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- Junio: Pocket Money & Payments Vs. OmniCard: UPI, Card & Rewards
Junio: Pocket Money & Payments vs OmniCard: UPI, Card & Rewards Usage & Stats
Junio is India’s most loved pocket money & payments app trusted by over 2 million students for their day to day payments.
Junio Prepaid Card: The Junio Prepaid Card is a Rupay card issued in a co-branding arrangement with Transcorp, a PPI license holder and a publicly listed company.
Key Features:
Get pocket money digitally from your parents in your Junio account.
Use your Junio card to withdraw money from ATMs.
Use Junio NCMC card for Metro and Bus transit.
Send and receive money from friends and family on Junio.
Make payments online and offline using your personalised Junio RuPay card.
Earn up to 9% interest with RBI ensured digital fixed deposits.
Buy gift cards / brand vouchers and save up to 15% on top brands including Zomato, Amazon, Flipkart, Nykaa, MakeMyTrip, BookMyShow, Steam, Valorant and 300+ more with brand vouchers.
Recharge mobile instantly for your friends & family without any convenience fee.
Earn pocket money by requesting and completing household tasks from parents.
Junio offers
Digital Payments
Send money to friends, request money from friends and family directly on your Junio app. Use your card to shop online and for in-store purchases. Claim a variety of offers on your transactions.
Brand Vouchers:
Junio offers a variety of brand vouchers for everyone to buy and save money on shopping. With brand vouchers, you can save 10 - 15% on your favourite brands that you use in day to day lives in every category like food, groceries, electronics, fashion, gaming, travel and more. Here’s some prominent brand vouchers you can purchase with your Junio balance:
Food: Buy Swiggy, Zomato, Pizza Hut, Domino’s and more vouchers on discounts.
Groceries: Buy Swiggy Instamart, Amazon Fresh and BigBasket vouchers on discounts.
Electronics: Buy Flipkart, Apple, Vijay Sales and more electronics brand vouchers on discounts.
Fashion: Buy Myntra, Westside, Ajio, Nykaa and more fashion brand vouchers on discounts.
Streaming: Buy Amazon Prime, Zee5 and many more streaming brand vouchers on discounts.
Travel: Buy Cleartrip, MakeMyTrip and many more travel brand vouchers on discounts.
Mobile recharge:
With Junio, now students also have the access to do mobile recharges for themselves and their family that too without any fee.
Fixed Deposits:
With Junio, you can open fixed deposits for yourself or for your child to secure their future and earn up to 9% interest on fixed deposits.
NCMC Card:
National Common Mobility Card is an card can be used of Metro and Bus transit, online/ offline shopping and also for Tap & Pay payment.
Daily streaks:
Earn extra pocket money and rewards just by showing up and checking-in on your Junio app. Complete 7 day streaks and win rewards like watches, Cashbacks and more.
Offers & Rewards
Junio offers opportunities to earn rewards on adding and spending money. Check your Junio app every day for new and exciting offers.
Referral Bonus
Junio is an ever growing community where students can invite their friends to join the app and they can earn cashback on rewards for each successful referral.
₹3 Lakh Monthly Limit
Students can ask parents to complete their full KYC and unlock wallet limit up to ₹3 Lakh monthly. Spend wisely, save and manage pocket money and earn rewards for doing so.
Junio is an essential payments app designed specifically for students. With Junio, students get:
ATM withdrawals
Access to digital payments.
100% safe and secure transactions.
Prompt customer support all 7 days of the week.
All special privileges without having to purchase any subscription.
But Junio isn't just about spending; it's about learning and planning your finances. The app offers practical tips for student budgeting, strategies for saving money, and insights into financial planning tailored for students. Junio is the first step in teaching kids about money management and cultivating financially responsible adults.
For more information, please review our Privacy Policy: https://junio.in/privacy
- Apple App Store
- Paid
- Finance
Store Rank
- -
OmniCard for Business Expenses: Corporate Cards and Spend Management
OmniCard is India's 1st Omnichannel spending platform, created to make payments simple, secure, and seamless. OmniCard brings you UPI Payments, Cards, and Cash together without a bank account. OmniCard is licensed by the Reserve Bank of India.
Designed with you, the hardworking employee, in mind, OmniCard is an easy-to-use app that helps you organize and manage your corporate expenses better. OmniCard is the ultimate tool for effortless employee expense management.
No more hassle or delays when it comes to tracking and submitting your expenses. With OmniCard, you can easily record your expenses on the go, whether it's a business trip, a client meeting, or lunch with colleagues. Say goodbye to stacks of bills and time-consuming paperwork.
How OmniCard Helps Employees:
- Upload receipts for approval
- Categorize your expenses
- Request funds in-app
- Digitize your spending records
- Save time on admin tasks
- Quicker reimbursements
- Personal corporate card
All about OmniCard:
- 100% digital KYC onboarding
- Use UPI without a Bank Account
- Load money via UPI, Net Banking, Debit/Credit cards
- Recharge, shop, transfer money, and much more
- Coming Soon: Transit and Bill payments
@OMNI UPI:
- Use UPI without a bank account
- Easy, instant payments
- Create UPI ID in just 3 seconds
Easy Payments:
- UPI Scan with OMNI UPI for safe, quick payments
- Swipe to pay: Simply swipe your Card for your offline purchases
- Tap to pay: Tap on the Go for contactless payments
- Pay online: Shop online with secure, seamless transactions
- Withdraw Cash: Withdraw Cash using any ATM
Robust Security:
- Licensed by RBI
- Create UPI ID without linking a Bank Account
- Secure, reliable payments
- Robust security guidelines
- Available 24X7 to address your concerns
- Block, deactivate, or change PIN immediately
- Set transaction limits
OmniCard Keychain:
- Quick, seamless payments powered by RuPay On-the-Go
- Easy in-app controls and complete transaction history
- Secure transactions across the widespread RuPay network
- Add money instantly using OmniCard
How to get started on OmniCard:
1. You will receive an SMS from OmniCard with a link from your Enterprise.
2. Click on the Link and Download the App.
3. Sign up, and you are done.
If you are an existing OmniCard user, just go to Pending Invitations in the profile section and accept the invitation from your Enterprise.
Download the app now and experience unbeatable simplicity to manage your Corporate Spending.
To Login to the OmniCard Spend Management Portal, go to - omnicard.in
For Sales/Business queries or to Book a Free Demo reach us at connect@omnicard.in
- Apple App Store
- Free
- Finance
Store Rank
- -
Junio: Pocket Money & Payments vs. OmniCard: UPI, Card & Rewards ranking comparison
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January 17, 2026