NovaPay: Payment Systems vs Банк Власний Рахунок: онлайн Usage & Stats

Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, no limit on the amount, both personal and credit funds — all in your smartphone. You can open a virtual card in just 3 minutes using the Bank Vlasnyy Rakhunok app. Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card: • 10% cashback on Ukrainian goods under the 'National Cashback' program. • Up to 3% back in balobonus points for food purchases • Free card top-ups at the cash registers • Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning • Additional exclusive promotions and discounts How to get the card? • Download the Bank Vlasnyy Rakhunok mobile app • Verify your documents via the "Diia" app, fill out the form, and set your PIN • Get your virtual card in 3 minutes, add it to Apple/Google Pay, and use it immediately! • Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase. The same balobonus points: • 1% in balobonus points guaranteed for food purchases at "Silpo" • Spend more than 10,000 UAH anywhere with my card — get 2% in balobonus points for food purchases at "Silpo" next month • Buy "Premiya" products, Silpo's brand — "Silpo" will return 3% in balobonus points • Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase • 1 balobonus = 1 UAH — for the maximal benefit! About credit: • Virtual credit card in your Apple/Google Pay wallet • Credit limit up to 100,000 UAH, with a grace period of up to 62 days • Interest rates during the grace period — 0.00001% per month • Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1% Installment payments: • Installment payments for shopping from 500 UAH • I will refund the entire receipt amount to your card • Pay in equal installments over 3 months with no extra charges • Monthly commission — 2% About currency cards: • Opening a currency card in USD or EUR — free • Virtual card in the app without plastic • Cash top-ups through Bank Vostok and non-cash transfers from card to card — free • Convenient way to buy currency online without commission. Check the rate in the bank’s app • Currency converter — check the exchange rate online in the bank's app • Instant currency transfers to a foreign bank card, with a commission of only 1% About deposits: • Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually • Interest rate for currency deposits with a term of 95 days — 0.1% annually • Deposit currency: UAH, USD, EUR About "Nazbyratus": • Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily • Free access to funds — deposit and withdraw whenever you want About payments and transfers: • 0% commission for express money transfers from card to another Ukrainian bank • Pay for utilities, electricity, and mobile top-ups with no commission — easy top-ups • Quickly pay for train tickets, MVS fines for traffic violations, pension fund payments, and donations to the Armed Forces of Ukraine — with no commission • Expense history, convenient transfers, tracking, and fast money movement • Apply for OSCPW insurance • Smart expense tracking — track all expenses, bills, and finances Bank chat support: • Chatbot in convenient messengers • 24/7 support • Notifications with interesting facts and news from Bank Vlasnyy Rakhunok Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online! Website: https://bvr.ua JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, in the state register of banks №283, Ukraine, Kyiv