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Chocolate Finance Vs. Syfe: Invest, Trade and Save

Chocolate Finance vs Syfe: Invest, Trade and Save Usage & Stats

Chocolate Finance is a new place for your spare cash where you can enjoy 3.3% p.a. return on your first S$20k, 3% p.a. on your next S$30k and a target 3% p.a. on any amount thereafter. No lock-ins, no hoops to jump through. We take no fees and make no money until we deliver the target return. See your returns in the app every, single, day. What's more, from now until 31st March 2025, if we don't make the target returns for your first S$50k, the difference will be topped up. Does it get any better than that? Chocolate Finance is a brand of Chocfin Pte. Ltd. (UEN 202347190R). Chocfin Pte. Ltd. is licensed by the Monetary Authority of Singapore (CMS101452) to perform fund management activities. Note: This app is currently only available for users with Singpass MyInfo. (I.e. Singapore residents or non-residents of Singapore with Singpass.) What to expect: It's completely free to open an account. Download the Chocolate Finance app to get started. 1. No hoops We don’t expect you to jump through hoops to get the returns. There are no minimum or maximum balance requirements and no lock-in periods. 2. See your returns daily in your app every, single, day. 3. No lock-ins Take your money out whenever you like. Withdraw via FAST bank transfer - any amount, anytime you like. No charges or penalties. 4. Easy sign-up Getting started is quick and easy. Sign up easily and securely with Singpass MyInfo in a few quick steps. Then, add money in. 5. No fees We take zero fees until you achieve the target returns. We only make money once you’ve made money. So naturally, it’s our number one priority to make the returns we’ve targeted for you. 6. We walk the talk From now until 31st March 2025, if we don't make the target returns for your first S$50k, the difference will be topped up. Does it get any better than that? 7. Security is our top priority We take several measures to keep your account safe and we’re licensed by the Monetary Authority of Singapore (CMS101452). *Licences and disclosures: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. Chocolate’s returns are currently supported by a promotional Top-Up Programme', valid during the Qualifying Period and subject to terms and conditions and does not constitute a guarantee of return or capital. Past performance is not indicative of future results. All investments involve risk, including the risk of losing all of the invested amount and may not be suitable for everyone. This advertisement has not been reviewed by the Monetary Authority of Singapore. For more information visit https://www.chocolatefinance.com. Privacy policy, terms, and conditions are available within the app. Get in touch: Contact our customer support team via WhatsApp in the app. Customer service is available Monday to Saturday, between 9 am and 8 pm. Alternatively, WhatsApp or call +65 9479 7979.

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Syfe: Invest, Trade and Save

Syfe is an investment platform empowering people to build their wealth for a better future. Access simple, smart and affordable financial solutions all within one app. Build wealth effortlessly. Whether you plan to buy a house, save up for your children’s education, retire or simply grow your wealth, we have portfolios and solutions that cater to your different financial goals. Syfe is a trusted and secure leading investment platform that is licensed by the MAS in Singapore and the SFC in Hong Kong. Syfe Australia is a CAR of Sanlam Private Wealth. Your money is safe with Syfe! MANAGED PORTFOLIOS Whether you want to invest for growth or income, we have comprehensive solutions for all. Our portfolios are curated by investment experts. Leave the heavy lifting to us! From fund selection, reinvesting dividends to rebalancing your portfolios and more. Portfolio Highlights Core - Choose preferred allocations of equities, bonds and commodities based on your investment horizon and risk appetite Income+ - Generate passive income. Get paid directly to your bank account. A fixed income solution powered by PIMCO REIT+ - Invest for growth and income in Singapore’s real estate market. Access top 20 quality S-REITs in one portfolio. Themes & Custom - Express your views on the world with investments aligned to your conviction BROKERAGE (Only Available in SG and AU) Simplified and a seamless way to trade your favourite Singapore and US stocks, ETFs, and REITs. Discover, automate and be in control of your investments at all times. Feature Highlights Free trades on US stocks every month and low fees for SG stocks with no platform or hidden fees. Fractional trading- buy US stocks or ETFs at any amount you want, starting with as little as US$1 Simplified experience with access to real-time market data Safe & secure - Syfe has bank-grade security with MFA and individual accounts are protected up to $500k. CASH MANAGEMENT Supercharge your savings with Cash+ the way you want. Flexible or fixed, it’s up to you. Earn higher returns on your cash savings with a low-risk, cash management solution. Portfolio Highlights Flexi - Go with the flow with money market returns, maintain that option to withdraw funds quickly at any time Guaranteed - Fix your returns, lock that capital in at an optimised rate REACH OUT TO US Syfe Singapore - MAS Capital Markets Services License - CMS100837 - Address: 4 Robinson Rd, #11-01 The House Of Eden, Singapore 048543 - Email: support.sg@syfe.com - Call us at +65 3138 1215 9:00 and 6:00 Monday - Friday Syfe Hong Kong - Securities and Futures Commission CE No. BRQ741 - Address: 12102, 10/F, YF Life Tower, 33 Lockhart Road, Wanchai, Hong Kong - Email: support.hk@syfe.com - Call us at +852 2833 1017 9:00 and 6:00 Monday - Friday Syfe Australia - CAR (1295306) of Sanlam Private Wealth Pty Ltd (AFSL 337927) - Address: Level 19, 180 Lonsdale Street, Melbourne VIC 3000 - Email: support.au@syfe.com - Call us at 1800 577 398 9:00 and 6:00 Monday - Friday