PNB Digital vs RCBC Pulz Usage & Stats

**Apply for a savings account** For Filipinos located in the Philippines, easily apply for a PNB savings account with just a valid ID. No initial deposit and no maintaining balance required. For Filipinos working in Hong Kong, Singapore and Japan, start your account application through PNB Digital with just a few taps and a valid ID. Visit the nearest PNB overseas branch within 30 days from your application for a quick KYC verification. Complete your application with a remittance to fund your account. **Easy sign-up** Register without going to the branch. You can use any eligible PNB Savings or Checking account number, PNB Debit Card or Credit Card number to enroll. **Stay Safe, Bank with Confidence** Access your account effortlessly with Fingerprint/Touch ID or Face ID. Lock your principal credit card anytime to prevent unauthorized use and unlock it when needed. **Manage and monitor your PNB deposit or e-money accounts** View your account balances and transaction history with 24/7 real-time access. **View your credit card information and electronic statements** Monitor your PNB Credit Card account balance, statement and recent transactions (including pending transactions). View your rewards points and PIN. View and download monthly e-statements. **Send money anytime, anywhere** Support your family or pay for your purchases online. Send money between PNB accounts, to other local banks and eWallets with InstaPay and PESONet. You can also schedule important one-time or recurring transfers for your convenience. **Settle your monthly bills in just one app** Skip the lines and beat the due dates! Make hassle-free payments to our various billers using your PNB Debit or Credit Card. You can also schedule important one-time or recurring payments for a worry-free experience. **eWallet Top-Up** Transfer funds directly to an eWallet in real-time with InstaPay. **Speed up your transactions** Transfer funds instantly to your family and friends by scanning their account QR Codes. **Share your account details safely** Receive funds without giving your account number. Create a QR Code for your accounts or link them to your registered mobile number and/or email address for sharing to your contacts. **Pay via QR Code** Pay your bills and your favorite online and instore shops easier via QR Ph codes. This is available for participating billers and merchants. **Cardless Withdrawal** Get cash at any PNB ATM using your phone. **Monitor your PNB Time Deposits** Add and view your active time deposits easily. **Invest in UITFs** Subscribe, manage and redeem your investment funds anytime, anywhere. **Order your PNB checkbook conveniently** Use your mobile app to quickly order your checkbook and pick-up at your PNB Branch of account. **Personalize your PNB Digital App Dashboard** Access your favorite transactions instantly by customizing your dashboard to include service features frequently used. Download the app now and enjoy an enhanced digital banking experience!

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RCBC Pulz

Be Boundless with RCBC Pulz On beat to your banking needs Modern look, easy navigation. Let your pulse guide your way! - Just swipe through to see all your accounts in one screen - Start transactions straight from any dashboard and complete them in fewer steps - Complete transactions with just one swipe - Learn more from the Financial Literacy section Your journey to financial empowerment starts here! - Experience hassle-free transactions in a heartbeat. Speed, efficiency, and boundless banking - all in one place! Be in full control of all your accounts such as current and savings accounts, MyWallet prepaid card, credit card, and loans. Open a USD or PHP account anytime, anywhere - without going to a physical branch! Zero minimum balance. All you need is one (1) valid government-issued ID. Keep full track of your balance and spending. Check up to 3 months worth of your ATM withdrawals, fund transfers, and online shopping in your Transaction History. - Stay in sync with your finances - anytime, anywhere! Manage your money the way you want through features that provide boundless access. Do stress-free deposits, withdrawals, and payments just by scanning a QR code. Perform cardless withdrawal up to Php 20,000 per transaction, and up to Php 50,000 per day at any RCBC ATM. Cardless Deposits are also possible in select Deposit Machines available in RCBC Plaza. Send cash up to P5,000 per transaction and up to P50,000 per day. Deposit checks to your RCBC account by simply taking a clear picture of the front and back of the check. - Unlock the full potential of digital banking. Enjoy more time and freedom through our boundless services. Transfer funds directly to local and international banks and PH e-wallets. Send cash to loved ones even if they don’t have a bank account. They just need to present the reference number sent to their mobile numbers and 1 valid ID to any RCBC branch or to RCBC’s remittance partners. Purchase and convert 6 foreign currencies (US Dollars, HongKong Dollars, Euro, British Pounds, Japanese Yen, and Singapore Dollars) either for travel or investments. Pay bills online for FREE. No enrollment needed. Buy telco, gaming, and RFID load to be credited to in your account in real time. Order new cheque books and request other bank documents in advance. - Own your financial future. Explore boundless opportunities in the digital financial space. Invest in your future through the country’s first digital in-app Unit Investment Trust Fund (UITF). Place and manage additional investments, and withdraw your investment earnings anytime without penalties. Learn more financial tips from our dedicated Financial Literacy section. - Elevate your lifestyle and reap rewards. Immerse yourself in a world of boundless experiences. Maximize RCBC's credit card features, Unlipay, Rewards, and Payroll loans. Have access to an in-depth analysis of your expenses through the Spend Analyzer feature. Make your credit card payments lighter by converting purchases up to 36 monthly installments. Secure your credit card by using your phone - report a lost or damaged card, activate your card, and lock or unlock a card. - Ensure protection of all your financial transactions. Experience boundless protection from multiple digital security checks. Secure access to your accounts with biometrics log-in and device registration. Confirm all transactions with a one-time password (OTP). Prevent unauthorized transactions when you lock and unlock your debit and credit cards in just one swipe. Monitor transactions happening in your account with email and SMS notifications.