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- Zype — ₹5L Instant Loan App Vs. Lenditt: Personal Loan App
Zype — ₹5L Instant Loan App vs Lenditt: Personal Loan App Usage & Stats
Introducing Zype, an app for personal loans that can help you quickly and easily meet your loan requirements. Obtain quick loans at any time with minimal paperwork required and quick approval.
Zype instant loan app is a platform trusted by over 5 Million + users; we provide an instant personal loan up to Rs 5,00,000. You can take multiple loans and pay Interest only on the amount utilized for your personal loan.
Why Choose Zype?
- New 60 Second loan transfer feature for instant loan disbursal
- Apply completely online without any paperwork
- Get approved & instant personal loan up to ₹5 lakhs
- Interest rates start at only 1.5% per month
- Pay later with easy EMI loan Multi-purpose loan calculator
- 24x7 dedicated customer support
Why is Zype the ideal personal loan app?
- Quick Loans: Activate your personal or salary loan in three simple steps and access funds within minutes.
- Loan Calculator: Easily estimate monthly payments, total Interest, and repayment amounts with our handy loan calculator.
- Complete Transparency: No hidden charges - enjoy full disclosure of terms for your instant loan.
- Utility Bill Payments: Conveniently settle bills online – credit card bills, loan repayment, gas, electricity, water, mobile, FASTag, DTH, and more, with guaranteed cashback.
- Referral Rewards: Refer to the Zype Loan App to friends, and both will earn a flat ₹250 reward on their first loan.
Features of the Zype Loan app
- Instant cash and money loans from Rs 3,000 to Rs 5,00,000!
- Flexible repayment tenures: 6, 9, 12 & 18 months for personal loans
- Quick loan approval under 60 seconds
- 100% online loan, no physical documents required
- Attractive interest rates start from 18% to 36% per annum.
- Low processing fees range from 2% to 6% on your instant personal loan.
Sample Calculation Of A Personal Loan From Zype:
- Loan Amount: ₹50,000
- Tenure: 12 months
- Rate of Interest: 24% p.a.
- Processing Fee: ₹1,250 (2.5%)
- GST on Processing Fee: ₹225
- Total Interest: ₹6,736
- EMI: ₹4,728
- Amount Disbursed: ₹48,525 (PF + GST deducted upfront during the personal loans disbursal)
- Total Repayment Amount (Loan amount + Interest): ₹56,736
*Note – All the above numbers are for representation only. The final interest rate or processing fee on your quick loans may vary depending on the profile assessment.
Steps To Activate Zype loan limit
- Install the Zype quick loan app.
- Add your details to the personal loan app.
- Your instant personal loan details will be generated on the Zype online loan app.
- To start getting an instant loan, unlock your credit line by completing the KYC process with Aadhaar verification & selfie.
- Select the personal loan amount required and choose an EMI plan.
- Transfer the selected loan amount from your credit line to your bank account and pay later in flexible EMI.
Lending Partners Of Zype Personal Loan App
Respo Financial Capital Pvt Ltd
https://respo.co.in/our-partners/
Zype Instant Loan Eligibility Criteria:
- Must be a salaried professional
- A minimum monthly salary of Rs 15,000
- A valid Aadhar Card
- A valid Pan Card
We Would Love To Hear From You
Want to know more about our online loan & personal loan services? Connect with us at our email id support@getzype.com or call us at 08035018179.
Data Security & Privacy
All the data submitted to the Zype online loan app is safe and secure as each data transaction is protected through secure 256-bit SSL encryption.
Get Started with the Zype instant loan app to get the funds you need anytime, anywhere!
- Apple App Store
- Paid
- Finance
Store Rank
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Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals
Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans.
Loan Terms & Conditions
Loan Amount Range: ₹10,000 to ₹3,00,000
Quick Turnaround time: within 15 minutes
Repayment Tenure: 3 to 12 months
Bounce Charges: ₹500
Interest rate starts from 28% p.a.
Annual Percentage Rate (APR) Range: 34% p.a.
Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable
Example Annual Percentage Rate (APR) Calculation
Loan Amount: ₹30,000
Tenure: 180 days = 6 months = 0.5 years
Interest Rate: 28% p.a.
Total Interest = ₹4,104
Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000
GST on total Other Charges = ₹360
Total Deductions = Total Other Charges + GST
Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640
Total Repayable = ₹30,000 + ₹4104 = ₹34,104
Note:
PF, DC, and GST are deducted upfront at the time of loan disbursement.
This is an indicative calculation, interest and other charges vary based on your profile.
Eligibility Criteria
Age- 21 to 55 years
Indian Citizen with valid Aadhaar & PAN
Salaried professional with ₹20,000+ monthly income
Active bank account for salary deposits
Minimum credit score: 680+
Why Choose Lenditt?
• No collateral or guarantor required
• 100% paperless KYC process
• Flexible repayment options
• No upfront fees
• Lenditt only works with RBI-approved NBFCs
Steps to avail a Personal Loan from Lenditt
Download the Lenditt App
Sign up using your active mobile number
Check eligibility with PAN or Aadhaar Card
Upload KYC documents, including ID, address proof & PAN card
Provide your bank account details
Choose among the loan amounts proposed to you
Get money in your bank account
Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
Madhur Instalments Private Limited- NBFC Registration Number B-12.00396
Besides Instant Personal Loans, our additional-
Value-Added Services:
Digi Gold & Silver
Invest in 24K gold & silver, starting from just ₹1.
Home Loan
Your first Step Towards Homeownership!
Spend Analytics
Spend Analytics provides you with clear insights to manage your finances.
Health & Wellness Protection Plan
Affordable Health & Wellness Protection Plan starting from Rs 499.
Contact Us
Email: support@lenditt.com
Call: +91 7862839654
Address: Times Corporate Park, Thaltej, Ahmedabad- 380059
T&C Applied!
- Apple App Store
- Paid
- Finance
Store Rank
- -
Zype — ₹5L Instant Loan App vs. Lenditt: Personal Loan App ranking comparison
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January 15, 2026