SC Mobile Hong Kong vs DBS Card+ HK Usage & Stats

The new SC Mobile App offers an extensive range of functionalities to take care of your banking needs, allowing you to experience smarter, smoother, and safer mobile financial services anytime and anywhere. • The new homepage allows you to view your accounts at one glance, keeping you up with the account status. With Shortcut keys, you can access the daily financial management functions more conveniently. • You can open an Integrated Deposit Account with SC Mobile without visiting a branch. Verify your login and transact with the built-in mobile security key - SC Mobile Key, without the need to wait for One-Time Password (OTP) via SMS. • Under Pay & Transfer, you could use SC Pay (FPS) for instant payments and real-time transfers with mobile number, email address or scan the QR code. Cardless cash withdrawal in a fast and convenient way with QR Cash and Top-up AlipayHK™ or Octopus Wallet instantly without any additional fees are provided. • Investment tab brings you diversified wealth solutions from equities to insurance. • Through Discover, you can browse and apply for our product plans instantly. Whether it is deposits, credit cards, loans, or wealth solutions, you can find the right solution. • In Services and Settings, you can manage your personal information, communication preferences, and view eStatements and eAdvices to keep a clear overview of your accounts. • Having any questions? You can go to the Contact and Support page for support on your banking needs through the 24/7 chatbot service provided by Stacy or personalized service from myRM and our live agents. E-Ticketing and e-Appointment are provided to make it more convenient for you to pay a visit to our branch. SCB Head Office Address: 32/F, 4-4A Des Voeux Road Central, Hong Kong

Apple App Store
Free
Finance

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DBS Card+ HK

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [Get instant cash sent to any of your bank accounts] Apply for personal loans 24/7, and receive the cash in any of your bank account, instantly. [A wide range of exclusive offers] Choose the rewards you like: InstaRedeem with DBS$, Asia Miles instant conversion & free coffee from Hong Kong’s top coffee shops, only available through DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. [Personal Instalment Loan] • The minimum and maximum repayment period is 12 months and 60 months. • The APR ranges from 5.91% to 7.03%. • Loan amount up to HK$2,000,000 or 20x your monthly salary (whichever is lower) • For a loan amount of HK$200,000 with 12 months repayment period, the monthly flat rate is 0.11% (APR 6.37%, including a Loan Set Up Fee of 2%). Monthly repayment amount is HK$16,887 and the total loan repayment amount is HK$202,644. The above example is for reference only. • The final interest rate and repayment period applicable to a customer is subject to his/her financial condition and is solely determined by us. To facilitate customer to repay, the monthly repayment amount is rounded to an integral, so the final APR may be slightly different from that quoted in the table. [Debt Consolidation Loan] • The minimum and maximum repayment period is 12 months and 84 months. • The APR ranges from 6.38% to 25.24% • Loan amount up to HK$2,000,000 or 21x your monthly salary (whichever is lower) • For a loan amount of HK$200,000 with 48 months repayment period, the monthly flat rate is 0.4% (APR 10.42%, including a Loan Set Up Fee of 2%). Monthly repayment amount is HK$4,967 and the total loan repayment amount is HK$238,416. The above example is for reference only. • The final interest rate and repayment period applicable to a customer is subject to his/her financial condition and is solely determined by us. To facilitate customer to repay, the monthly repayment amount is rounded to an integral, so the final APR may be slightly different from that quoted in the table. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong