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- L&T Finance PLANET - Loan App Vs. Lenditt: Personal Loan App
L&T Finance PLANET - Loan App vs Lenditt: Personal Loan App Usage & Stats
Welcome to PLANET by L&T Finance, a trusted NBFC online instant loan app with 1 crore+ users. As one of India's most reliable and easy loan app services with flexible repayment options, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, our finance apps make online loans easier for you. Discover simplicity with PLANET for instant loan approvals.
What makes the PLANET by L&T Finance company stand out:
● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app and get instant credit
● Access your transaction history anytime and be in control of your loan finance.
● Get documents like Repayment Schedule, Interest Certificate, NOC Kit, Loan Account Statement, and more for your instant loans with just a few taps
● In addition to quick approval, gain payment flexibility with easy EMIs.
● View, update, and personalize your profile and bank mandate details anytime, add a personal touch with a photograph
● Pay EMI online using a Debit Card, BHIM UPI, Wallets, and Net Banking
● Secure transactions protected by MPIN & biometric login
● Multilingual interface for diverse users
Your standard finance loan app:
● Instant Loan Features: If quick solutions are what you need, our instant loan app helps you avail personal loans fast, with rapid processing & instant credit score checks, leading to quick disbursal convenience.
● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or easy personal loans is very convenient.
● User-Friendly Interface: The clean and easy app layout helps PLANET by L&T Finance stands out from other personal loan apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience, making it easy to get a personal loan for salaried and self-employed people alike.
● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is the best online loan app for all your financial needs. Whether you need, a personal loan, two-wheeler loan, micro loan, professional loan, or home loan, apply on PLANET App with ease.
Highlights of our Online Personal Loan services:
- Finance Amount: ₹50,000 to ₹25Lakh
- Repayment Tenure: 12 to 60 months
- Annual Percentage Rate (APR): 10.5% to 26% reducing
- Processing Fees: 0% to 3%
For example:
- Loan Amount: ₹ 10,00,000/-
- Interest Rates: 12% p.a. on a reducing basis
- Tenure: 48 months
- Processing Fee (PF): 2% (₹ 20,000/-)
- Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
In this case, the actual loan details will be:
- Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
- Estimated EMI: ₹ 27,225/-
If you have opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.
Privacy Policy URL - https://www.ltfs.com/privacy-policy
*T&C Apply
The PLANET by L&T Finance app is your very own "loan dene wala app", a one stop solution for all your financial needs specializing in reliability and efficiency. Join the PLANET by L&T Finance family for a smooth journey with personalized loan options and services.
Get started with 7 easy steps to install this loan app online:
1. Download & open the app.
2. Allow permissions as per your wish.
3. Select your preferred language from the list and discover the app’s features.
4. Enter your personal details to register for the first time.
5. Enter your mobile number.
6. Verify your number with the OTP sent and set a PIN of your choice.
7. Log in to your account and avail offers based on your personal loan eligibility.
For feedback on our online loan app, mail us at ltfs-mobileapp@ltfs.com
- Apple App Store
- Paid
- Finance
Store Rank
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Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals
Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans.
Loan Terms & Conditions
Loan Amount Range: ₹10,000 to ₹3,00,000
Quick Turnaround time: within 15 minutes
Repayment Tenure: 3 to 12 months
Bounce Charges: ₹500
Interest rate starts from 28% p.a.
Annual Percentage Rate (APR) Range: 34% p.a.
Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable
Example Annual Percentage Rate (APR) Calculation
Loan Amount: ₹30,000
Tenure: 180 days = 6 months = 0.5 years
Interest Rate: 28% p.a.
Total Interest = ₹4,104
Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000
GST on total Other Charges = ₹360
Total Deductions = Total Other Charges + GST
Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640
Total Repayable = ₹30,000 + ₹4104 = ₹34,104
Note:
PF, DC, and GST are deducted upfront at the time of loan disbursement.
This is an indicative calculation, interest and other charges vary based on your profile.
Eligibility Criteria
Age- 21 to 55 years
Indian Citizen with valid Aadhaar & PAN
Salaried professional with ₹20,000+ monthly income
Active bank account for salary deposits
Minimum credit score: 680+
Why Choose Lenditt?
• No collateral or guarantor required
• 100% paperless KYC process
• Flexible repayment options
• No upfront fees
• Lenditt only works with RBI-approved NBFCs
Steps to avail a Personal Loan from Lenditt
Download the Lenditt App
Sign up using your active mobile number
Check eligibility with PAN or Aadhaar Card
Upload KYC documents, including ID, address proof & PAN card
Provide your bank account details
Choose among the loan amounts proposed to you
Get money in your bank account
Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
Madhur Instalments Private Limited- NBFC Registration Number B-12.00396
Besides Instant Personal Loans, our additional-
Value-Added Services:
Digi Gold & Silver
Invest in 24K gold & silver, starting from just ₹1.
Home Loan
Your first Step Towards Homeownership!
Spend Analytics
Spend Analytics provides you with clear insights to manage your finances.
Health & Wellness Protection Plan
Affordable Health & Wellness Protection Plan starting from Rs 499.
Contact Us
Email: support@lenditt.com
Call: +91 7862839654
Address: Times Corporate Park, Thaltej, Ahmedabad- 380059
T&C Applied!
- Apple App Store
- Paid
- Finance
Store Rank
- -
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January 19, 2026