Ching Pay vs ePlata Usage & Stats

ePlata is a multi-currency digital wallet that provides a full breadth of services, including peer-to-peer transfers, cross-border money transfers, FX conversions, linked ePlata Visa debit card, bill payments, secondary sub-accounts and more. Send and Request Money (P2P) ePlata users may send money to or request money from other users free of charge. All transfers are executed instantaneously. Cross-Border Money Transfers ePlata users may send funds to family and friends instantly between the United States and Mexico with $0 in transfer fees (limited FX currency conversion costs apply). Real-Time Currency Conversion ePlata users may convert currency at any moment, whether prior to sending money to family and/or friends, paying a bill or simply creating a balance of multiple denominations. ePlata users may hold funds in multiple currencies, including: U.S. Dollar, Mexican Peso, Euro, Canadian Dollar, British Pound and more. Get a Linked ePlata Visa Debit Card ePlata users are eligible for the ePlata debit card which is linked directly to a user’s ePlata account and can be used anywhere that Visa is accepted. Pay Bills ePlata users may pay bills immediately to a wide variety of essential service providers, including: utilities (gas, electric, water) and cable television. ePlata users can even make bill payments on behalf of their family and/or friends living in another country. Reload Phones* ePlata users may "top-up" their mobile phone plans with the leading carriers in that country. Like the bill pay option, ePlata users can make plan payments on behalf of their family and/or friends living in another country. Secondary Sub-Accounts ePlata users can create secondary sub-accounts within their main ePlata user account that can be used to separate funds for special purposes. * Currently available in Mexico only. IMPORTANT: Please do not attempt peer-to-peer transfers via the ePlata Cash Account if you do not reside in a licensed state or a country that does not prohibit its use.