River: Buy Bitcoin vs Swan Bitcoin: Buy & Save Usage & Stats
INVEST IN BITCOIN WITH CONFIDENCE
Buy Bitcoin in just a few minutes on our easy-to-use platform. Get instant access to financial tools that help you manage and use your bitcoin. Start earning interest on your cash, paid in Bitcoin, all in one app. River is a secure, trusted, and regulated financial institution in the USA.
EARN BITCOIN ON YOUR CASH ¹
Your cash should work for you. Earn interest on cash, paid in bitcoin. It's simple, no lockup period, no monthly fees.
ZERO-FEE RECURRING BUYS
Maximize your bitcoin holdings with dollar-cost averaging. Set up recurring buys and stack Bitcoin without paying fees.
TRACK YOUR BITCOIN GROWTH
River’s performance tracking tools give you real-time insights into your portfolio’s growth over time.
SEND & RECEIVE BITCOIN ANYTIME
Seamlessly send and receive Bitcoin through the Lightning Network or on-chain.
RIVER LINK
Experience the easiest way to send Bitcoin via text message with River Link. It’s perfect for gifting or splitting a bill with friends.
NEED HELP?
Visit river.com/support for more information or contact our Client Services team for the best in-class support.
SECURITY & REGULATION
River is a US-based, regulated financial institution, focused on keeping your Bitcoin safe. All assets are held in full reserve with multi-sig cold storage. Verify it yourself using our Proof of Reserves.
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¹ River Financial Inc. (“River”) is not a bank. USD funds are deposited by Lead Bank, Member FDIC. Your USD is FDIC-insured up to $250,000, inclusive of any deposits that you already hold at Lead Bank in the same ownership capacity. FDIC insurance may protect against a failure by Lead Bank, but does not protect against River’s failure, nor does it protect against theft or fraud. Bitcoin is not insured by the FDIC, and may lose value.
Interest may be earned on cash that has settled at Lead Bank. The interest rate is subject to change. You may choose to receive interest payouts in Bitcoin or in USD. Lead is not affiliated with River’s Bitcoin program, products, or offerings. Not available in all states. Fees may apply. Please review the Terms of Service for eligibility restrictions and additional details.
Privacy Policy: https://river.com/legal/privacy
Terms of Service: https://river.com/legal/terms
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Let’s build Bitcoin wealth, together.
Swan isn't just another place to buy Bitcoin – we're your partner in building generational Bitcoin wealth. Our Bitcoin experts deliver personalized service to help you navigate Bitcoin with confidence. Swan gives you the tools and guidance to do it right.
WHY CHOOSE SWAN?
- Swan Guard: Enterprise-grade custody with SOC 2 Type 2 compliance at its core, Swan Guard protects your assets so you can focus on growing wealth.
- Swan Private: Our dedicated Bitcoin experts work tirelessly to build strong relationships with clients and understand the nuances of managing wealth in a world transformed by Bitcoin.
- Swan IRA: Hold actual Bitcoin in your retirement account. Open a new Traditional or Roth IRA, or transfer your existing retirement account to Swan. Swan can also assist with 401(k) rollovers.
- Swan Vault: Go further with your Bitcoin security with our institutional-grade cold storage solution.
- Instant Bitcoin Buys: Buy Bitcoin whenever you want. Use your bank account or wire transfer to buy immediately at the current market price.
- Recurring Buys: Set up automatic recurring daily, weekly, or monthly purchases. Build Bitcoin wealth while avoiding the stress of timing the market.
- Limit Orders: Name a price you’d like to pay for Bitcoin, and Swan will automatically buy when it hits that price.
- Free Withdrawals: We believe in Bitcoin self-custody. That's why we never charge withdrawal fees when you're ready to move your Bitcoin to your own wallet.
BEYOND THE BASICS
- Swan Private: Planning a larger allocation? Unlock white-glove service from Swan. Our dedicated team provides personalized support for large purchases and business treasury solutions. Get direct access to Bitcoin specialists who understand your unique requirements and can help implement tailored strategies for your wealth preservation goals.
- Swan IRA: Provides a tax-advantaged solution for saving Bitcoin in retirement accounts. Choose between Traditional and Roth IRAs with seamless transfers and rollovers from your existing retirement accounts. Our transparent fee structure keeps things simple.
- Swan Vault: Advanced Bitcoin cold-storage security made simple. Clients can easily custody their own Bitcoin with peace of mind. Our guided setup process and optional one-on-one specialist session ensure you're confident in your security. With features like 72-hour withdrawal holds and multi-signature protection, your Bitcoin stays safe even if you lose your keys.
AND MORE
- Enable biometric authentication and hide balances for extra privacy.
- Track all your accounts in one place.
JOIN 130,000+ CLIENTS WHO TRUST SWAN
"Swan has been my go-to for years. Their Bitcoin-only focus and emphasis on education set them apart. The combination of low fees and exceptional service makes Swan the only platform I recommend to family." - Swan client
Featured in The Wall Street Journal, Forbes, The New York Times, Bitcoin Magazine, and more.
Questions? Visit http://help.swanbitcoin.com/
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River: Buy Bitcoin VS. 
Swan Bitcoin: Buy & SaveJanuary 17, 2026