Común: Tu banca moderna en USA vs Pana: Global Dollar Account Usage & Stats
Común: The money app that gets you – send and receive money simple, fast, and secure
Don’t have Zelle? No problem! With Común you can send and receive money in the U.S. and to Latin America¹, use a Visa® debit card, and manage your money in an app that’s in Spanish and English, designed with you in mind.
With Común you can:
- Send and receive money from anyone, quickly and securely.
- Get paid without Zelle or complicated apps.
- Open your account with official ID⁵ from your country and use your Común Visa® debit card everywhere Visa is accepted.
- Send money to Latin America¹ with competitive exchange rates and without lines.
- Deposit and withdraw cash at more than 90,000 locations across the U.S.
- Get your direct deposit up to 2 days early⁴.
- Save more – with no minimums, no monthly fees, and FDIC-insured deposits³.
- Get 24/7 support in Spanish, on WhatsApp or directly in the app.
Why choose Común
- An app made for you: clear, accessible, and in your language.
- Safe and reliable: Visa Zero Liability protection and FDIC³ coverage.
- Works with your current bank or debit card, without any hassle.
- Trusted and recommended by thousands of families already using it every day.
Thousands already trust Común to send payments, get paid, and support their families.
Download Común and open your account in minutes.
Común is a financial technology company and not a bank. Banking services are provided by Community Federal Savings Bank; Member FDIC. The Común Visa® Debit Card is issued by Community Federal Savings Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.
1 A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license.
2 No minimums, no maintenance fees. ATM or transfer fees may apply. See app for fee details.
3 Funds in your account are FDIC insured up to $250,000 by ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event CFSB fails.
4 Direct deposit funds are typically available when we receive the payment file, up to two days before the scheduled payment date. This early availability is not guaranteed.
5 Results may vary. For a complete list of eligible IDs and application requirements, follow this link: https://bit.ly/43wXOW7
- Apple App Store
- Free
- Finance
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Pana is the best financial app connected with a debit card that allows you to make and receive payments, purchase products, send money, and connect with your friends wherever they live. Experience the ease of remittances, international wire transfers, and exclusive benefits—all in one app.
OPENING AN ACCOUNT TAKES ONLY 2 MINUTES
- Open a Pana account directly from your phone using your passport, SSN, ITIN, or any government-issued ID.
- Our agents are Hispanics who speak both English and Spanish, ask them anything.
NO SOCIAL SECURITY NUMBER (SSN) ? NO PROBLEM
- Open a US bank account with your ITIN, passport, or any of the 150 other official documents we support
- We do not check your credit history or immigration status
- Our agents are Hispanics who speak both English and Spanish, ask them anything.
NO HIDDEN FEES
- No minimum balance
- No opening deposit
- No monthly fees
- No overdraft fees
CASH DEPOSITS (*FOR US CUSTOMERS)
Instantly deposit cash into your Pana account at over 100,000 locations nationwide, including:
• Walmart
• 7-Eleven
• Walgreens
• ACE Cash Express
• Circle K
• CVS
• Dollar General
• Family Dollar
• Rite Aid
• Safeway
• Kroger & more.
CASH WITHDRAWALS (*FOR US CUSTOMERS)
- Thousands of ATMs are available for you to withdraw cash whenever you need it.
TOTALLY SAFE
- MasterCard's zero liability policy protects all unauthorized purchases
- *US CUSTOMERS: Deposits are FDIC insured up to $250,000 through Community Federal Savings Bank, a member of FDIC
- The app is protected with two-factor authentication, biometrics
REMITTANCES / INTERNATIONAL MONEY TRANSFERS
- The Pana app allows you to send money to your panas all over the world
- Money can be sent in minutes to any bank account in Latin America or anywhere in the world
- Delivery methods include cash delivery, pickup, and account deposits
INTERNATIONAL WIRE TRANSFER
- Add funds to your Pana Account from any bank in the world using International Wire transfers. (The easiest and safest way to bring your savings to the United States)
CUSTOMER SERVICE IN SPANISH AND ENGLISH
- Our agents are Hispanics who speak both English and Spanish
- Talk to our team by phone or video call
**Services and features described may vary for users in different countries and/or regions.
Pana is a financial technology company, not a bank. For US Customers: Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to a license by Mastercard International Inc.
- Apple App Store
- Free
- Finance
Store Rank
- -
Común: Tu banca moderna en USA vs. Pana: Global Dollar Account ranking comparison
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Común: Tu banca moderna en USA VS. 
Pana: Global Dollar AccountJanuary 11, 2026