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HDFC Bank SmartHub Vyapar
HDFC Bank SmartHub Vyapar Vs. BharatPe for Business

HDFC Bank SmartHub Vyapar vs BharatPe for Business Usage & Stats

Business Solutions and Business growth. With one powerful app, now get both! HDFC Bank SmartHub Vyapar is a holistic Business & Banking App to aid your business growth. You can onboard instantly and start accepting payments from all modes, get access to loans, apply for fixed deposits and business cards. SmartHub Vyapar also empowers you to grow your business with several customer engagement and analytics tools. One of the best rated business apps which helps you to manage your day-to-day business seamlessly. Key features of HDFC Bank SmartHub Vyapar: Instant Onboarding: 1) HDFC Bank SmartHub Vyapar offers instant, digital, and paperless onboarding experience to existing HDFC Bank Current Account & Savings Account holders. 2) Get QR code instantly to start accepting UPI payments as soon as you are onboarded as a SmartHub Vyapar merchant. 3) Digitally apply for Soundbox instantly through app Accept Payment Seamlessly: 1) Accept payments from all modes seamlessly via UPI, QR, SMS Pay and Cards 2) Get instant settlements on UPI transactions for instant access to funds. 3) Enable/disable transactional SMS as per your need. 4) Check payments credited to your account in a single view, for all payment methods across your stores. 5) Record, track and collect outstanding customer dues digitally, through Pay Later. 6) Use Cash Register to record your customer’s cash payments for easy reconciliations. 7) Empower your staff to accept payments by creating their logins on app by assigning roles such as cashier/manager. 8) View all their Central Bank Digital Currency (CBDC)/ Digital Rupee transactions via SmartHub Vyapar. Instant Access to Loans: 1) Avail funds from various loan options to match your business needs: 1.1) Dukandar Overdraft Facility, Business Loan, Loan against Cards, Personal Loan & more. 2) Experience Fast Banking with Xpressway- Fully Digital | Zero Paperwork | Do-It Yourself Grow your Business digitally: Increase footfalls and sales at your outlets by creating offers for your customers and sharing via messaging apps and social media. Track transactions of all your outlets in real time on the one view Dashboard. Download transaction and settlement reports for desired time-periods from the Reports section and track business performance easily. Protect your Business: Safeguard your business with Dukandar Suraksha Shop Insurance with affordable plans. HDFC Bank SmartHub Vyapar App also gives you access to: 1) Banking Services: Get instant access to HDFC Bank’s numerous offerings such as Business Credit Cards, Prepaid Cards, and Fixed Deposits within the app itself. 2) SmartHub Vyapar In-App Service Module – Your New-Age Solution - To enhance your service experience, we’ve launched a faster and more efficient way to get the support you need, right from the SmartHub Vyapar app Why use the In-App Service Module? 1) Speed: Log service requests instantly through the app. 2) Convenience: Track ticket status and access help resources all in one place. 3) Self-Service: Find answers quickly with FAQs and tutorial videos. Download the HDFC Bank SmartHub Vyapar

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BharatPe for Business

BharatPe BharatPe is a payments app that allows merchants to accept payments from any UPI app - PhonePe, PayTM, GooglePe, BHIM, and 150+ others with your BharatPe QR. Additionally, customers can pay through multiple modes like Bank Account, RuPay Credit card and Wallet etc on BharatPe QR. BharatPe also offers on-demand settlement (settle money to your bank account anytime) and day-end auto settlement. From the BharatPe app, you can order BharatSwipe card machines to accept all debit and credit cards. This comes with multiple features like a free trial period, monthly rental offer, instant payment settlement, and receipt printing for card and QR transactions. You can invest your collections to earn up to 12% interest per annum. Get loans to grow your business BharatPe provides loans at a very low-interest rate and without any paperwork. It is a 100% online application process, without any security or guarantee. You can repay the loan amount through Easy Daily Installment (EDI). Repayment Terms: Repay in Easy Daily Installments (EDI) Loan Tenure: 2 months (minimum) to 15 months (maximum) Interest Rate - Annual Percentage Rate (APR): Ranges from 21% - 30%. APR is communicated on the BharatPe App while taking a loan. Amount: Rs. 5100 to Rs. 10,00,000 Processing fees: 0% to 2% An example: Loan Amount: Rs. 1,00,000 Tenure: 6 months Interest Rate (APR): 24% per year Repayment Amount: Rs. 1,12,000 Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000 Processing Fees (incl. GST): Rs. 2,000 Disbursed Amount: Rs. 100,000 (Loan Amount) -Rs. 2,000 (Processing Fees) = Rs. 98,000 Total Amount Payable: Rs. 1,12,000 (EDI of 722) Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000 NBFC partners: Loans are given in partnership with RBI approved NBFCs - Hindon mercantile limited, LendenClub (Innofin Solutions Private Limited), Arthmate(Mamta Projects Private Limited), Liquiloans (NDX P2P Private Limited) and ABFL ( Aditya Birla Finance Limited). NBFC sanction letter is shown on the app and shared as a notification. Earn up to 12% You can earn up to 12% interest on your BharatPe account balance. Your interest is credited to your BharatPe account daily. You can add money or request withdrawal anytime. Your money is invested with RBI-approved NBFC partners. India's first merchant loyalty club BharatPe Club is India's first merchant loyalty club. You can earn benefits worth Rs. 20,000 such as free cricket merchandise, zero loan processing fees, Rs.1,000 off on BharatSwipe, and Rs. 500 in a BharatPe card. Permissions As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize UPI payments. We will also need to take permissions like Location and Contacts to build your credit profile to extend loan offers. You can check the privacy policy at - Privacy Policy - BharatPe Please note that BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name. Contact Information: +918882555444 hello@bharatpe.com Home - BharatPe Head Office: Resilient Innovations Private Limited (BharatPe) Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana, India RESILIENT INNOVATIONS PRIVATE LIMITED