AU 0101: Banking App, UPI, FD vs Jupiter: Cards, UPI, Banking Usage & Stats

Jupiter Money is India’s most-loved financial wellness app, trusted by more than 30 Lakh Indians. Earn ₹50,000+ every year with a lifetime free credit card → Get the Edge+ CSB Bank RuPay Credit Card, exclusively on Jupiter → Lifetime free credit card with no annual fee → 10% cashback on shopping brands like Amazon, Myntra, Flipkart and more → 5% cashback on travel brands like MakeMyTrip, Yatra, and more → 1% cashback on all other UPI and credit card spends → Scan any QR & pay with this UPI credit card → Get up to ₹7,00,000 credit limit Already have a RuPay Credit Card? Link it on Jupiter for up to 2% assured cashback! Earn 1% Rewards on your spends* with UPI payments & Debit Card → Fast & secure UPI payments with BHIM UPI → Track expenses with spend categories → Your money is insured up to Rs. 5 Lakh by DICGC Always stay in control of your money → Track all bank accounts in 1 place → Set a monthly Budget to reduce overspending → Get regular bill reminders to improve your credit score Upgrade to the most rewarding corporate Salary Account online: → Earn up to 1% cashback on spends* → Get Mini Loans up to Rs. 50,000 at 0% interest → Save up to ₹3500 every month on Forex charges Mutual Funds on Jupiter: The smarter way to invest online! → Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds → Invest once, or auto-invest daily, weekly, or monthly → Start small with No-Penalty SIPs starting at just ₹100 24K 99.99% Purest Digital Gold on Jupiter → Buy & sell anytime → Invest once, or auto-save daily, weekly, or monthly Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform. → Get a Mini Loan up to Rs. 50,000 → Get a Personal Loan up to Rs. 5 Lakh → Track your Loans and never miss an EMI payment Lending partners: Amica Finance Pvt Ltd (AFPL) Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India) > The minimum period for Personal Loan repayment is 3 months. The maximum period for Personal Loan repayment is 36 months. Annual Interest rate (monthly reducing rate): 15-30% Maximum APR on Personal Loan: Up to 65.91% The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan. > Example: Loan amount: Rs. 1,00,000 Interest - 16% p.a Tenure - 12 months Processing Fee - Rs. 2,360 (Including GST) Disbursal amount - Rs. 97,640 EMI - Rs. 9,073 Total Interest - Rs. 8,877 Total amount payable - Rs. 1,08,877 For queries & support: support@jupiter.money Jupiter uses the following permissions to secure your account: Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions) Contacts: To help securely send money to friends and family with UPI Camera: To scan QR codes and to verify your identity with a photo Phone: To link your number to your account on Jupiter Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments Disclaimers: Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge+ CSB Bank Credit Card is issued by CSB Bank, a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. Cashback depends on spend patterns, category-wise rates, and merchant eligibility. Users can earn ₹50,000+ annually. 1% cashback on ‘Others’ is uncapped. Fees and charges may apply. UPI via RuPay is subject to NPCI guidelines and merchant acceptance.