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挖财记账-AI自动记账 vs MoneyTrack: Expense Tracker Usage & Stats

AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!
  • Apple App Store
  • Free
  • Finance

Store Rank

- -

MoneyTrack is a pure, lightweight, and professional expense tracker. We stick to our "Three NOs" principle: NO Ads, NO Splash Screens, NO Financial Promotions. We reject clutter to return you a pure and lightning-fast bookkeeping experience. Why MoneyTrack? Because we believe bookkeeping is not about tedious data entry, but about gaining insights into your life through clear data. Over 6 million users are currently using MoneyTrack to manage their financial lives. 【Core Highlights】 • Pure & Ad-Free No banner ads, no push notifications, no annoying financial product recommendations. Open, track, and close. It's that simple. • True Cross-Platform Sync Supports not just iPhone and iPad, but also other mobile platforms and a dedicated Pro Desktop Version (Mac & PC). Your Cloud Ledger syncs in real-time, allowing you to track expenses anywhere, anytime. • AI Auto-Tracking Deeply integrated with iOS Shortcuts and powered by Smart AI Algorithms, MoneyTrack automatically categorizes your spending with high precision. Track expenses with a single tap without even opening the app. Make bookkeeping a seamless habit. 【Comprehensive Features】 Asset Management: Unified view of Cash, Bank Accounts, Credit Cards, e-Wallets, and Investments. Your Net Worth at a glance. Custom Categories: Supports 2-level categories with unlimited customization to fit your specific needs. Budget Control: Set monthly and category-based budgets. Monitor daily available funds dynamically to control spending and save more. Balance Sheet: Professional-grade financial reports to analyze your personal/family financial health in real-time. Shared Ledger: Invite family members or partners to join a ledger. Manage household finances together with full transparency. Debt Manager: Track money lent and borrowed. Supports installment repayments reminders. Credit Card Manager: Set billing and due dates. Auto-calculate interest-free periods to avoid late fees. Savings Goal: Set goals for your dreams (e.g., buying a car, traveling). Track progress and stay motivated. Calendar View: Visualize daily income and expenses on a calendar. Easy to review and check for missing entries. Desktop Widgets: Various widget styles to check daily spending or quick-add expenses right from your Home Screen. Instant Launch: No splash screen ads. The app launches instantly, ready for input in milliseconds. Recurring Expenses: Set up rent, subscriptions, or loans once, and they will be recorded automatically every cycle. Installments: Track credit card installments or loans. Auto-calculate monthly repayments for better cash flow planning. Refund Linking: Link refunds to original expense records for accurate statistics. Reimbursement: Mark expenses as "Reimbursable" with one tap. Separate personal spending from business expenses. Perfect for business trips. Multi-Currency: Supports global currencies with real-time exchange rates. Essential for travel, study abroad, and cross-border shopping. Attachments: Attach receipts or photos to your records. Smart Search: Search by amount, note, category, or date to find any transaction instantly. Batch Operations: Batch edit categories, dates, or delete records for efficient data management. Import & Export: Supports Excel export for backup and data import from other major apps. Your data belongs to you. Multi-Scenario Ledgers: Create separate ledgers for Life, Business, Travel, Baby, Renovation, etc. Data is completely isolated. Data Security: Free cloud backup. Sync across iPhone, iPad, Mac, and PC. We strictly follow privacy policies and never misuse your data. Help Center: https://docs.qianjiapp.com Feedback: Go to [Feedback] in the app.
  • Apple App Store
  • Free
  • Finance

Store Rank

- -

挖财记账-AI自动记账 vs. MoneyTrack: Expense Tracker ranking comparison

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挖财记账-AI自动记账 VS.
MoneyTrack: Expense Tracker

January 13, 2026