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- Freo - UPI, Insurance, Loans Vs. Lenditt: Personal Loan App
Freo - UPI, Insurance, Loans vs Lenditt: Personal Loan App Usage & Stats
Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.
UPI Payments – Faster, Smoother, Better!
With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI
Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs.
Freo allows you to:
• Money Transfer with BHIM UPI
• Check Bank Account Balance
• Manage Multiple Bank Accounts in Freo app
• Save Beneficiaries across banks
• Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.)
• Make Online Payments (food-grocery orders, shopping, travel bookings)
• Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)
• Pay your utility bills (Gas, Electricity, Water etc.)
As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs.
Borrow flexibly with Freo (formerly MoneyTap)
A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount.
Our Most Loved Features
• Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)
• Pay interest only on the amount you use
• Instant loans with no collateral risk
• 100% digital & paperless process
• Flexible EMIs
Loan Terms:
• Amount: ₹3,000 to ₹5 lakhs
• Interest rates: 12% to 36% per annum
• APR: 10% to 70%
• Tenures: 3 to 36 months
• Low processing & line setup fees
For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
Our Partners:
→ YES Bank - YES Bank Ltd.
→ Equitas SFB - Equitas Small Finance Bank
→ Lendbox - Transactree Technologies Pvt Ltd
→ Liquiloans - NDX Financials Services Pvt Ltd
Gold Investment – Start with Just ₹10!
• Invest in 24K gold starting from as little as ₹10
• No hassle of physical storage—buy & sell anytime, anywhere
• Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious!
Insurance – Protect What Matters
• Curated insurance plans for life’s uncertainties
• Coverage for vector-borne diseases like Malaria & Dengue
• Daily cash benefits during hospitalization
• Comprehensive vehicle insurance for cars and bikes
• Women-centric health plans for specific healthcare needs
• Pet insurance to protect your furry friends
• Secure your valuables and big purchases with peace of mind
• Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now!
Fixed Deposits – High-Return Rates
• Instantly book FDs from ₹1,000/- with returns up to 9%*
• Guaranteed growth with flexible tenures to suit your needs
• Choose from trusted banks & institutions for reliable investments
• Enjoy peace of mind with guaranteed returns. Start growing your money today!
Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself!
Contact: hello@freo.money
- Apple App Store
- Paid
- Finance
Store Rank
- -
Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals
Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans.
Loan Terms & Conditions
Loan Amount Range: ₹10,000 to ₹3,00,000
Quick Turnaround time: within 15 minutes
Repayment Tenure: 3 to 12 months
Bounce Charges: ₹500
Interest rate starts from 28% p.a.
Annual Percentage Rate (APR) Range: 34% p.a.
Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable
Example Annual Percentage Rate (APR) Calculation
Loan Amount: ₹30,000
Tenure: 180 days = 6 months = 0.5 years
Interest Rate: 28% p.a.
Total Interest = ₹4,104
Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000
GST on total Other Charges = ₹360
Total Deductions = Total Other Charges + GST
Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640
Total Repayable = ₹30,000 + ₹4104 = ₹34,104
Note:
PF, DC, and GST are deducted upfront at the time of loan disbursement.
This is an indicative calculation, interest and other charges vary based on your profile.
Eligibility Criteria
Age- 21 to 55 years
Indian Citizen with valid Aadhaar & PAN
Salaried professional with ₹20,000+ monthly income
Active bank account for salary deposits
Minimum credit score: 680+
Why Choose Lenditt?
• No collateral or guarantor required
• 100% paperless KYC process
• Flexible repayment options
• No upfront fees
• Lenditt only works with RBI-approved NBFCs
Steps to avail a Personal Loan from Lenditt
Download the Lenditt App
Sign up using your active mobile number
Check eligibility with PAN or Aadhaar Card
Upload KYC documents, including ID, address proof & PAN card
Provide your bank account details
Choose among the loan amounts proposed to you
Get money in your bank account
Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
Madhur Instalments Private Limited- NBFC Registration Number B-12.00396
Besides Instant Personal Loans, our additional-
Value-Added Services:
Digi Gold & Silver
Invest in 24K gold & silver, starting from just ₹1.
Home Loan
Your first Step Towards Homeownership!
Spend Analytics
Spend Analytics provides you with clear insights to manage your finances.
Health & Wellness Protection Plan
Affordable Health & Wellness Protection Plan starting from Rs 499.
Contact Us
Email: support@lenditt.com
Call: +91 7862839654
Address: Times Corporate Park, Thaltej, Ahmedabad- 380059
T&C Applied!
- Apple App Store
- Paid
- Finance
Store Rank
- -
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January 15, 2026