Freo - UPI, Insurance, Loans vs Lenditt: Personal Loan App Usage & Stats

Lenditt- Instant Personal Loan App, Online Loan, Cash Loan for Salaried & Self-Employed Individuals Lenditt is a reputable instant loan platform providing Personal Loan and Home Loan, trusted by over 1.5+ million. It provides Loans upto ₹2 lacs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike,to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank. Besides instant personal loans, we allow you to conveniently invest in • Digi Gold & Silver • Home Loan Services Our Lending Partners Lenditt proudly collaborates with esteemed RBI-approved NBFCs. They are: Chinmay Finlease Limited- NBFC Registration Number- B.01.00558 Madhur Instalments Private Limited- NBFC Registration Number B-12.00396 Invest in Digital Gold & Silver: Lenditt is the most trusted platform to invest in Digital Gold & Silver. • NO minimum purchasing limit • You can invest in Digital Gold or Silver for as low as ₹1/- Track Spend Analysis • Easily track and analyze your spendings using our Spend Analysis feature for better financial decision-making Our Features • Loan Amount: ₹7,500 - ₹2 lacs • Quick Turn-around time: Under 5 minutes • Repayment Tenure: 45 Days to 180 Days • 100% Paperless loan application • No guarantors or collateral • No Subscription or upfront Fees Loan Eligibility • Working Professionals with Stable income • Above 21 years • Minimum take home income of 20,000 Per Month • Aadhaar & PAN Card Verification • Bank Account where income gets deposited monthly • All borrowing should be in good standing Loan Associated charges • Interest Rates: starts from 28 % per annum • Processing charge: From 5% to 6.5% of the loan amount • Documentation charge of 1% • ₹200 for online convenience charge • Bounce charges: ₹500 + GST as applicable • Minimum APR - 26% Maximum APR - 36% • Please note that GST charges will be added to the process charge, document charges, online convenience charge. *Note: GST charges will be added to the Processing charge, Documentation charges, and Online Convenience charge. APR disclosure of Personal Loan • Loan amount: ₹30,000 with a 28% interest rate per annum • Loan Duration: 180 Days • Total interest on the personal loan: ₹4,104 • Processing charge (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,000 • Total Deductions (Processing charge + Documentation charges + Online convenience + GST): ₹2,360 • Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,640 • Total Repayable Amount (Loan Amount + Interest): ₹34,104 • PF +DC + GST are deducted upfront during the loan disbursal. *Note: This is an indicative calculation; interest and other charges vary based on your profile. Step to avail a Personal Loan from Lenditt • Download the Lenditt App. • Sign up using your active mobile number. • Provide your PAN Card or Aadhar Card number & check your eligibility. • Upload your KYC document including your ID, address proof and PAN card. • Choose among the loan amounts offered to you. • Provide your bank account details. • Get money in your bank account Why Choose Lenditt for Instant Personal Loan? • Trusted and Reliable: Lenditt is a premier choice for personal loans • Lightning-fast Approval: We process your application in just 15 minutes. • 100% Paperless Process: We say NO to Paperwork. • Lowest Interest Rates: We offer the most competitive interest rates in the market. • Flexible Repayment Option: Lenditt aims to understand everyone's financial needs. We offer tailored loan options that fit the specific requirements of young individuals. • Integrity and Security: We protect your personal information with top- tier security measures, giving you peace of mind while managing your finances. Contact Us: We have the most experienced customer support team to help you with any required support. Contact them at support@lenditt.com or call at +917862839654.