Allo Bank vs M-Smile Usage & Stats

Build your financial future with Allo Bank, Indonesia’s digital banking app that makes transactions, savings, and installments easier than ever. Enjoy high interest rates, instant withdrawals, 0% installments, and daily cashback. All your financial needs: secure, fast, and supervised by OJK, all in one app. ENJOY THESE BENEFITS WITH ALLO BANK Savings interest up to 7.5% p.a. - Allo PayLater: flexible installments, high limit, and 0% interest for the first month - QRIS payments with Allo Prime & Allo PayLater at thousands of merchants - Unlimited free interbank transfers via BI-FAST - Instant withdrawals in real time - Virtual Debit Card & Virtual Account for online transactions anywhere FLEXIBLE & TERM SAVINGS IN ONE APP Grow your money with Allo Grow: earn up to 6.5% p.a., interest paid daily, no lock-in period, and withdraw anytime without losing interest. Secure your future with Allo Deposito: earn up to 7.5% p.a. with fixed returns for maximum savings growth. ALLO PAYLATER: EASY INSTALLMENTS & HIGH LIMITS A fast, flexible, collateral-free installment solution. - Limit up to Rp100 million - 0% installments for the first month - Tenors from 90 days to 36 months - Monthly fees from 0.1% (APR 1.2%–76%)* - Instant Cash Withdrawals anytime, anywhere - Shop with QRIS Allo PayLater and enjoy hundreds of promos - Perfect for daily needs, emergencies, and big purchases QRIS Simulation – Rp1,000,000 - 3 months: Rp349,798 - 6 months: Rp181,247 - 12 months: Rp97,192 Instant Withdrawal Simulation – Rp3,000,000 - 3 months: Rp1,039,251 - 6 months: Rp534,674 - 12 months: Rp282,808 - 24 months: Rp157,716 *Estimated; may vary based on credit history, customer profile, and bank policy. EASILY INCREASE YOUR LIMIT The Limit Up feature helps you grow your Allo PayLater limit through routine transactions and on-time payments. Build your credit profile more easily: useful for future financing needs like vehicle loans or mortgages. CASHBACK, DISCOUNTS & DAILY PROMOS Save more at top merchants such as: Indomaret, VIVO, Metro, Transmart, Wendy’s, Baskin Robbins, The Coffee Bean & Tea Leaf, and many more. Popular promos: - Rabu Serbu: Deposito 7.5% p.a. - Allo Grow Bonus Rp100K - Weekend 50% F&B - M-Tix Buy 1 Get 2 SAFE, TRUSTED, SUPERVISED BY OJK Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK) and a member of LPS deposit insurance. Your transactions, data, and funds are protected. SHOP ONLINE EASILY With the Virtual Debit Card, you can: - Shop online from anywhere in the world - Access global streaming & subscription services - Transact securely with extra protection - Enjoy cashback & discounts on e-commerce, transport, and travel Allo Bank always has exciting promos to boost your savings and benefits! CHECK OUT OUR PROMOS: RABU SERBU – 7.5% Deposito https://www.allobank.com/promo/allo-deposito-rabu-serbu ALLO GROW – Bonus Rp100K https://www.allobank.com/promo/allo-grow-bukan-tabungan-biasa INDOMARET https://www.allobank.com/promo/regulerindomaretkin https://www.allobank.com/promo/rabuserbuindomaret https://www.allobank.com/promo/promoindomaretindomie1100 WEEKEND 50% F&B https://www.allobank.com/promo-this-month/special/discount-weekend-with-allo-paylater M-TIX BUY 1 GET 2 https://www.allobank.com/promo/jsm-mtix-b1g2 CONTACT US PT Allo Bank Indonesia Tbk Menara Bank Mega Lt. 5 & 6 Jl. Kapten P. Tendean No. Kav. 12–14A South Jakarta, DKI Jakarta 12790 Allo Care: 080 4110 4110 WhatsApp: 0822 0822 4110 Follow us: Instagram: @AlloBank X: @AlloBankID YouTube: @AlloBankIndonesia TikTok: @AlloBankID