BNZ Mobile Business Banking vs ANZ Direct Auth Usage & Stats

Banking should never get in the way of your business. Our app is a secure and easy way to manage your business’ finances on the go - you just need to be an Internet Banking for Business customer to use it. • Touch ID, PIN or password login (after initial set up) • Check balances, make transfers and pay existing bill payees • Authorise same-day cleared payments, international payments and transfers, direct credit, direct debit, payroll and tax payments • Create and authorise one off payments and edit statement details on the fly • Edit a payment date on most payment types • Make changes to payees • Authorise domestic payments and transfers in advance of incoming funds • View your foreign exchange (FX) rates • Search transactions within accounts and check their details • Find your nearest BNZ Partners Centre, store or ATM Get started now • If you’re already a BNZ Internet Banking for Business customer, simply install this app and start managing your business’ finances on the go. • If you’re not a BNZ Internet Banking for Business customer, visit bnz.co.nz to register. Security Activate Mobile NetGuard the first time you setup the Mobile Business Banking app by getting codes sent to your mobile and email, and for future logins you’ll only need your Internet Banking for Business password, PIN or fingerprint. Other security features include 128-bit encryption and lock-out and time-out safeguards, but you should log out as soon as you’ve finished your banking and never store your BNZ access number, PIN, password or NetGuard details on your device in any form. Access IDs, passwords and personal information won’t be stored on the app. If you lose your phone, contact your Internet Banking for Business Administrator to disable your access, log in with another device or call 0800 269 4242 (+64 4 931 8234 if you're overseas). Important information • Mobile data is required to access the Mobile Business Banking app. • Use of the Mobile Business Banking app is subject to the Internet Banking for Business Terms and Conditions.( https://www.bnz.co.nz/about-us/governance/terms-and-conditions/internet-banking-for-business)

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ANZ Direct Auth

ANZ Direct Auth is a payment authorisation app for use on ANZ Direct Online, ANZ Bank New Zealand Limited's business payments platform. The app enables you to generate a response code from your smartphone to authorise your ANZ Direct Online payments and secure mails. Benefits of ANZ Direct Auth: • Secure: ANZ Direct Auth provides a secure way to authorise payments and secure mails in ANZ Direct Online. • Easy: to activate within ANZ Direct Online. • Quick: access with the option of biometric fingerprint - you'll have one less PIN to remember! • Convenient: for users as authorisations can be performed on their smartphone. Great for those payments that have to be authorised urgently when out of the office. • Flexibility: for authorisers as the ANZ Direct Auth app can be activated on multiple devices. Fees: Please note each activation of the app is classified as an authorisation device. Activations in excess of the device allocation in your fee plan will incur a standard monthly fee of $2 per device. Please see your ANZ Business Specialist for details of your fee plan. Terms and conditions: By downloading the ANZ Direct Auth app, you agree to the terms and conditions of use of the app that are set out in the ANZ Direct Online Conditions of Use (https://secure.anzdirect.co.nz/terms/ANZDirectConditionsOfUse.pdf). For further information about the ANZ Direct Auth app or ANZ Direct Online, including the ANZ Direct Online Conditions of Use, visit www.anzdirect.co.nz. To use the ANZ Direct Auth app, you need to be registered to use ANZ Direct Online as an authoriser for an ANZ Direct Online customer. The ANZ Direct Auth app is only available to specific mobile devices deemed eligible by ANZ. The ANZ Direct Auth app requires your permission to access your camera to read the QR code that you scan when you register for the app. If you do not give this permission, then you will not be able to register for the app. Accepting this permission does not enable your information and content to be accessed outside your mobile device. For further information about the permissions required for the ANZ Direct Auth app, please see the ANZ Direct Online Conditions of Use. The ANZ Direct Auth app is provided in New Zealand by ANZ Bank New Zealand Limited (ANZ).