Cheddar - instant cashback vs Webull: Invest. Trade. Usage & Stats

Earn up to 10% cashback at Tesco, Sainsbury's, Asda & 100+ UK retailers. Purchase gift cards, shop normally, get money back automatically. Award-winning - Best App at Open Banking Expo Awards 2025. Rated 4.7 with 3,000+ reviews. AWARD-WINNING APP Winner: Best App, Open Banking Expo Awards 2025 Winner: Best Newcomer, British Bank Awards 2024 Shortlisted: Best Personal Finance App of the Year, British Bank Awards 2025 Trustpilot: Excellent rating - UK's highest-rated cashback app Apple App Store: 4.7 from 3,000+ reviews HOW IT WORKS 1. Download free (no ID needed, no credit checks) 2. Browse 100+ brands - Tesco, Sainsbury's, Deliveroo & more 3. Buy gift cards in seconds 4. Shop in-store or online as you normally would 5. Money added automatically to your balance (up to 10%) 6. Withdraw to your bank account anytime - no fees, no waiting Gift cards work like your debit card. Scan the barcode at checkout or enter the code online. Same shopping experience, cash rewards in your pocket. WHY CHOOSE CHEDDAR? - Rewards up to 10% - not points or delayed payouts - Major UK retailers: Tesco, Sainsbury's, Costa, Deliveroo & more - Reloadable gift cards for simple management - No fees, no minimum withdrawal - Secure, award-winning application - Open banking insights for personalised savings recommendations - Cash earnings, not points AVAILABLE BRANDS GROCERIES: Tesco (5%), Sainsbury's (4.25%), Asda (3%), Morrisons (4%), M&S (4%), Iceland, Farmfoods, McColl's, HelloFresh TAKEAWAY: Deliveroo, Just Eat, Uber Eats COFFEE & DINING: Costa (up to 10%), Starbucks, Caffè Nero, Pizza Express, Prezzo RETAIL: Currys, Boots, Argos FASHION: Nike, Adidas, New Look, JD Sports, Foot Locker, Sports Direct, Boohoo HOME: B&M, B&Q, Ikea, Dunelm, The Range TRAVEL: Airbnb, Uber, National Express, Trainline, Virgin Trains, Eurostar ENTERTAINMENT: Vue Cinemas, Odeon, Cineworld Plus 100+ more UK retailers. Rates range from 3% to 10% depending on the store. SMART FEATURES PERSONALISED OFFERS Thanks to secure open banking integration, Cheddar analyses your spending to show relevant opportunities at retailers you already use. No more searching for deals - they come to you. SAVINGS INSIGHTS See how much you could save at every brand based on your actual spending habits. Know your potential savings before making a purchase. RELOADABLE GIFT CARDS Top up the same card multiple times. Never lose track - everything's organised in one app. SPENDING TRACKER Automatically categorises your transactions and shows visual insights. Track every penny to make smarter financial decisions. CASHBACK BOOSTS Use Cheddar regularly to unlock higher rates. Like Duolingo streaks, but for saving money. PERSON-TO-PERSON PAYMENTS Split bills and share expenses easily. Send and receive money without sharing bank details or chasing people for payments. SAFE & SECURE - FCA authorised payment institution - Bank-level encryption - Secure open banking connections (read-only access) - No credit checks required - Your money is protected - GDPR compliant PERFECT FOR - Weekly grocery shopping (save 3-5% at Tesco, Sainsbury's, Asda) - Regular takeaways (earn back on Deliveroo, Just Eat, Uber Eats) - Coffee lovers (up to 10% back at Costa, Starbucks, Caffè Nero) - Online shopping (Nike, Adidas, Boohoo, JD Sports) - Family budgets (share costs easily with built-in payments) - Budget-conscious shoppers (track spending whilst earning rewards) GET STARTED TODAY Download Cheddar now and stop paying full price. Join thousands of UK savers earning up to 10% on everyday purchases. SUPPORT Need help? Our team is here for you. - In-app chat support - Email: support@cheddar.me - Help centre: cheddar.me/help - Response time: Usually within 24 hours Follow us: Instagram: @cheddarpay TikTok: @cheddarpay Cheddar Payments B.V. is authorized and regulated by the Financial Conduct Authority (FCA).