WeMoney: Pay off debt faster vs MyPayNow Usage & Stats

Join WeMoney for free – Australia’s smart personal finance app, helping you track all of your money and pay down debt faster. See all of your financial accounts in one place, monitor your credit score and discover ways to pay down your debt faster with better products. Plus, get support from a growing financial community in WeMoney – for free. FEATURES - Connect all your financial accounts to get a complete 360-degree view of your money - Free monthly updates to your credit scores (Equifax and Experian) and improve your credit health so you can unlock opportunities to improve your financial wellness. - Pay down your debt faster with personalised savings opportunities to help you get a better deal. - Join the conversation with Australia's most passionate financial community to help one another become debt-free, save for a holiday, own a house, plus more. - Try for free or upgrade to WeMoney Pro and get daily credit file monitoring to protect against fraud, unlimited custom categories and a desktop version (plus more)! AS SEEN ON Australian Financial Review, Fortune, Channel 9 News, Channel 7 News, news.com.au, Daily Mail Australia, Yahoo Finance, Smart Company, The West Australian, The Today Show, Savings.com.au, and Student Edge. WHAT'S MORE? - See all your accounts in one place - Set monthly budgets & money goals - Track your payday - Know your net worth - Get insights into your spending & saving habits - Check your credit score for free, forever - Automatically categorise transactions - Track your bills, any wasteful subscriptions & recurring payments - Get notifications of daily spending - Refer a friend to help the planet - Save money with our panel of leading lenders - Help continuously to improve financial performance & usability - More features coming soon! SAFE & SECURE WeMoney uses the latest in bank-grade security features and has also partnered with Yodlee, a global leader in the banking sector trusted by over 27 million users worldwide, to keep your data safe, including encryption 2048bit SSL. WeMoney does not store your banking credentials and only uses read-only access when it accesses your financial data. WeMoney doesn't sell your data to third parties. Plus, you can secure your account with Fingerprint, FaceID, and PIN logins. AWARD WINNING - 'Best PFM/Savings Account' - Australian Fintech 2022 - 'Best PFM/Savings Account' - Australian Fintech 2021 - 'Emerging Fintech - Peoples Choice' - Finnies 2021 - Best Fintech App/Website' - Australian Fintech 2024 Any information provided by WeMoney is general in nature and was prepared for information purposes only. Accordingly, reliance should not be placed on any of WeMoney’s resources as the basis for making an investment, financial or other decision and therefore, should not be considered to constitute financial advice. WeMoney Pty Ltd ABN 88 633 007 860 Privacy Policy https://www.wemoney.com.au/privacypolicy Terms of Use https://www.wemoney.com.au/terms-of-use

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MyPayNow

When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want. How it works: 1. Create an account, enter your employment info and link your bank statements to determine your available funds. 2. Request the funds you want and it will be in your account - in most cases within 60 seconds. 3. Scheduled repayments are automatically set up to coincide with your pay cycle. 4. Repeat as often and as much as you like, up to your available funds. How much does it cost? There is a 5% transaction fee and an annual percentage rate (APR) of 24%. For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48. Why choose MyPayNow? • Fast, simple, cheap, secure access to your money • Private and discrete … we don’t contact your employer. We deal directly and only with you. • Avoid stress and late fees … rather than falling behind on bills, pay them on time. • No way to accumulate a huge debt as only a quarter of your wage is available. • Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period). • Enjoy financial freedom and live life at your pace MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.