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- Timo Digital Bank by BVBank Vs. Liobank・Digital Mobile Banking
Timo Digital Bank by BVBank vs Liobank・Digital Mobile Banking Usage & Stats
Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees.
Free withdrawals and transfers with Timo.
Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as:
• Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as:
− Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo.
− Send money transfer messages in Vietnamese and Emoji.
− Easily view Transaction list with each Payee.
− TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers.
− QR Code: receive payments or deposits quickly without sharing your account information.
• Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day.
• Connect with popular e-wallets: Momo, ZaloPay...
• Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points.
• Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups...
• Experience international online payment with Timo Debit Visa virtual card.
• Help you easily access capital with:
− Timo Visa credit card: free of issuance fee and annual fee for life.
− Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero.
− Installment loan package with partners of Timo.
• Smart online saving:
− Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month.
− Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms.
• Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use.
• Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club.
• Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones.
• Secure method trusted by multiple layers of login authentication and instant notifications when making transactions.
• Personal Financial Management – where all the quintessential tools to understand your finace reside:
− Cashflow Overview.
− Cashflow by Category.
− Asset Tracker.
− Credit Card Report.
− Cashflow by Payment Type & Payee.
As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS:
• Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide.
• Quickly top up cash at the CRM (Cash Recycling Machine) system.
• Withdraw cash without a card using VietQR code at supported ATMs.
• Touch payment with Chip card is fast and safe.
• Activate, lock/unlock and reissue the card right on the app in case the card is lost.
• Link more e-wallets with Timo card numbers such as: Momo, ZaloPay…
OPEN A TIMO VISA CREDIT CARD TO ENJOY:
• Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide.
• Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged..
• The installment feature helps you convert large expenses into smaller ones and choose the right repayment period.
Quickly open an online Timo account to enjoy a practical banking experience with your life.
If you have any questions, please kindly contact us:
Hotline: 1800 6788
Email: care@timo.vn
Website: www.timo.vn
Hangout:
• Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City.
• Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District.
• Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District.
• Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.
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Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card.
Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.
26 reasons why Liobank will become your favorite bank:
- 2-in-1 card with combined credit and debit features and instant cashback.
- Credit limit of up to 300,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork.
- Pay and get up to 10% cashback on your spending and mobile top-ups cashback.
- Installment plans for up to 12 months with a low fee of only 1.7% per month.
- 3,5% interest on your personal funds with the Savings Account Feature.
- Zero fees for fast money transfers, payments, mobile top-ups, and utility payments.
- Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee.
- Supports Google Pay / Apple pay
- Set your own lucky account number – it's free!
- Payment reminders and utilities payments notifications to pay for your bills.
- "Piggy" to save for your dreams and earn 3,5% annual interest.
- Control payments for linked services directly in the Liobank internet banking app with subscription management.
- Shake your phone to pay and make transfers to people nearby without needing card or phone numbers.
- Split bills for cafes or taxis among friends.
- Seamlessly transfer money funds using your phone contact list.
- Add beautiful photos to your money transfers and congratulate your friends in the most original way!
- Cancel a payment within 10 seconds if you make a mistake.
- Respond to payments with a single touch and repeat previous payments instantly.
- Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits.
- Easily access and export card statements via the internet banking app.
- Label expenses with tags and build convenient finance analytics.
- Collect rewards for actively using your bank card.
- Use "Incognito" mode for privacy, concealing your balance and transaction amounts.
- Change your app background color with a tap.
- Use dark mode.
- React to payments with emojis instead of "thank you" or "money received."
- Choose how we address you. It could be fun when you speak with support.
- No chatbots - speak directly with our experienced support professionals anytime, anywhere.
Get your perfect Liobank 2-in-1 credit and debit card today!
Address: 15 Tran Bach Dang, Ward 3, Thu Duc District, Ho Chi Minh City, Vietnam. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005
- Apple App Store
- Free
- Finance
Store Rank
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Timo Digital Bank by BVBank vs. Liobank・Digital Mobile Banking ranking comparison
Compare Timo Digital Bank by BVBank ranking trend in the past 28 days vs. Liobank・Digital Mobile Banking
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March 17, 2025