MobiKwik: BHIM UPI & Wallet vs Creditt+ : Personal Loan App Usage & Stats

Experience a world of financial convenience with MobiKwik, the ultimate payments app that empowers you to effortlessly manage all your financial needs. Enjoy instant credit to spend now & pay later, manage expenses and supercharge your wealth with daily returns of up to 12%* p.a. with Xtra! Your credit limit is powered by your expenditure - higher the spends, higher the limit. Experience three times the excitement! 1) Enjoy the best UPI experience with ikwik UPI. Link any bank account via BHIM UPI and make all your transactions simple & fast. 2) Get instant credit upto ₹60,000 with ZIP at 0 cost to spend now & pay later at 1L+ brands. 3) Boost your wealth with daily interest credit & up to 12% per annum returns with Xtra. We keep your data safe. Sign up with your number & get started! Win exciting cashback and rewards from recharges, bill payments, food delivery, grocery, medicine, shopping & more. Money Transfer - Instant and seamless money transfer to all banks. - Transfer money between bank accounts (UPI), wallet & pay directly with a card. Credit Card Bill Payments - Experience unbelievable instant bill settlement to your credit card account - Earn real rewards every time you pay UPI - Send & receive money via any phone number or bank account directly or make UPI payments with BHIM UPI. Mobile & DTH Recharge - Now do all mobile recharges, all DTH recharges from one app. Pay instantly or at later convenience via ZIP. Utility Bills - Pay bills for 300+ billers like MSEB Mumbai, TNEB, WBSEDCL, UPPCL- Urban, Torrent Power Ltd, PSPCL, KSEBL, AVVNL, Bangalore Electricity Supply, etc. - Pay phone bills, electricity, gas, water, municipality, traffic challan, broadband, gas booking, cable, phone payments, credit card bill payment, rent payment, etc. Offline QR Payment - Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, kirana stores, petrol pumps, etc. - Make BHIM UPI payments or wallet payments at brands like Reliance Fresh, Croma, CCD, JIO stores, Apollo Pharmacy, etc. Online Payment - Make quick online payments at shopping, food delivery, travel & gaming brands including Zomato, Swiggy, 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, AJIO, etc. - Pay for subscriptions like Disney+Hotstar, AltBalaji, SonyLIV, Gaana, BookMyShow, etc. via ZIP. Shop on EMI - Get up to ₹2,00,000 for all online shopping & pay back in monthly installments. - Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months. Standard processing fee may vary from 2-4%. Loan Amount: ₹50,000 Interest rate (APR): 16% p.a. Tenure: 12 months EMI: ₹4,537 Total interest paid: ₹4,444 Processing Fees (2%): ₹1,000 Disbursed Amount: ₹49,000 (Principal Amount - P.F.) Total Cost of Loan: ₹55,444 Xtra offers the opportunity to earn 10-14% IRR by lending to creditworthy borrowers, brought to you in partnership with RBI-regulated NBFC-P2P Transactree Technologies Private Limited (“Lendbox”)  - Start with ₹10,000 - Regular earnings available to withdraw as borrowers make repayments. -⁠ Access detailed borrower profiles for informed decision making. Mutual Fund - Invest in the right mutual funds, see your money grow, do real time tracking & management. - Invest in Direct Mutual Funds at ₹100 with 0% commission. - Save up to ₹46,500 by investing in Tax saving ELSS funds via SBI Mutual Fund, Axis Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund etc. Digital Gold - Buy, sell, exchange & deliver 24K pure digital gold at real-time prices. - Build gold savings by automating gold purchase through Gold SIP. - Track gold investment real-time 24X7. For more details, visit https://www.mobikwik.com For any assistance, please contact our helpline number: +91-8069808686
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Get Creditt+: Your Trusted Personal Loan Application Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over Personal Loan Offerings at Creditt+: Creditt+ offers loans for all your requirements: Loan Amount: ₹10,000 to ₹35,000 Maximum Period Repayment: 90 days Features include: Flexible repayment options without hidden charges Instant disbursal in under 15 minutes No credit history required Types of Personal Loans at Creditt+: Creditt+ provides various digital loans to suit your needs: Emergency Loans for unexpected expenses Travel Loans to fund your getaway Medical Loans for health emergencies Lifestyle Loans for planned purchases Key Features of Your Go-To Personal Loan App: Creditt+: Creditt+ stands out as a trusted and efficient loan app because of its: Instant Personal Loan approval: Fast approval and disbursal Fully automated paperless loans Secure loans through RBI-registered NBFC Flexible repayment options for convenience No foreclosure charges. Available in Multiple Languages. User-friendly interface. What Makes Creditt+ Your Trusted Instant Personal Loan App? Creditt+ guarantees: Quick online loans with approvals in minutes Transparent and flexible repayment terms Unmatched customer support How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps Install the App: Download from your app store Register: Verify your Aadhaar and OTP Submit Application: Fill in the required details Quick Disbursal: Receive funds instantly What are the Personal Loan Eligibility Criteria at Creditt+? To qualify, you must: Be an Indian citizen aged 21 years or older Be a salaried individual earning ₹20,000+ per month Have your salary credited via bank transfer Documents Required for Personal Loans at Creditt+: Ensure smooth processing with: Aadhaar Card PAN Card Last 3-month bank statements A selfie Calculating Your Personal Loan Repayment with Creditt+: Loan amount: ₹10,000. Interest Rate: 20% PA Minimum & Maximum Period for Repayment: 120 days Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650 Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30) Total Loan Repayment: ₹10,164 Annual Percentage Rate (APR)* - 31.5% *Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment. Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank. Lending Partner for Personal Loans Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process. Why is Creditt+ a Better Option for Salaried Employees? Creditt+ is ideal for salaried employees because of its: Loans tailored for salaried individuals Competitive interest rates and flexible repayment options Hassle-free, paperless loan application What's New with Creditt+ and Personal Loans Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+. Stay Connected with Creditt+: Instagram: https://www.instagram.com/credittplus Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore Twitter (X): https://twitter.com/CredittApp Contact Us On: Email: customer.support@creditt.in Phone: +91 2245811515 Find Us At: Sampati Securities LTD 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
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MobiKwik: BHIM UPI & Wallet vs. Creditt+ : Personal Loan App ranking comparison

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MobiKwik: BHIM UPI & Wallet VS.
Creditt+ : Personal Loan App

December 31, 2024