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Navi: UPI, Investments & Loans
Navi: UPI, Investments & Loans Vs. Capital Now: Instant Cash Loan

Navi: UPI, Investments & Loans vs Capital Now: Instant Cash Loan Usage & Stats

Navi, your all-in-one financial super-app designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features • Instantly transfer money to anyone, anytime. • Pay bills and recharge online. • Conveniently scan and pay at any store. • Seamlessly make online payments on various apps. • Enjoy hassle-free payments with Navi UPI Lite, no PIN is required. 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features • Diversify your portfolio with Domestic and International Funds. • Flexible investment options with weekly/monthly SIP. • One of the Lowest expense ratios for affordable investing. Remember, mutual fund investments are subject to market risks; read all scheme-related documents carefully. Navi Gold Features • 24K Digital Gold • 99.9% purity. 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. • Coverage up to ₹1 crore. • Health insurance premiums starting at just ₹235* per month. • Experience quality healthcare at over 11,000+ network hospitals*. • Cashless claim settlement within 20 minutes*. • Benefit from 100% coverage* of hospital bills through a paperless process. 4. Navi Cash Loan Access instant cash loans of up to ₹20 lakh. Navi Cash Loan features: • Enjoy competitive interest rates up to 26% per annum • Choose from flexible loan tenures up to 84 months • Experience a fully digital loan process with instant fund transfer to your bank account • Qualify with a minimum household income of ₹3 Lakh per annum Example of How Navi Cash Loan works: Loan Amount = ₹30,000 APR* (ROI) = 12% EMI = ₹2,800 Total Interest Payable = ₹2,800 x 12 months - ₹30,000 = ₹3,600 Total Amount Payable = ₹2,800 x 12 months = ₹33,600 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. For Navi, APR is equal to ROI (Rate of Interest) as we don't charge any additional fees. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes Navi Home Loan Features • Loan Amount up to ₹5 Crore • Interest Rate up to 13% • Loan Tenure up to 30 Years • Zero Processing Fees • Up to 90% LTV • Navi Home Loan is available in Bengaluru, Chennai & Hyderabad About Navi: • Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018. • Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-deposit taking systemically important NBFC registered & regulated by the RBI. • Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. • Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. • Navi UPI is NPCI approved.

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Capital Now: Instant Cash Loan

India's most trusted app for salaried individuals to avail instant personal loans. Apply for a quick online loan and get instant funds - anytime, anywhere, with no hidden charges. An experience you would enjoy at every step of your journey, with rewards that make your day. 100% Safe 100% Secure Key Features: Instant Personal Loans: Personal loans, which are effortless and instant with repayment periods from 3 to 6 months. Loan Against Mutual Funds: Leverage your mutual funds without liquidating, FYI MF loans are cheaper than personal loans. Bill Payments & Recharges: Seamlessly pay utility bills, mobile recharges, and more via the Bharat Bill Payment System (BBPS) directly from the app. Pocket-Friendly Rates: Enjoy competitive rates starting at just 1.5% per month. 100% Paperless Application: Quick approval without tedious paperwork. Cashback & Rewards: Welcome to the world of rewards - earn real and effortless rewards on every transaction Refer & Earn: Earn up to 10,000 rs every month through our refer and earn program. Zero Foreclosure Charges: Enjoy the freedom to pay off your loan early without any extra fees—no hidden costs! Eligibility Criteria: Age: 21+ Nationality: Indian Income: ₹22,000+ monthly income Documents Required: Valid PAN, Aadhaar card, Recent Salary Slip or Income Proof Instant Cash Loans: Capital Now offers instant personal loans with transparent terms, low fees, and fast disbursal. Loans are so easy that you can complete the process while sipping your coffee. Sample calculation of a personal loan: >Amount: ₹50,000 >Tenure: 6 months >Rate of Interest: 24% p.a. >Processing Fee: ₹2,500 >GST on Processing Fee: ₹450 >Total Interest: ₹6,000 >EMI: ₹9,333 >APR: 36.30% >Total Repayment Amount (Loan amount + Interest): ₹56,000 *Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment. Maximum APR up to 41.08% Bills Payments and Recharges: With the Capital Now app now enjoy BBPS services and win exciting rewards Pay electricity bills, broadband bills, landline bills, water bills, book cylinders, pay CC bills, Repay loans, recharge fastag, home rent and many more Loan Against Mutual Funds: Unlock liquidity without selling your investments. Pledge your mutual fund units and access funds with competitive rates and flexible repayment terms. Rates as low as 8% p.a Why Choose Capital Now? Transparent Loan Terms: Loans that are clear and honest, with No hidden fees. No hefty Charges: We don’t charge excessive penalties. Flexible Repayment Options: An instalment plan that fits your budget, with zero foreclosure charges. Rapid Approval Process: Get approved within minutes and funds are disbursed promptly. 24/7 Customer Support: Available via phone or email to assist you at every step Join Our Referral Program: Invite your friends to use the Capital Now app and earn up to 10,000rs per month. Our instant loan product is worth the share. Get an instant loan within 20 minutes and enjoy exciting rewards as you repay At Capital Now, we're all about making borrowing simple, fast, and transparent. Our fees are laid out upfront, so you’re never caught by surprise. Whether you need an instant personal loan or pay your bills, you can access everything you need anytime. With 24/7 customer support, we’re here to assist you at every step. Download now a hassle-free experience every step of the way. Our Lending Partners: Goldline Finance Private Limited Anu Colonisers Limited Data Security: Your privacy is our top priority! We utilize 256-bit SSL encryption to protect your personal and financial information. We value your privacy and are committed to protecting your data. Contact Us: Have questions? Call us at 9867366896 or email: support@capitalnow.in.