SaverLife: Accelerate Savings vs Guac - Save While You Spend Usage & Stats
“I am a walking testimony that SaverLife works, the program is real, and you DO save.” - Jessica, $5,000 winner from South Carolina.
Join our 500,000+ members who've doubled their savings rate and won $4.5 million*!
SaverLife is a nonprofit with unique savings challenges that pay out cash rewards to help you accelerate your savings and hit all your goals.
What’s in it for me?
Join exclusive savings challenges to win cash prizes for hitting your savings goals. Earn points for saving and making progress toward your goal. Spend your points on scratchers for more chances to win cash and boost your savings. The best part is these challenges and money saving tips help you build a habit. That habit is the key to saving up for a house, a car, an emergency fund, and achieving long-term financial freedom.
Features
-Unique savings challenges with cash rewards
-Points for each time you make progress toward your goal - redeem them for scratchers to win more money
-SaverPerks to take advantage of curated offers that help you save or earn even more money
-A community forum to learn money-saving tips and tricks from fellow savers
-Money 101 articles and quizzes written by certified financial coaches who know firsthand how hard it is to save
Our investors include JP Morgan Chase & Co, the MetLife Foundation, Prudential, and the Intuit Financial Freedom Foundation.
How do I join?
To get started, simply download the best way to save app and connect your bank to create your SaverLife account - that’s it! Signing up takes less than five minutes.
We’re not a bank. We are a nonprofit. We never touch your money - we only monitor your saving progress to help you maximize your rewards.
“I thought, ‘How will I save? I don’t have money!’ But SaverLife inspired me to see the importance of saving - even a little bit. That transformation in my mind of why it was important was really helpful.” - Shari, a mom from California
Unlike Yotta and Digit, we have a variety of unique savings challenges so you don’t get bored while you stay on track.
Why We’re Here
4 out of 10 Americans have less than $400 in savings. We’re on a mission to create the best help-me-save app to ensure everyone - 10 out of 10 people - has $400 or more saved on their way to achieving financial freedom.
*Savings Rate is based on comparing savings balance changes in the six months before joining SaverLife versus the six months after.
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Saving Money with Guac in 4 Easy Steps
1. Sync Guac with Your Bank
Securely connect your bank checking account to synchronize your transactions. Guac makes saving simple and automatic — all within a secure environment you can trust.
2. Create Your Savings Goals and Rules
Set up personalized Savings Goals and Savings Rules to save for what matters — whether it’s a trip, a car, groceries, or a future plan. Once set, Guac helps you save automatically through smart tipping and spending habits.
3. Accelerate Your Savings
Reach your goals faster by shopping in the Guac Marketplace to earn cash back or by exploring side hustles offered in the app. When you achieve your goal, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card.
4. Move Money Seamlessly
Transfer funds easily between your Savings Goals and your checking account anytime — with just a few taps.
Important Information:
Guac is a financial technology company, not a bank. Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City (FFBKC), Member FDIC.
Funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements such as proper recordkeeping and ownership identification.
FDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Guac’s operations.
FDIC coverage is subject to standard limits — currently up to $250,000 per depositor, per insured bank, per account ownership category. Your total coverage depends on your relationship with the bank and any other accounts you maintain directly with the same institution.
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SaverLife: Accelerate Savings VS. 
Guac - Save While You SpendJanuary 13, 2026