Strong KYC, encryption & secure servers.
Made for Every Investor
• Salaried professionals, first–time investors, HNIs, NRIs & family offices.
- Apple App Store
- Free
- Finance
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smallcase is an all-in-one app that offers portfolios of stocks, fixed deposits & mutual funds that helps you build a stable portfolio and grow your money.
INVEST ACROSS MULTIPLE ASSETS
smallcases & stocks
- Invest easily in stocks with 500+ ready-made portfolios of stocks based on popular themes, sectors, and strategies
- Explore baskets of stocks on themes like Atmanirbhar Bharat, strategies like Momentum, and sectors like Electric Vehicles
- Pick a portfolio manager based on their experience, ideas, and past performance for your investments
- Discover investment ideas to invest in stocks across different risk profiles and goals like retirement, buying a house, or an international trip
- Buy individual stocks if you want to, or create a smallcase on your own
- SIP into multiple stocks in a single tap
No need to open a new broking account if you already have one. Just connect your existing DEMAT account. Kite by Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, IIFL (Indiainfoline) Securities, Angel One, Motilal Oswal (MOSL), Axis Direct, Kotak Securities, 5paisa, Alice Blue, Nuvama & more brokers are supported.
Note: All stock portfolios are created & managed by SEBI-registered investment experts.
Mutual Funds
- Direct Mutual Funds with zero commissions
- Compare against other mutual funds across returns, expense ratio, and volatility
Fixed Deposits
- Open high-interest Fixed Deposits with returns up to 8.40%
- DICGC insurance up to 5 lakhs
- Banks listed with us - Suryoday Small Finance Bank, Shivalik Bank, Utkarsh Small Finance Bank, North East Small Finance Bank, and South Indian Bank
- Open and FD with your existing bank account
TRACK YOUR INVESTMENTS IN ONE PLACE
- Securely import your existing stocks and mutual fund investments across multiple broking and finance apps
- Track your smallcases, stocks, and mutual funds in one place
- Get an investment score based on your investment discipline and diversification across stocks & mutual funds
GET LOAN AGAINST YOUR MUTUAL FUND INVESTMENTS
Zero-commission mutual funds and the ability to get loans against these mutual fund investments make smallcase a complete mutual fund app.
- Get cash for your short-term needs without breaking any investments
- Get a loan entirely online, in under 3 hours, at low interest rates
- Pay back the loan anytime you want, without any charges for early closure
GET A PERSONAL LOAN
Fulfil your cash needs with personal loans offering flexible repayment options & low interest rates
- Tenure: 6 to 60 months
- APR: 27%
- Registered Bank (Lender): Aditya Birla Finance Ltd
Example:
- Interest Rate: 16% p.a.
- Tenure: 36 months
- Cash to be credited: ₹1,00,000
- Processing Fee: ₹2,073
- GST: ₹373
- Loan Insurance: ₹1,199
- Total Loan Amount: ₹1,03,645
- EMI: ₹3,644
- Total Repayment Amount: ₹1,31,184
Do more with your money on smallcase.
NOTE: Equity Investments are subject to market risk. Read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisors before investing. Representations are not indicative of future results. The quoted smallcases are exemplary and not recommendatory.
For further disclosures, visit: https://www.smallcase.com/meta/disclosures
Registered Address: smallcase Technologies Private Limited
#51, 3rd Floor, Le Parc Richmonde,
Richmond Road, Shanthala Nagar,
Richmond Town, Bangalore - 560025
- Apple App Store
- Free
- Finance
Store Rank
- -
InCred Money vs. smallcase: Stocks, MFs, FDs ranking comparison
Compare InCred Money ranking trend in the past 28 days vs. smallcase: Stocks, MFs, FDs
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January 14, 2026