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Navi: UPI, Investments & Loans
Navi: UPI, Investments & Loans Vs. FlexSalary Instant Loan App

Navi: UPI, Investments & Loans vs FlexSalary Instant Loan App Usage & Stats

Navi, your all-in-one financial super-app designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.X 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features: • Instantly transfer money to anyone, anytime. • Pay bills and recharge online. • Conveniently scan and pay at any store. • Seamlessly make online payments on various apps. • Enjoy hassle-free payments with Navi UPI Lite, no PIN is required. 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features: • Diversify with Direct Index Funds for better growth. • Flexible SIP options: daily, weekly, or monthly. • Zero commission & one of lowest expense ratios for cost-effective investing. • Fastest redemption order payout in the industry. • Invest till 3 PM and get the same-day NAV for better returns. • Investment starts with just ₹100. Remember, mutual fund investments are subject to market risks; read all scheme-related documents carefully. Navi Gold Features: • 24K Digital Gold. • 99.9% purity. • Investment starts with just ₹50. 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features: • Coverage up to ₹3 crore. • Health insurance premiums starting at just ₹413* per month. • Experience quality healthcare at over 12,000+ network hospitals*. • Cashless claim settlement within 20 minutes*. • Benefit from 100% coverage* of hospital bills through a paperless process. 4. Navi Finserv Cash Loan Access instant Cash loans of up to ₹20 lakh. Navi Finserv Cash Loan features: • Enjoy competitive interest rates from 12% to 29.96% per annum. • Choose from flexible loan tenures ranging from 1 to 84 months. • Experience a fully digital loan process with instant fund transfer to your bank account. • Qualify with a minimum household income of ₹3 Lakh per annum. Example of how Navi Finserv Cash Loan works: Loan Amount = ₹30,000 ROI = 18% EMI = ₹2,750 Total Interest Payable = ₹2,750 x 12 months - ₹30,000 = ₹3000 Total Amount Payable = ₹2,750 x 12 months = ₹33,000 *Note: These numbers are for representation purposes only. Final APR will depend on the customer’s credit assessment. *APR (Annual Percentage Rate) is the total cost you’ll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes. Navi Home Loan Features: • Loan Amount up to ₹5 Crore. • Interest Rate up to 13%. • Loan Tenure up to 30 Years. • Zero Processing Fees. • Up to 90% LTV. • Navi Home Loan is available in Bengaluru, Chennai & Hyderabad. 6. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi: • Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018. • Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-deposit taking systemically important NBFC registered & regulated by the RBI. • Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. • Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. • Navi UPI is NPCI approved.

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FlexSalary Instant Loan App

FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. Here is a small example of how the FlexSalary personal loan product works: Loan amount: ₹ 50,000 One-time Processing fee: ₹ 1,000 (charged at 1st withdrawal) Annual Interest rate: 29% Tenure: 36 months Annual percentage rate (APR): 31.16% Flexible Monthly Instalments, Minimum payable is ₹2054 A total amount of ₹ 74,872 to be paid at the end of 36 months FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan. Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App Below are the applicable fees and charges for using FlexSalary Annual Interest Rate ranges from 18% to 36%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; APR ranges between 18% and maximum of 36%; Loan Tenure is 10 to 36 months; ZERO Late Fee; ZERO Bounce cheque fees; ZERO Prepayment penalty. If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India. Why Should You Choose FlexSalary for an Instant Online Loan? • 100% quick, easy, secured online loan application • Instant loan approval with minimal documents • Affordable interest rates • High loan approval rate • One-time approval, anytime cash • Multiple withdrawals • Pay interest only on used money. To be eligible for a FlexSalary instant cash loan you must be: • an Indian Citizen • having a minimum salary of ₹4,000 • above the age of 21 Documents Required to Apply for our Flexible Personal Loan • Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID) • PAN card • Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID) • Net banking verification for validating your income 24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs No Paperwork Required-Upload required documents online without any hassle Operational States FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com How to Apply for an Instant Approval Personal Loan Online 1. Download our App 2. Create an Account 3. Submit the required documents As soon as your salary advance loan is approved, you can transfer funds your bank account quickly. Safety&Security FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties. *The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty. Queries? Mail: kushi@flexsalary.com , Call: +91-40-4617-5151 Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008